Paymentus Holdings, Inc. (PAY) — Cash Flow Quality Index

Latest as of June 2026: 1.91x

Paymentus Holdings, Inc. (PAY) has a Cash Flow Quality Index of 1.91x as of June 2026. Operating cash flow of $48.86 Million exceeds net income of $25.56 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Paymentus Holdings, Inc. to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.91x
Operating CF / Net Income

Operating Cash Flow

$48.86 Million
USD

Net Income

$25.56 Million
USD

Data as of

Jun 2026
Most recent filing

Paymentus Holdings, Inc. Cash Flow Quality Index (2003–2025)

Historical Cash Flow Quality Index for Paymentus Holdings, Inc. across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Paymentus Holdings, Inc. (PAY) cash flow conversion.

Annual Cash Flow Quality Index for Paymentus Holdings, Inc. (2003–2025)

Year-by-year earnings quality comparison for Paymentus Holdings, Inc..

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 2.42x $162.13 Million $66.94 Million ▲ +68.1%
2024 1.44x $63.63 Million $44.17 Million ▼ -53.3%
2023 3.08x $68.83 Million $22.32 Million ▲ +47.1%
2021 2.10x $19.49 Million $9.30 Million ▼ -19.3%
2020 2.60x $35.62 Million $13.71 Million ▲ +103.2%
2019 1.28x $17.51 Million $13.70 Million ▼ -59.4%
2015 3.15x $249.30 Million $79.10 Million ▼ -6.0%
2012 3.35x $217.96 Million $65.03 Million ▲ +442.2%
2011 0.62x $174.57 Million $282.40 Million ▼ -60.8%
2010 1.58x $156.03 Million $98.83 Million ▲ +461.0%
2006 0.28x $16.75 Million $59.51 Million ▼ -77.0%
2005 1.22x $40.60 Million $33.24 Million ▼ -79.4%
2004 5.93x $33.22 Million $5.61 Million ▼ -85.4%
2003 40.55x $9.77 Million $241.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.