Tompkins Financial Corporation Cash Flow Quality Index
Tompkins Financial Corporation cash flow quality index. Tompkins Financial Corporation (TMP) has a Cash Flow Quality Index of 1.47x as of September 2025. Operating cash flow of $34.90 Million exceeds net income of $23.67 Million, indicating high earnings quality where cash backs reported profits. See financial agility of Tompkins Financial Corporation to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Tompkins Financial Corporation (1990–2024)
Cash flow quality index of Tompkins Financial Corporation from 1990 to 2024. Historical Cash Flow Quality Index for Tompkins Financial Corporation across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Tompkins Financial Corporation service its debt to assess how comfortably operating cash covers total debt obligations.
Tompkins Financial Corporation Cash Flow Quality Index by Year (1990–2024)
Tompkins Financial Corporation cash flow quality index by year from 1990 to 2024. Year-by-year earnings quality comparison for Tompkins Financial Corporation. For the full cash flow conversion analysis, see Tompkins Financial Corporation (TMP) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.34x | $94.97 Million | $70.85 Million | ▼ -85.7% |
| 2023 | 9.36x | $89.00 Million | $9.51 Million | ▲ +670.5% |
| 2022 | 1.22x | $103.34 Million | $85.03 Million | ▼ -10.5% |
| 2021 | 1.36x | $121.18 Million | $89.26 Million | ▲ +3.9% |
| 2020 | 1.31x | $101.39 Million | $77.59 Million | ▲ +5.1% |
| 2019 | 1.24x | $101.61 Million | $81.72 Million | ▼ -4.6% |
| 2018 | 1.30x | $107.27 Million | $82.31 Million | ▼ -20.5% |
| 2017 | 1.64x | $86.06 Million | $52.49 Million | ▲ +7.1% |
| 2016 | 1.53x | $90.86 Million | $59.34 Million | ▲ +8.5% |
| 2015 | 1.41x | $82.44 Million | $58.42 Million | ▼ -5.1% |
| 2014 | 1.49x | $77.36 Million | $52.04 Million | ▼ -9.7% |
| 2013 | 1.65x | $83.71 Million | $50.86 Million | ▼ -16.6% |
| 2012 | 1.97x | $61.78 Million | $31.29 Million | ▼ -2.9% |
| 2011 | 2.03x | $71.99 Million | $35.42 Million | ▲ +6.0% |
| 2010 | 1.92x | $64.85 Million | $33.83 Million | ▲ +155.7% |
| 2009 | 0.75x | $23.86 Million | $31.83 Million | ▼ -63.6% |
| 2008 | 2.06x | $61.53 Million | $29.83 Million | ▲ +44.8% |
| 2007 | 1.42x | $37.57 Million | $26.37 Million | ▲ +5.3% |
| 2006 | 1.35x | $37.55 Million | $27.77 Million | ▼ -1.9% |
| 2005 | 1.38x | $38.19 Million | $27.68 Million | ▼ -1.5% |
| 2004 | 1.40x | $35.87 Million | $25.61 Million | ▼ -1.6% |
| 2003 | 1.42x | $34.44 Million | $24.20 Million | ▲ +44.9% |
| 2002 | 0.98x | $22.49 Million | $22.91 Million | ▼ -0.7% |
| 2001 | 0.99x | $19.41 Million | $19.63 Million | ▼ -39.0% |
| 2000 | 1.62x | $28.37 Million | $17.51 Million | ▲ +59.9% |
| 1999 | 1.01x | $15.40 Million | $15.20 Million | ▼ -29.4% |
| 1998 | 1.43x | $20.80 Million | $14.50 Million | ▲ +11.6% |
| 1997 | 1.28x | $16.69 Million | $12.99 Million | ▲ +2.8% |
| 1996 | 1.25x | $11.50 Million | $9.20 Million | ▼ -2.9% |
| 1995 | 1.29x | $11.20 Million | $8.70 Million | ▲ +19.9% |
| 1994 | 1.07x | $8.70 Million | $8.10 Million | ▼ -13.9% |
| 1993 | 1.25x | $10.10 Million | $8.10 Million | ▲ +19.7% |
| 1992 | 1.04x | $7.50 Million | $7.20 Million | ▼ -8.2% |
| 1991 | 1.13x | $5.90 Million | $5.20 Million | ▲ +11.1% |
| 1990 | 1.02x | $4.80 Million | $4.70 Million | — |