Paymentus Holdings, Inc. (PAY) — Financial Flexibility Index
Paymentus Holdings, Inc. (PAY) has a Financial Flexibility Index of 0.35x as of March 2026. Free cash flow of $39.99 Million (operating CF $30.45 Million minus capex $9.54 Million) represents 0% of total liabilities ($115.11 Million). Check PAY capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Paymentus Holdings, Inc. Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Paymentus Holdings, Inc. across 22 annual periods. See how liquid is Paymentus Holdings, Inc.'s working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Paymentus Holdings, Inc. (2003–2025)
Year-by-year free cash flow to debt coverage for Paymentus Holdings, Inc.. For the full company profile including market capitalisation, see Paymentus Holdings, Inc. stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.51x | $162.49 Million | $162.13 Million | $107.50 Million | ▲ +113.8% |
| 2024 | 0.71x | $64.09 Million | $63.63 Million | $90.65 Million | ▼ -48.4% |
| 2023 | 1.37x | $103.13 Million | $68.83 Million | $75.25 Million | ▲ +72.4% |
| 2022 | 0.80x | $51.17 Million | $19.87 Million | $64.36 Million | ▲ +73.0% |
| 2021 | 0.46x | $39.90 Million | $19.49 Million | $86.81 Million | ▼ -63.1% |
| 2020 | 1.25x | $50.47 Million | $35.62 Million | $40.50 Million | ▼ -50.8% |
| 2019 | 2.53x | $30.04 Million | $17.51 Million | $11.86 Million | ▲ +1573.0% |
| 2017 | 0.15x | $233.20 Million | $165.90 Million | $1.54 Billion | ▼ -16.9% |
| 2016 | 0.18x | $299.00 Million | $193.70 Million | $1.64 Billion | ▼ -21.2% |
| 2015 | 0.23x | $355.70 Million | $249.30 Million | $1.54 Billion | ▲ +32.8% |
| 2014 | 0.17x | $284.10 Million | $199.10 Million | $1.63 Billion | ▲ +2.2% |
| 2013 | 0.17x | $314.00 Million | $236.50 Million | $1.84 Billion | ▲ +30.1% |
| 2012 | 0.13x | $281.14 Million | $217.96 Million | $2.15 Billion | ▼ -22.6% |
| 2011 | 0.17x | $189.38 Million | $174.57 Million | $1.12 Billion | ▼ -12.3% |
| 2010 | 0.19x | $167.60 Million | $156.03 Million | $867.86 Million | ▼ -20.4% |
| 2009 | 0.24x | $214.66 Million | $202.61 Million | $884.46 Million | ▲ +1591.6% |
| 2008 | 0.01x | $13.42 Million | $-8.63 Million | $935.54 Million | ▼ -88.5% |
| 2007 | 0.12x | $120.00 Million | $89.27 Million | $963.90 Million | ▲ +96.7% |
| 2006 | 0.06x | $22.41 Million | $16.75 Million | $354.20 Million | ▼ -56.2% |
| 2005 | 0.14x | $43.72 Million | $40.60 Million | $302.83 Million | ▲ +54.3% |
| 2004 | 0.09x | $35.65 Million | $33.22 Million | $381.01 Million | ▲ +115.8% |
| 2003 | 0.04x | $11.97 Million | $9.77 Million | $276.11 Million | — |