Paymentus Holdings, Inc. (PAY) — Defensive Interval Ratio

Latest as of March 2026: 400 days

Paymentus Holdings, Inc. (PAY) has a Defensive Interval Ratio of 400 days as of March 2026. Defensive assets of $117.21 Million (cash $-, short-term investments $-, receivables $117.21 Million) cover 400 days of daily cash needs of $293.37K/day. Check PAY intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

400 days
Days of operational coverage

Defensive Assets

$117.21 Million
Cash + ST Investments + Receivables

Daily Cash Need

$293.37K
Current Liabilities ÷ 365

Current Liabilities

$107.08 Million
USD

Paymentus Holdings, Inc. Defensive Interval Ratio (2003–2025)

This chart shows how Paymentus Holdings, Inc.'s Defensive Interval Ratio has evolved across 22 annual periods from 2003 to 2025. As of March 2026, the ratio stands at 400 days, meaning defensive assets of $117.21 Million can fund 400 days of operations without new revenue. Also explore Paymentus Holdings, Inc. equity growth rate to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Paymentus Holdings, Inc. (2003–2025)

The table below presents the year-by-year Defensive Interval Ratio for Paymentus Holdings, Inc. from 2003 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Paymentus Holdings, Inc. (PAY) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1567 days $424.45 Million $270.82K/day $320.91 Million $- ▲ +94 days
2024 1473 days $329.07 Million $223.42K/day $205.90 Million $- ▼ -15 days
2023 1488 days $256.01 Million $172.02K/day $179.36 Million $- ▼ -47 days
2022 1535 days $216.62 Million $141.08K/day $147.33 Million $- ▲ +1308 days
2021 228 days $46.42 Million $203.93K/day $- $- ▼ -127 days
2020 355 days $30.25 Million $85.24K/day $- $- ▼ -429 days
2019 784 days $21.36 Million $27.25K/day $- $- ▲ +567 days
2017 217 days $322.70 Million $1.49 Million/day $- $- ▼ -2 days
2016 219 days $323.40 Million $1.48 Million/day $- $- ▼ -25 days
2015 244 days $362.00 Million $1.48 Million/day $- $- ▲ +18 days
2014 226 days $305.50 Million $1.35 Million/day $- $- ▲ +50 days
2013 176 days $284.00 Million $1.61 Million/day $- $- ▼ -60 days
2012 236 days $369.55 Million $1.56 Million/day $- $2.67 Million ▲ +84 days
2011 153 days $294.44 Million $1.93 Million/day $- $- ▼ -34 days
2010 187 days $132.99 Million $711.80K/day $- $- ▼ -47 days
2009 234 days $157.36 Million $673.02K/day $- $- ▼ -7 days
2008 240 days $175.50 Million $730.23K/day $- $- ▲ +9 days
2007 231 days $194.15 Million $840.46K/day $- $- ▼ -56 days
2006 287 days $119.84 Million $418.27K/day $- $- ▼ -50 days
2005 336 days $104.19 Million $310.06K/day $- $16.77 Million ▲ +80 days
2004 256 days $77.84 Million $304.14K/day $- $- ▲ +63 days
2003 192 days $70.12 Million $364.32K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)