Tompkins Financial Corporation (TMP) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Tompkins Financial Corporation (TMP) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $35.90 Million (operating CF $34.90 Million minus capex $1.00 Million) represents 0% of total liabilities ($7.68 Billion). Also explore TMP net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$35.90 Million
Operating CF − Capex

Total Liabilities

$7.68 Billion
USD

Capital Expenditures

$1.00 Million
USD

Tompkins Financial Corporation Financial Flexibility Index (1990–2024)

Historical Financial Flexibility Index trend for Tompkins Financial Corporation across 35 annual periods. Check how strategically is Tompkins Financial Corporation's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Tompkins Financial Corporation (1990–2024)

Year-by-year free cash flow to debt coverage for Tompkins Financial Corporation. For the full company profile including market capitalisation, see Tompkins Financial Corporation market cap and net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $101.17 Million $94.97 Million $7.40 Billion ▲ +2.1%
2023 0.01x $95.77 Million $89.00 Million $7.15 Billion ▼ -15.3%
2022 0.02x $111.51 Million $103.34 Million $7.05 Billion ▼ -11.0%
2021 0.02x $125.92 Million $121.18 Million $7.09 Billion ▼ -95.3%
2020 0.38x $105.94 Million $101.39 Million $278.22 Million ▲ +2044.8%
2019 0.02x $107.63 Million $101.61 Million $6.06 Billion ▼ -13.1%
2018 0.02x $125.35 Million $107.27 Million $6.14 Billion ▲ +2.2%
2017 0.02x $121.36 Million $86.06 Million $6.07 Billion ▲ +6.3%
2016 0.02x $106.92 Million $90.86 Million $5.69 Billion ▲ +9.5%
2015 0.02x $88.79 Million $82.44 Million $5.17 Billion ▼ -5.1%
2014 0.02x $86.40 Million $77.36 Million $4.78 Billion ▼ -9.0%
2013 0.02x $90.25 Million $83.71 Million $4.55 Billion ▲ +26.8%
2012 0.02x $68.85 Million $61.78 Million $4.40 Billion ▼ -35.5%
2011 0.02x $75.30 Million $71.99 Million $3.10 Billion ▲ +6.1%
2010 0.02x $68.39 Million $64.85 Million $2.99 Billion ▲ +129.4%
2009 0.01x $29.03 Million $23.86 Million $2.91 Billion ▼ -58.9%
2008 0.02x $64.30 Million $61.53 Million $2.65 Billion ▲ +22.0%
2007 0.02x $42.99 Million $37.57 Million $2.16 Billion ▼ -14.7%
2006 0.02x $47.12 Million $37.55 Million $2.02 Billion ▼ -0.3%
2005 0.02x $45.00 Million $38.19 Million $1.92 Billion ▼ -3.7%
2004 0.02x $43.67 Million $35.87 Million $1.80 Billion ▲ +6.7%
2003 0.02x $38.78 Million $34.44 Million $1.70 Billion ▲ +26.0%
2002 0.02x $27.42 Million $22.49 Million $1.52 Billion ▲ +0.5%
2001 0.02x $23.15 Million $19.41 Million $1.29 Billion ▼ -37.0%
2000 0.03x $33.92 Million $28.37 Million $1.19 Billion ▲ +73.8%
1999 0.02x $17.84 Million $15.40 Million $1.09 Billion ▼ -38.8%
1998 0.03x $22.98 Million $20.80 Million $855.68 Million ▼ -19.5%
1997 0.03x $19.01 Million $16.69 Million $570.00 Million ▲ +46.1%
1996 0.02x $12.30 Million $11.50 Million $538.70 Million ▼ -10.5%
1995 0.03x $12.30 Million $11.20 Million $481.90 Million ▲ +7.5%
1994 0.02x $11.00 Million $8.70 Million $463.40 Million ▼ -7.4%
1993 0.03x $11.40 Million $10.10 Million $444.80 Million ▲ +20.8%
1992 0.02x $8.90 Million $7.50 Million $419.50 Million ▲ +28.3%
1991 0.02x $6.50 Million $5.90 Million $393.10 Million ▲ +6.0%
1990 0.02x $5.50 Million $4.80 Million $352.60 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities