Tompkins Financial Corporation (TMP) — Cash Flow Quality Index

Latest as of September 2025: 1.47x

Tompkins Financial Corporation (TMP) has a Cash Flow Quality Index of 1.47x as of September 2025. Operating cash flow of $34.90 Million exceeds net income of $23.67 Million, indicating high earnings quality where cash backs reported profits. Explore Tompkins Financial Corporation long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.47x
Operating CF / Net Income

Operating Cash Flow

$34.90 Million
USD

Net Income

$23.67 Million
USD

Data as of

Sep 2025
Most recent filing

Tompkins Financial Corporation Cash Flow Quality Index (1990–2024)

Historical Cash Flow Quality Index for Tompkins Financial Corporation across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Tompkins Financial Corporation (TMP) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Tompkins Financial Corporation (1990–2024)

Year-by-year earnings quality comparison for Tompkins Financial Corporation. For live market cap and the full company financial profile, see how much is Tompkins Financial Corporation worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.34x $94.97 Million $70.85 Million ▼ -85.7%
2023 9.36x $89.00 Million $9.51 Million ▲ +670.5%
2022 1.22x $103.34 Million $85.03 Million ▼ -10.5%
2021 1.36x $121.18 Million $89.26 Million ▲ +3.9%
2020 1.31x $101.39 Million $77.59 Million ▲ +5.1%
2019 1.24x $101.61 Million $81.72 Million ▼ -4.6%
2018 1.30x $107.27 Million $82.31 Million ▼ -20.5%
2017 1.64x $86.06 Million $52.49 Million ▲ +7.1%
2016 1.53x $90.86 Million $59.34 Million ▲ +8.5%
2015 1.41x $82.44 Million $58.42 Million ▼ -5.1%
2014 1.49x $77.36 Million $52.04 Million ▼ -9.7%
2013 1.65x $83.71 Million $50.86 Million ▼ -16.6%
2012 1.97x $61.78 Million $31.29 Million ▼ -2.9%
2011 2.03x $71.99 Million $35.42 Million ▲ +6.0%
2010 1.92x $64.85 Million $33.83 Million ▲ +155.7%
2009 0.75x $23.86 Million $31.83 Million ▼ -63.6%
2008 2.06x $61.53 Million $29.83 Million ▲ +44.8%
2007 1.42x $37.57 Million $26.37 Million ▲ +5.3%
2006 1.35x $37.55 Million $27.77 Million ▼ -1.9%
2005 1.38x $38.19 Million $27.68 Million ▼ -1.5%
2004 1.40x $35.87 Million $25.61 Million ▼ -1.6%
2003 1.42x $34.44 Million $24.20 Million ▲ +44.9%
2002 0.98x $22.49 Million $22.91 Million ▼ -0.7%
2001 0.99x $19.41 Million $19.63 Million ▼ -39.0%
2000 1.62x $28.37 Million $17.51 Million ▲ +59.9%
1999 1.01x $15.40 Million $15.20 Million ▼ -29.4%
1998 1.43x $20.80 Million $14.50 Million ▲ +11.6%
1997 1.28x $16.69 Million $12.99 Million ▲ +2.8%
1996 1.25x $11.50 Million $9.20 Million ▼ -2.9%
1995 1.29x $11.20 Million $8.70 Million ▲ +19.9%
1994 1.07x $8.70 Million $8.10 Million ▼ -13.9%
1993 1.25x $10.10 Million $8.10 Million ▲ +19.7%
1992 1.04x $7.50 Million $7.20 Million ▼ -8.2%
1991 1.13x $5.90 Million $5.20 Million ▲ +11.1%
1990 1.02x $4.80 Million $4.70 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.