Tompkins Financial Corporation (TMP) — Financial Flexibility Index
Tompkins Financial Corporation (TMP) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $35.90 Million (operating CF $34.90 Million minus capex $1.00 Million) represents 0% of total liabilities ($7.68 Billion). Check total reinvestment intensity of Tompkins Financial Corporation to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Tompkins Financial Corporation Financial Flexibility Index (1990–2024)
Historical Financial Flexibility Index trend for Tompkins Financial Corporation across 35 annual periods. For the full cash flow conversion analysis, see Tompkins Financial Corporation (TMP) cash flow conversion.
Annual Financial Flexibility Index for Tompkins Financial Corporation (1990–2024)
Year-by-year free cash flow to debt coverage for Tompkins Financial Corporation. Explore cash flow to debt ratio of Tompkins Financial Corporation to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $101.17 Million | $94.97 Million | $7.40 Billion | ▲ +2.1% |
| 2023 | 0.01x | $95.77 Million | $89.00 Million | $7.15 Billion | ▼ -15.3% |
| 2022 | 0.02x | $111.51 Million | $103.34 Million | $7.05 Billion | ▼ -11.0% |
| 2021 | 0.02x | $125.92 Million | $121.18 Million | $7.09 Billion | ▼ -95.3% |
| 2020 | 0.38x | $105.94 Million | $101.39 Million | $278.22 Million | ▲ +2044.8% |
| 2019 | 0.02x | $107.63 Million | $101.61 Million | $6.06 Billion | ▼ -13.1% |
| 2018 | 0.02x | $125.35 Million | $107.27 Million | $6.14 Billion | ▲ +2.2% |
| 2017 | 0.02x | $121.36 Million | $86.06 Million | $6.07 Billion | ▲ +6.3% |
| 2016 | 0.02x | $106.92 Million | $90.86 Million | $5.69 Billion | ▲ +9.5% |
| 2015 | 0.02x | $88.79 Million | $82.44 Million | $5.17 Billion | ▼ -5.1% |
| 2014 | 0.02x | $86.40 Million | $77.36 Million | $4.78 Billion | ▼ -9.0% |
| 2013 | 0.02x | $90.25 Million | $83.71 Million | $4.55 Billion | ▲ +26.8% |
| 2012 | 0.02x | $68.85 Million | $61.78 Million | $4.40 Billion | ▼ -35.5% |
| 2011 | 0.02x | $75.30 Million | $71.99 Million | $3.10 Billion | ▲ +6.1% |
| 2010 | 0.02x | $68.39 Million | $64.85 Million | $2.99 Billion | ▲ +129.4% |
| 2009 | 0.01x | $29.03 Million | $23.86 Million | $2.91 Billion | ▼ -58.9% |
| 2008 | 0.02x | $64.30 Million | $61.53 Million | $2.65 Billion | ▲ +22.0% |
| 2007 | 0.02x | $42.99 Million | $37.57 Million | $2.16 Billion | ▼ -14.7% |
| 2006 | 0.02x | $47.12 Million | $37.55 Million | $2.02 Billion | ▼ -0.3% |
| 2005 | 0.02x | $45.00 Million | $38.19 Million | $1.92 Billion | ▼ -3.7% |
| 2004 | 0.02x | $43.67 Million | $35.87 Million | $1.80 Billion | ▲ +6.7% |
| 2003 | 0.02x | $38.78 Million | $34.44 Million | $1.70 Billion | ▲ +26.0% |
| 2002 | 0.02x | $27.42 Million | $22.49 Million | $1.52 Billion | ▲ +0.5% |
| 2001 | 0.02x | $23.15 Million | $19.41 Million | $1.29 Billion | ▼ -37.0% |
| 2000 | 0.03x | $33.92 Million | $28.37 Million | $1.19 Billion | ▲ +73.8% |
| 1999 | 0.02x | $17.84 Million | $15.40 Million | $1.09 Billion | ▼ -38.8% |
| 1998 | 0.03x | $22.98 Million | $20.80 Million | $855.68 Million | ▼ -19.5% |
| 1997 | 0.03x | $19.01 Million | $16.69 Million | $570.00 Million | ▲ +46.1% |
| 1996 | 0.02x | $12.30 Million | $11.50 Million | $538.70 Million | ▼ -10.5% |
| 1995 | 0.03x | $12.30 Million | $11.20 Million | $481.90 Million | ▲ +7.5% |
| 1994 | 0.02x | $11.00 Million | $8.70 Million | $463.40 Million | ▼ -7.4% |
| 1993 | 0.03x | $11.40 Million | $10.10 Million | $444.80 Million | ▲ +20.8% |
| 1992 | 0.02x | $8.90 Million | $7.50 Million | $419.50 Million | ▲ +28.3% |
| 1991 | 0.02x | $6.50 Million | $5.90 Million | $393.10 Million | ▲ +6.0% |
| 1990 | 0.02x | $5.50 Million | $4.80 Million | $352.60 Million | — |