Tompkins Financial Corporation (TMP) — Cash Flow Quality Index
Tompkins Financial Corporation (TMP) has a Cash Flow Quality Index of 1.47x as of September 2025. Operating cash flow of $34.90 Million exceeds net income of $23.67 Million, indicating high earnings quality where cash backs reported profits. Explore cash efficiency ratio of Tompkins Financial Corporation to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Tompkins Financial Corporation Cash Flow Quality Index (1990–2024)
Historical Cash Flow Quality Index for Tompkins Financial Corporation across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Tompkins Financial Corporation to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Tompkins Financial Corporation (1990–2024)
Year-by-year earnings quality comparison for Tompkins Financial Corporation. For live market cap and the full company financial profile, see Tompkins Financial Corporation market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.34x | $94.97 Million | $70.85 Million | ▼ -85.7% |
| 2023 | 9.36x | $89.00 Million | $9.51 Million | ▲ +670.5% |
| 2022 | 1.22x | $103.34 Million | $85.03 Million | ▼ -10.5% |
| 2021 | 1.36x | $121.18 Million | $89.26 Million | ▲ +3.9% |
| 2020 | 1.31x | $101.39 Million | $77.59 Million | ▲ +5.1% |
| 2019 | 1.24x | $101.61 Million | $81.72 Million | ▼ -4.6% |
| 2018 | 1.30x | $107.27 Million | $82.31 Million | ▼ -20.5% |
| 2017 | 1.64x | $86.06 Million | $52.49 Million | ▲ +7.1% |
| 2016 | 1.53x | $90.86 Million | $59.34 Million | ▲ +8.5% |
| 2015 | 1.41x | $82.44 Million | $58.42 Million | ▼ -5.1% |
| 2014 | 1.49x | $77.36 Million | $52.04 Million | ▼ -9.7% |
| 2013 | 1.65x | $83.71 Million | $50.86 Million | ▼ -16.6% |
| 2012 | 1.97x | $61.78 Million | $31.29 Million | ▼ -2.9% |
| 2011 | 2.03x | $71.99 Million | $35.42 Million | ▲ +6.0% |
| 2010 | 1.92x | $64.85 Million | $33.83 Million | ▲ +155.7% |
| 2009 | 0.75x | $23.86 Million | $31.83 Million | ▼ -63.6% |
| 2008 | 2.06x | $61.53 Million | $29.83 Million | ▲ +44.8% |
| 2007 | 1.42x | $37.57 Million | $26.37 Million | ▲ +5.3% |
| 2006 | 1.35x | $37.55 Million | $27.77 Million | ▼ -1.9% |
| 2005 | 1.38x | $38.19 Million | $27.68 Million | ▼ -1.5% |
| 2004 | 1.40x | $35.87 Million | $25.61 Million | ▼ -1.6% |
| 2003 | 1.42x | $34.44 Million | $24.20 Million | ▲ +44.9% |
| 2002 | 0.98x | $22.49 Million | $22.91 Million | ▼ -0.7% |
| 2001 | 0.99x | $19.41 Million | $19.63 Million | ▼ -39.0% |
| 2000 | 1.62x | $28.37 Million | $17.51 Million | ▲ +59.9% |
| 1999 | 1.01x | $15.40 Million | $15.20 Million | ▼ -29.4% |
| 1998 | 1.43x | $20.80 Million | $14.50 Million | ▲ +11.6% |
| 1997 | 1.28x | $16.69 Million | $12.99 Million | ▲ +2.8% |
| 1996 | 1.25x | $11.50 Million | $9.20 Million | ▼ -2.9% |
| 1995 | 1.29x | $11.20 Million | $8.70 Million | ▲ +19.9% |
| 1994 | 1.07x | $8.70 Million | $8.10 Million | ▼ -13.9% |
| 1993 | 1.25x | $10.10 Million | $8.10 Million | ▲ +19.7% |
| 1992 | 1.04x | $7.50 Million | $7.20 Million | ▼ -8.2% |
| 1991 | 1.13x | $5.90 Million | $5.20 Million | ▲ +11.1% |
| 1990 | 1.02x | $4.80 Million | $4.70 Million | — |