Tompkins Financial Corporation (TMP) — Cash Flow-to-Debt Ratio
Tompkins Financial Corporation (TMP) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $34.90 Million could theoretically repay 0% of its total liabilities ($7.68 Billion) in one year. See Tompkins Financial Corporation (TMP) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Tompkins Financial Corporation Cash Flow-to-Debt Ratio (1990–2024)
Historical debt coverage capacity for Tompkins Financial Corporation across 35 annual periods. Also explore TMP net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Tompkins Financial Corporation (1990–2024)
Year-by-year debt coverage analysis for Tompkins Financial Corporation. For market capitalisation and broader financial context, see TMP market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $94.97 Million | $7.40 Billion | ▲ +3.2% |
| 2023 | 0.01x | $89.00 Million | $7.15 Billion | ▼ -15.0% |
| 2022 | 0.01x | $103.34 Million | $7.05 Billion | ▼ -14.3% |
| 2021 | 0.02x | $121.18 Million | $7.09 Billion | ▼ -95.3% |
| 2020 | 0.36x | $101.39 Million | $278.22 Million | ▲ +2074.2% |
| 2019 | 0.02x | $101.61 Million | $6.06 Billion | ▼ -4.1% |
| 2018 | 0.02x | $107.27 Million | $6.14 Billion | ▲ +23.3% |
| 2017 | 0.01x | $86.06 Million | $6.07 Billion | ▼ -11.3% |
| 2016 | 0.02x | $90.86 Million | $5.69 Billion | ▲ +0.3% |
| 2015 | 0.02x | $82.44 Million | $5.17 Billion | ▼ -1.5% |
| 2014 | 0.02x | $77.36 Million | $4.78 Billion | ▼ -12.1% |
| 2013 | 0.02x | $83.71 Million | $4.55 Billion | ▲ +31.0% |
| 2012 | 0.01x | $61.78 Million | $4.40 Billion | ▼ -39.5% |
| 2011 | 0.02x | $71.99 Million | $3.10 Billion | ▲ +6.9% |
| 2010 | 0.02x | $64.85 Million | $2.99 Billion | ▲ +164.6% |
| 2009 | 0.01x | $23.86 Million | $2.91 Billion | ▼ -64.7% |
| 2008 | 0.02x | $61.53 Million | $2.65 Billion | ▲ +33.6% |
| 2007 | 0.02x | $37.57 Million | $2.16 Billion | ▼ -6.5% |
| 2006 | 0.02x | $37.55 Million | $2.02 Billion | ▼ -6.3% |
| 2005 | 0.02x | $38.19 Million | $1.92 Billion | ▼ -0.5% |
| 2004 | 0.02x | $35.87 Million | $1.80 Billion | ▼ -1.3% |
| 2003 | 0.02x | $34.44 Million | $1.70 Billion | ▲ +36.4% |
| 2002 | 0.01x | $22.49 Million | $1.52 Billion | ▼ -1.7% |
| 2001 | 0.02x | $19.41 Million | $1.29 Billion | ▼ -36.9% |
| 2000 | 0.02x | $28.37 Million | $1.19 Billion | ▲ +68.3% |
| 1999 | 0.01x | $15.40 Million | $1.09 Billion | ▼ -41.6% |
| 1998 | 0.02x | $20.80 Million | $855.68 Million | ▼ -17.0% |
| 1997 | 0.03x | $16.69 Million | $570.00 Million | ▲ +37.2% |
| 1996 | 0.02x | $11.50 Million | $538.70 Million | ▼ -8.1% |
| 1995 | 0.02x | $11.20 Million | $481.90 Million | ▲ +23.8% |
| 1994 | 0.02x | $8.70 Million | $463.40 Million | ▼ -17.3% |
| 1993 | 0.02x | $10.10 Million | $444.80 Million | ▲ +27.0% |
| 1992 | 0.02x | $7.50 Million | $419.50 Million | ▲ +19.1% |
| 1991 | 0.02x | $5.90 Million | $393.10 Million | ▲ +10.3% |
| 1990 | 0.01x | $4.80 Million | $352.60 Million | — |