Tompkins Financial Corporation (TMP) — Cash Flow Reinvestment Rate

Latest as of September 2025: 3.13x

Tompkins Financial Corporation (TMP) has a Cash Flow Reinvestment Rate of 3.13x as of September 2025, reinvesting $109.35 Million (capex $1.00 Million plus investments $-108.35 Million) from operating cash flow of $34.90 Million. See free cash flow generation of Tompkins Financial Corporation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

3.13x
(Capex + Investments) / Operating CF

Total Reinvested

$109.35 Million
Capex + Investments

Operating Cash Flow

$34.90 Million
USD

Capital Expenditures

$1.00 Million
USD

Tompkins Financial Corporation Cash Flow Reinvestment Rate (1990–2024)

Historical reinvestment intensity for Tompkins Financial Corporation across 35 annual periods. For the full cash flow conversion analysis, see TMP operating cash flow.

Annual Cash Flow Reinvestment Rate for Tompkins Financial Corporation (1990–2024)

Year-by-year capital reinvestment analysis for Tompkins Financial Corporation. See how financially flexible is Tompkins Financial Corporation to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 2.70x $256.65 Million $94.97 Million $6.21 Million ▲ +110.1%
2023 1.29x $114.50 Million $89.00 Million $6.76 Million ▲ +1185.4%
2022 0.10x $10.34 Million $103.34 Million $8.17 Million ▼ -97.9%
2021 4.82x $583.58 Million $121.18 Million $4.74 Million ▼ -24.3%
2020 6.36x $644.68 Million $101.39 Million $4.55 Million ▲ +363.4%
2019 1.37x $139.42 Million $101.61 Million $6.01 Million ▲ +0.0%
2018 1.37x $147.13 Million $107.27 Million $18.08 Million ▼ -72.5%
2017 4.99x $429.68 Million $86.06 Million $35.29 Million ▼ -20.9%
2016 6.31x $573.49 Million $90.86 Million $16.06 Million ▲ +15.1%
2015 5.49x $452.22 Million $82.44 Million $6.34 Million ▲ +37.6%
2014 3.99x $308.45 Million $77.36 Million $9.04 Million ▲ +21.7%
2013 3.27x $274.13 Million $83.71 Million $6.54 Million ▲ +426.9%
2012 0.62x $38.40 Million $61.78 Million $7.07 Million ▼ -70.3%
2011 2.09x $150.55 Million $71.99 Million $3.31 Million ▲ +3741.0%
2010 0.05x $3.53 Million $64.85 Million $3.53 Million ▼ -74.8%
2009 0.22x $5.17 Million $23.86 Million $5.17 Million ▲ +380.6%
2008 0.05x $2.77 Million $61.53 Million $2.77 Million ▼ -68.7%
2007 0.14x $5.41 Million $37.57 Million $5.41 Million ▼ -43.4%
2006 0.25x $9.56 Million $37.55 Million $9.56 Million ▲ +42.7%
2005 0.18x $6.81 Million $38.19 Million $6.81 Million ▼ -17.9%
2004 0.22x $7.80 Million $35.87 Million $7.80 Million ▲ +72.5%
2003 0.13x $4.34 Million $34.44 Million $4.34 Million ▼ -42.5%
2002 0.22x $4.93 Million $22.49 Million $4.93 Million ▲ +13.8%
2001 0.19x $3.74 Million $19.41 Million $3.74 Million ▼ -1.5%
2000 0.20x $5.55 Million $28.37 Million $5.55 Million ▲ +23.7%
1999 0.16x $2.43 Million $15.40 Million $2.43 Million ▲ +50.5%
1998 0.11x $2.18 Million $20.80 Million $2.18 Million ▼ -24.6%
1997 0.14x $2.32 Million $16.69 Million $2.32 Million ▲ +100.2%
1996 0.07x $800.00K $11.50 Million $800.00K ▼ -29.2%
1995 0.10x $1.10 Million $11.20 Million $1.10 Million ▼ -62.8%
1994 0.26x $2.30 Million $8.70 Million $2.30 Million ▲ +105.4%
1993 0.13x $1.30 Million $10.10 Million $1.30 Million ▼ -31.0%
1992 0.19x $1.40 Million $7.50 Million $1.40 Million ▲ +83.6%
1991 0.10x $600.00K $5.90 Million $600.00K ▼ -30.3%
1990 0.15x $700.00K $4.80 Million $700.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow