Paymentus Holdings, Inc. (PAY) — Financial Flexibility Index
Paymentus Holdings, Inc. (PAY) has a Financial Flexibility Index of 0.52x as of June 2026. Free cash flow of $58.21 Million (operating CF $48.86 Million minus capex $9.35 Million) represents 1% of total liabilities ($111.95 Million). Check Paymentus Holdings, Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Paymentus Holdings, Inc. Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Paymentus Holdings, Inc. across 22 annual periods. For the full cash flow conversion analysis, see Paymentus Holdings, Inc. cash flow conversion.
Annual Financial Flexibility Index for Paymentus Holdings, Inc. (2003–2025)
Year-by-year free cash flow to debt coverage for Paymentus Holdings, Inc.. Explore Paymentus Holdings, Inc. (PAY) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.51x | $162.49 Million | $162.13 Million | $107.50 Million | ▲ +113.8% |
| 2024 | 0.71x | $64.09 Million | $63.63 Million | $90.65 Million | ▼ -48.4% |
| 2023 | 1.37x | $103.13 Million | $68.83 Million | $75.25 Million | ▲ +72.4% |
| 2022 | 0.80x | $51.17 Million | $19.87 Million | $64.36 Million | ▲ +73.0% |
| 2021 | 0.46x | $39.90 Million | $19.49 Million | $86.81 Million | ▼ -63.1% |
| 2020 | 1.25x | $50.47 Million | $35.62 Million | $40.50 Million | ▼ -50.8% |
| 2019 | 2.53x | $30.04 Million | $17.51 Million | $11.86 Million | ▲ +1573.0% |
| 2017 | 0.15x | $233.20 Million | $165.90 Million | $1.54 Billion | ▼ -16.9% |
| 2016 | 0.18x | $299.00 Million | $193.70 Million | $1.64 Billion | ▼ -21.2% |
| 2015 | 0.23x | $355.70 Million | $249.30 Million | $1.54 Billion | ▲ +32.8% |
| 2014 | 0.17x | $284.10 Million | $199.10 Million | $1.63 Billion | ▲ +2.2% |
| 2013 | 0.17x | $314.00 Million | $236.50 Million | $1.84 Billion | ▲ +30.1% |
| 2012 | 0.13x | $281.14 Million | $217.96 Million | $2.15 Billion | ▼ -22.6% |
| 2011 | 0.17x | $189.38 Million | $174.57 Million | $1.12 Billion | ▼ -12.3% |
| 2010 | 0.19x | $167.60 Million | $156.03 Million | $867.86 Million | ▼ -20.4% |
| 2009 | 0.24x | $214.66 Million | $202.61 Million | $884.46 Million | ▲ +1591.6% |
| 2008 | 0.01x | $13.42 Million | $-8.63 Million | $935.54 Million | ▼ -88.5% |
| 2007 | 0.12x | $120.00 Million | $89.27 Million | $963.90 Million | ▲ +96.7% |
| 2006 | 0.06x | $22.41 Million | $16.75 Million | $354.20 Million | ▼ -56.2% |
| 2005 | 0.14x | $43.72 Million | $40.60 Million | $302.83 Million | ▲ +54.3% |
| 2004 | 0.09x | $35.65 Million | $33.22 Million | $381.01 Million | ▲ +115.8% |
| 2003 | 0.04x | $11.97 Million | $9.77 Million | $276.11 Million | — |