Tompkins Financial Corporation (TMP) — Cash Flow Reinvestment Rate

Latest as of September 2025: 3.13x

Tompkins Financial Corporation (TMP) has a Cash Flow Reinvestment Rate of 3.13x as of September 2025, reinvesting $109.35 Million (capex $1.00 Million plus investments $-108.35 Million) from operating cash flow of $34.90 Million. Check Tompkins Financial Corporation earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

3.13x
(Capex + Investments) / Operating CF

Total Reinvested

$109.35 Million
Capex + Investments

Operating Cash Flow

$34.90 Million
USD

Capital Expenditures

$1.00 Million
USD

Tompkins Financial Corporation Cash Flow Reinvestment Rate (1990–2024)

Historical reinvestment intensity for Tompkins Financial Corporation across 35 annual periods. Explore TMP strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Tompkins Financial Corporation (1990–2024)

Year-by-year capital reinvestment analysis for Tompkins Financial Corporation. For live market cap and broader valuation context, see TMP stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 2.70x $256.65 Million $94.97 Million $6.21 Million ▲ +110.1%
2023 1.29x $114.50 Million $89.00 Million $6.76 Million ▲ +1185.4%
2022 0.10x $10.34 Million $103.34 Million $8.17 Million ▼ -97.9%
2021 4.82x $583.58 Million $121.18 Million $4.74 Million ▼ -24.3%
2020 6.36x $644.68 Million $101.39 Million $4.55 Million ▲ +363.4%
2019 1.37x $139.42 Million $101.61 Million $6.01 Million ▲ +0.0%
2018 1.37x $147.13 Million $107.27 Million $18.08 Million ▼ -72.5%
2017 4.99x $429.68 Million $86.06 Million $35.29 Million ▼ -20.9%
2016 6.31x $573.49 Million $90.86 Million $16.06 Million ▲ +15.1%
2015 5.49x $452.22 Million $82.44 Million $6.34 Million ▲ +37.6%
2014 3.99x $308.45 Million $77.36 Million $9.04 Million ▲ +21.7%
2013 3.27x $274.13 Million $83.71 Million $6.54 Million ▲ +426.9%
2012 0.62x $38.40 Million $61.78 Million $7.07 Million ▼ -70.3%
2011 2.09x $150.55 Million $71.99 Million $3.31 Million ▲ +3741.0%
2010 0.05x $3.53 Million $64.85 Million $3.53 Million ▼ -74.8%
2009 0.22x $5.17 Million $23.86 Million $5.17 Million ▲ +380.6%
2008 0.05x $2.77 Million $61.53 Million $2.77 Million ▼ -68.7%
2007 0.14x $5.41 Million $37.57 Million $5.41 Million ▼ -43.4%
2006 0.25x $9.56 Million $37.55 Million $9.56 Million ▲ +42.7%
2005 0.18x $6.81 Million $38.19 Million $6.81 Million ▼ -17.9%
2004 0.22x $7.80 Million $35.87 Million $7.80 Million ▲ +72.5%
2003 0.13x $4.34 Million $34.44 Million $4.34 Million ▼ -42.5%
2002 0.22x $4.93 Million $22.49 Million $4.93 Million ▲ +13.8%
2001 0.19x $3.74 Million $19.41 Million $3.74 Million ▼ -1.5%
2000 0.20x $5.55 Million $28.37 Million $5.55 Million ▲ +23.7%
1999 0.16x $2.43 Million $15.40 Million $2.43 Million ▲ +50.5%
1998 0.11x $2.18 Million $20.80 Million $2.18 Million ▼ -24.6%
1997 0.14x $2.32 Million $16.69 Million $2.32 Million ▲ +100.2%
1996 0.07x $800.00K $11.50 Million $800.00K ▼ -29.2%
1995 0.10x $1.10 Million $11.20 Million $1.10 Million ▼ -62.8%
1994 0.26x $2.30 Million $8.70 Million $2.30 Million ▲ +105.4%
1993 0.13x $1.30 Million $10.10 Million $1.30 Million ▼ -31.0%
1992 0.19x $1.40 Million $7.50 Million $1.40 Million ▲ +83.6%
1991 0.10x $600.00K $5.90 Million $600.00K ▼ -30.3%
1990 0.15x $700.00K $4.80 Million $700.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow