Tompkins Financial Corporation Working Capital to Net Assets Ratio
Tompkins Financial Corporation working capital to net assets ratio. Tompkins Financial Corporation (TMP) has a Working Capital to Net Assets ratio of -770.0% as of September 2025. Working capital of $-6.07 Billion (current assets of $1.06 Billion minus current liabilities of $7.13 Billion) is measured against net assets of $788.80 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check TMP goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Tompkins Financial Corporation (1991–2024)
Working capital to net assets ratio of Tompkins Financial Corporation from 1991 to 2024. This chart shows how Tompkins Financial Corporation's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1991 to 2024. As of September 2025, the ratio stands at -770.0%, reflecting working capital of $-6.07 Billion against net assets of $788.80 Million USD. See operational self-sufficiency of Tompkins Financial Corporation to measure how many days the company can operate on defensive assets alone.
Tompkins Financial Corporation Working Capital to Net Assets Ratio by Year (1991–2024)
Tompkins Financial Corporation working capital to net assets ratio by year from 1991 to 2024. The table below presents the year-by-year Working Capital to Net Assets ratio for Tompkins Financial Corporation from 1991 to 2024, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see how large is Tompkins Financial Corporation's balance sheet.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -766.8% | $-5.47 Billion | $713.44 Million | $1.29 Billion | $6.76 Billion | ▲ +41.7 pp |
| 2023 | -808.5% | $-5.42 Billion | $669.93 Million | $1.51 Billion | $6.93 Billion | ▲ +35.5 pp |
| 2022 | -844.0% | $-5.21 Billion | $617.39 Million | $1.69 Billion | $6.90 Billion | ▼ -1147.1 pp |
| 2021 | 303.1% | $2.21 Billion | $728.94 Million | $2.22 Billion | $14.00 Million | ▲ +301.7 pp |
| 2020 | 1.4% | $99.97 Million | $7.34 Billion | $2.13 Billion | $2.03 Billion | ▼ -194.4 pp |
| 2019 | 195.8% | $1.30 Billion | $663.05 Million | $1.54 Billion | $239.10 Million | ▲ +1168.6 pp |
| 2018 | -972.8% | $-6.04 Billion | $620.87 Million | $78.52 Million | $6.12 Billion | ▼ -121.1 pp |
| 2017 | -851.7% | $-4.91 Billion | $576.20 Million | $77.69 Million | $4.99 Billion | ▲ +4.6 pp |
| 2016 | -856.2% | $-4.70 Billion | $549.40 Million | $62.07 Million | $4.77 Billion | ▲ +23.8 pp |
| 2015 | -880.0% | $-4.54 Billion | $516.47 Million | $56.26 Million | $4.60 Billion | ▲ +5.2 pp |
| 2014 | -885.2% | $-4.33 Billion | $489.58 Million | $53.92 Million | $4.39 Billion | ▲ +9.2 pp |
| 2013 | -894.4% | $-4.10 Billion | $457.94 Million | $82.16 Million | $4.18 Billion | ▲ +60.9 pp |
| 2012 | -955.3% | $-4.22 Billion | $441.36 Million | $117.45 Million | $4.33 Billion | ▼ -4.5 pp |
| 2011 | -950.8% | $-2.84 Billion | $299.14 Million | $47.30 Million | $2.89 Billion | ▲ +26.4 pp |
| 2010 | -977.2% | $-2.67 Billion | $273.41 Million | $47.34 Million | $2.72 Billion | ▼ -307.7 pp |
| 2009 | -669.5% | $-1.64 Billion | $245.01 Million | $1.04 Billion | $2.68 Billion | ▲ +142.7 pp |
| 2008 | -812.2% | $-1.78 Billion | $219.36 Million | $844.00 Million | $2.63 Billion | ▼ -1408.6 pp |
| 2007 | 596.4% | $1.18 Billion | $198.65 Million | $2.29 Billion | $1.10 Billion | ▲ +19.6 pp |
| 2006 | 576.8% | $1.10 Billion | $191.07 Million | $2.14 Billion | $1.04 Billion | ▲ +25.5 pp |
| 2005 | 551.3% | $1.01 Billion | $182.67 Million | $2.06 Billion | $1.05 Billion | ▲ +77.5 pp |
| 2004 | 473.8% | $817.18 Million | $172.47 Million | $1.92 Billion | $1.10 Billion | ▲ +347.5 pp |
| 2003 | 126.3% | $202.72 Million | $160.46 Million | $1.82 Billion | $1.62 Billion | ▲ +0.6 pp |
| 2002 | 125.8% | $191.29 Million | $152.09 Million | $1.63 Billion | $1.44 Billion | ▼ -0.6 pp |
| 2001 | 126.4% | $167.59 Million | $132.56 Million | $1.38 Billion | $1.21 Billion | ▼ -1.1 pp |
| 2000 | 127.5% | $148.57 Million | $116.48 Million | $1.27 Billion | $1.12 Billion | ▲ +19.4 pp |
| 1999 | 108.1% | $111.16 Million | $102.82 Million | $1.16 Billion | $1.05 Billion | ▲ +636.5 pp |
| 1998 | -528.4% | $-523.22 Million | $99.03 Million | $40.78 Million | $564.00 Million | ▲ +365.7 pp |
| 1997 | -894.0% | $-508.70 Million | $56.90 Million | $34.30 Million | $543.00 Million | ▲ +38.7 pp |
| 1996 | -932.7% | $-490.60 Million | $52.60 Million | $33.10 Million | $523.70 Million | ▼ -849.0 pp |
| 1991 | -83.7% | $-28.80 Million | $34.40 Million | $28.00 Million | $56.80 Million | — |