Paymentus Holdings, Inc. (PAY) — Cash Flow-to-Debt Ratio
Paymentus Holdings, Inc. (PAY) has a Cash Flow-to-Debt Ratio of 0.26x as of March 2026, meaning its operating cash flow of $30.45 Million could theoretically repay 0% of its total liabilities ($115.11 Million) in one year. See Paymentus Holdings, Inc. free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Paymentus Holdings, Inc. Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for Paymentus Holdings, Inc. across 22 annual periods. Also explore net asset growth rate of Paymentus Holdings, Inc. to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Paymentus Holdings, Inc. (2003–2025)
Year-by-year debt coverage analysis for Paymentus Holdings, Inc.. For market capitalisation and broader financial context, see Paymentus Holdings, Inc. stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 1.51x | $162.13 Million | $107.50 Million | ▲ +114.9% |
| 2024 | 0.70x | $63.63 Million | $90.65 Million | ▼ -23.3% |
| 2023 | 0.91x | $68.83 Million | $75.25 Million | ▲ +196.3% |
| 2022 | 0.31x | $19.87 Million | $64.36 Million | ▲ +37.5% |
| 2021 | 0.22x | $19.49 Million | $86.81 Million | ▼ -74.5% |
| 2020 | 0.88x | $35.62 Million | $40.50 Million | ▼ -40.5% |
| 2019 | 1.48x | $17.51 Million | $11.86 Million | ▲ +1271.0% |
| 2017 | 0.11x | $165.90 Million | $1.54 Billion | ▼ -8.7% |
| 2016 | 0.12x | $193.70 Million | $1.64 Billion | ▼ -27.2% |
| 2015 | 0.16x | $249.30 Million | $1.54 Billion | ▲ +32.8% |
| 2014 | 0.12x | $199.10 Million | $1.63 Billion | ▼ -4.9% |
| 2013 | 0.13x | $236.50 Million | $1.84 Billion | ▲ +26.4% |
| 2012 | 0.10x | $217.96 Million | $2.15 Billion | ▼ -34.9% |
| 2011 | 0.16x | $174.57 Million | $1.12 Billion | ▼ -13.2% |
| 2010 | 0.18x | $156.03 Million | $867.86 Million | ▼ -21.5% |
| 2009 | 0.23x | $202.61 Million | $884.46 Million | ▲ +2583.9% |
| 2008 | -0.01x | $-8.63 Million | $935.54 Million | ▼ -110.0% |
| 2007 | 0.09x | $89.27 Million | $963.90 Million | ▲ +95.9% |
| 2006 | 0.05x | $16.75 Million | $354.20 Million | ▼ -64.7% |
| 2005 | 0.13x | $40.60 Million | $302.83 Million | ▲ +53.8% |
| 2004 | 0.09x | $33.22 Million | $381.01 Million | ▲ +146.3% |
| 2003 | 0.04x | $9.77 Million | $276.11 Million | — |