Paymentus Holdings, Inc. (PAY) — Financial Flexibility Index

Latest as of March 2026: 0.35x

Paymentus Holdings, Inc. (PAY) has a Financial Flexibility Index of 0.35x as of March 2026. Free cash flow of $39.99 Million (operating CF $30.45 Million minus capex $9.54 Million) represents 0% of total liabilities ($115.11 Million). Also explore Paymentus Holdings, Inc. (PAY) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.35x
Free Cash Flow / Total Liabilities

Free Cash Flow

$39.99 Million
Operating CF − Capex

Total Liabilities

$115.11 Million
USD

Capital Expenditures

$9.54 Million
USD

Paymentus Holdings, Inc. Financial Flexibility Index (2003–2025)

Historical Financial Flexibility Index trend for Paymentus Holdings, Inc. across 22 annual periods. Check PAY capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Paymentus Holdings, Inc. (2003–2025)

Year-by-year free cash flow to debt coverage for Paymentus Holdings, Inc.. For the full company profile including market capitalisation, see how much is Paymentus Holdings, Inc. worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 1.51x $162.49 Million $162.13 Million $107.50 Million ▲ +113.8%
2024 0.71x $64.09 Million $63.63 Million $90.65 Million ▼ -48.4%
2023 1.37x $103.13 Million $68.83 Million $75.25 Million ▲ +72.4%
2022 0.80x $51.17 Million $19.87 Million $64.36 Million ▲ +73.0%
2021 0.46x $39.90 Million $19.49 Million $86.81 Million ▼ -63.1%
2020 1.25x $50.47 Million $35.62 Million $40.50 Million ▼ -50.8%
2019 2.53x $30.04 Million $17.51 Million $11.86 Million ▲ +1573.0%
2017 0.15x $233.20 Million $165.90 Million $1.54 Billion ▼ -16.9%
2016 0.18x $299.00 Million $193.70 Million $1.64 Billion ▼ -21.2%
2015 0.23x $355.70 Million $249.30 Million $1.54 Billion ▲ +32.8%
2014 0.17x $284.10 Million $199.10 Million $1.63 Billion ▲ +2.2%
2013 0.17x $314.00 Million $236.50 Million $1.84 Billion ▲ +30.1%
2012 0.13x $281.14 Million $217.96 Million $2.15 Billion ▼ -22.6%
2011 0.17x $189.38 Million $174.57 Million $1.12 Billion ▼ -12.3%
2010 0.19x $167.60 Million $156.03 Million $867.86 Million ▼ -20.4%
2009 0.24x $214.66 Million $202.61 Million $884.46 Million ▲ +1591.6%
2008 0.01x $13.42 Million $-8.63 Million $935.54 Million ▼ -88.5%
2007 0.12x $120.00 Million $89.27 Million $963.90 Million ▲ +96.7%
2006 0.06x $22.41 Million $16.75 Million $354.20 Million ▼ -56.2%
2005 0.14x $43.72 Million $40.60 Million $302.83 Million ▲ +54.3%
2004 0.09x $35.65 Million $33.22 Million $381.01 Million ▲ +115.8%
2003 0.04x $11.97 Million $9.77 Million $276.11 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities