Tompkins Financial Corporation (TMP) — Free Cash Flow Generation Index

Latest as of September 2025: 0.97x

Tompkins Financial Corporation (TMP) has a Free Cash Flow Generation Index of 0.97x as of September 2025. Free cash flow of $33.90 Million represents 1% of operating cash flow ($34.90 Million). See Tompkins Financial Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.97x
Free Cash Flow / Operating CF

Free Cash Flow

$33.90 Million
USD

Operating Cash Flow

$34.90 Million
USD

Capital Expenditures

$1.00 Million
USD

Tompkins Financial Corporation Free Cash Flow Generation Index (1990–2024)

Historical FCF Generation Index trend for Tompkins Financial Corporation across 35 annual periods. Explore Tompkins Financial Corporation cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Tompkins Financial Corporation (1990–2024)

Year-by-year Free Cash Flow Generation Index for Tompkins Financial Corporation. For the full company profile including market capitalisation, see Tompkins Financial Corporation (TMP) market capitalisation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.93x $88.76 Million $94.97 Million $6.21 Million ▲ +1.1%
2023 0.92x $82.24 Million $89.00 Million $6.76 Million ▲ +0.3%
2022 0.92x $95.17 Million $103.34 Million $8.17 Million ▼ -4.2%
2021 0.96x $116.44 Million $121.18 Million $4.74 Million ▲ +0.6%
2020 0.96x $96.84 Million $101.39 Million $4.55 Million ▲ +1.5%
2019 0.94x $95.60 Million $101.61 Million $6.01 Million ▲ +13.2%
2018 0.83x $89.18 Million $107.27 Million $18.08 Million ▲ +40.9%
2017 0.59x $50.77 Million $86.06 Million $35.29 Million ▼ -28.3%
2016 0.82x $74.80 Million $90.86 Million $16.06 Million ▼ -11.2%
2015 0.93x $76.46 Million $82.44 Million $6.34 Million ▲ +5.0%
2014 0.88x $68.32 Million $77.36 Million $9.04 Million ▼ -4.2%
2013 0.92x $77.16 Million $83.71 Million $6.54 Million ▲ +4.1%
2012 0.89x $54.71 Million $61.78 Million $7.07 Million ▼ -7.2%
2011 0.95x $68.68 Million $71.99 Million $3.31 Million ▲ +0.9%
2010 0.95x $61.32 Million $64.85 Million $3.53 Million ▲ +20.7%
2009 0.78x $18.70 Million $23.86 Million $5.17 Million ▼ -17.9%
2008 0.95x $58.76 Million $61.53 Million $2.77 Million ▲ +11.6%
2007 0.86x $32.16 Million $37.57 Million $5.41 Million ▲ +14.8%
2006 0.75x $27.99 Million $37.55 Million $9.56 Million ▼ -9.3%
2005 0.82x $31.37 Million $38.19 Million $6.81 Million ▲ +5.0%
2004 0.78x $28.07 Million $35.87 Million $7.80 Million ▼ -10.5%
2003 0.87x $30.10 Million $34.44 Million $4.34 Million ▲ +11.9%
2002 0.78x $17.56 Million $22.49 Million $4.93 Million ▼ -3.3%
2001 0.81x $15.67 Million $19.41 Million $3.74 Million ▲ +0.4%
2000 0.80x $22.82 Million $28.37 Million $5.55 Million ▼ -4.5%
1999 0.84x $12.97 Million $15.40 Million $2.43 Million ▼ -5.9%
1998 0.89x $18.61 Million $20.80 Million $2.18 Million ▲ +4.0%
1997 0.86x $14.37 Million $16.69 Million $2.32 Million ▼ -7.5%
1996 0.93x $10.70 Million $11.50 Million $800.00K ▲ +3.2%
1995 0.90x $10.10 Million $11.20 Million $1.10 Million ▲ +22.6%
1994 0.74x $6.40 Million $8.70 Million $2.30 Million ▼ -15.6%
1993 0.87x $8.80 Million $10.10 Million $1.30 Million ▲ +7.1%
1992 0.81x $6.10 Million $7.50 Million $1.40 Million ▼ -9.5%
1991 0.90x $5.30 Million $5.90 Million $600.00K ▲ +5.2%
1990 0.85x $4.10 Million $4.80 Million $700.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).