Tompkins Financial Corporation Cash Flow-to-Debt Ratio
Tompkins Financial Corporation cash flow-to-debt ratio. Tompkins Financial Corporation (TMP) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $34.90 Million could theoretically repay 0% of its total liabilities ($7.68 Billion) in one year. Check Tompkins Financial Corporation cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Tompkins Financial Corporation (1990–2024)
Cash flow-to-debt ratio of Tompkins Financial Corporation from 1990 to 2024. Historical debt coverage capacity for Tompkins Financial Corporation across 35 annual periods. Check Tompkins Financial Corporation investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Tompkins Financial Corporation Cash Flow-to-Debt Ratio by Year (1990–2024)
Tompkins Financial Corporation cash flow-to-debt ratio by year from 1990 to 2024. Year-by-year debt coverage analysis for Tompkins Financial Corporation. For the full cash flow conversion analysis, see Tompkins Financial Corporation cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $94.97 Million | $7.40 Billion | ▲ +3.2% |
| 2023 | 0.01x | $89.00 Million | $7.15 Billion | ▼ -15.0% |
| 2022 | 0.01x | $103.34 Million | $7.05 Billion | ▼ -14.3% |
| 2021 | 0.02x | $121.18 Million | $7.09 Billion | ▼ -95.3% |
| 2020 | 0.36x | $101.39 Million | $278.22 Million | ▲ +2074.2% |
| 2019 | 0.02x | $101.61 Million | $6.06 Billion | ▼ -4.1% |
| 2018 | 0.02x | $107.27 Million | $6.14 Billion | ▲ +23.3% |
| 2017 | 0.01x | $86.06 Million | $6.07 Billion | ▼ -11.3% |
| 2016 | 0.02x | $90.86 Million | $5.69 Billion | ▲ +0.3% |
| 2015 | 0.02x | $82.44 Million | $5.17 Billion | ▼ -1.5% |
| 2014 | 0.02x | $77.36 Million | $4.78 Billion | ▼ -12.1% |
| 2013 | 0.02x | $83.71 Million | $4.55 Billion | ▲ +31.0% |
| 2012 | 0.01x | $61.78 Million | $4.40 Billion | ▼ -39.5% |
| 2011 | 0.02x | $71.99 Million | $3.10 Billion | ▲ +6.9% |
| 2010 | 0.02x | $64.85 Million | $2.99 Billion | ▲ +164.6% |
| 2009 | 0.01x | $23.86 Million | $2.91 Billion | ▼ -64.7% |
| 2008 | 0.02x | $61.53 Million | $2.65 Billion | ▲ +33.6% |
| 2007 | 0.02x | $37.57 Million | $2.16 Billion | ▼ -6.5% |
| 2006 | 0.02x | $37.55 Million | $2.02 Billion | ▼ -6.3% |
| 2005 | 0.02x | $38.19 Million | $1.92 Billion | ▼ -0.5% |
| 2004 | 0.02x | $35.87 Million | $1.80 Billion | ▼ -1.3% |
| 2003 | 0.02x | $34.44 Million | $1.70 Billion | ▲ +36.4% |
| 2002 | 0.01x | $22.49 Million | $1.52 Billion | ▼ -1.7% |
| 2001 | 0.02x | $19.41 Million | $1.29 Billion | ▼ -36.9% |
| 2000 | 0.02x | $28.37 Million | $1.19 Billion | ▲ +68.3% |
| 1999 | 0.01x | $15.40 Million | $1.09 Billion | ▼ -41.6% |
| 1998 | 0.02x | $20.80 Million | $855.68 Million | ▼ -17.0% |
| 1997 | 0.03x | $16.69 Million | $570.00 Million | ▲ +37.2% |
| 1996 | 0.02x | $11.50 Million | $538.70 Million | ▼ -8.1% |
| 1995 | 0.02x | $11.20 Million | $481.90 Million | ▲ +23.8% |
| 1994 | 0.02x | $8.70 Million | $463.40 Million | ▼ -17.3% |
| 1993 | 0.02x | $10.10 Million | $444.80 Million | ▲ +27.0% |
| 1992 | 0.02x | $7.50 Million | $419.50 Million | ▲ +19.1% |
| 1991 | 0.02x | $5.90 Million | $393.10 Million | ▲ +10.3% |
| 1990 | 0.01x | $4.80 Million | $352.60 Million | — |