Prosperity Bancshares Inc (PB) — Cash Flow Quality Index
Prosperity Bancshares Inc (PB) has a Cash Flow Quality Index of 0.56x as of December 2025. Operating cash flow of $78.34 Million is below net income of $139.91 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore PB cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Prosperity Bancshares Inc Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for Prosperity Bancshares Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Prosperity Bancshares Inc (1997–2025)
Year-by-year earnings quality comparison for Prosperity Bancshares Inc. For live market cap and the full company financial profile, see PB market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.01x | $549.51 Million | $542.84 Million | ▲ +2.7% |
| 2024 | 0.99x | $472.69 Million | $479.39 Million | ▼ -36.0% |
| 2023 | 1.54x | $646.36 Million | $419.32 Million | ▲ +59.6% |
| 2022 | 0.97x | $506.53 Million | $524.52 Million | ▼ -27.8% |
| 2021 | 1.34x | $694.73 Million | $519.30 Million | ▲ +21.5% |
| 2020 | 1.10x | $582.32 Million | $528.90 Million | ▼ -9.1% |
| 2019 | 1.21x | $403.01 Million | $332.55 Million | ▲ +21.8% |
| 2018 | 0.99x | $320.15 Million | $321.81 Million | ▼ -30.7% |
| 2017 | 1.44x | $390.73 Million | $272.17 Million | ▲ +17.8% |
| 2016 | 1.22x | $334.36 Million | $274.47 Million | ▲ +12.3% |
| 2015 | 1.08x | $310.81 Million | $286.65 Million | ▼ -7.4% |
| 2014 | 1.17x | $348.26 Million | $297.44 Million | ▼ -15.7% |
| 2013 | 1.39x | $307.66 Million | $221.40 Million | ▲ +11.2% |
| 2012 | 1.25x | $209.81 Million | $167.90 Million | ▼ -18.7% |
| 2011 | 1.54x | $217.87 Million | $141.75 Million | ▲ +10.5% |
| 2010 | 1.39x | $177.70 Million | $127.71 Million | ▲ +111.4% |
| 2009 | 0.66x | $73.63 Million | $111.88 Million | ▼ -55.0% |
| 2008 | 1.46x | $123.68 Million | $84.51 Million | ▼ -47.8% |
| 2007 | 2.81x | $236.08 Million | $84.15 Million | ▲ +130.2% |
| 2006 | 1.22x | $75.23 Million | $61.73 Million | ▼ -11.2% |
| 2005 | 1.37x | $65.70 Million | $47.86 Million | ▼ -2.6% |
| 2004 | 1.41x | $48.92 Million | $34.71 Million | ▼ -5.3% |
| 2003 | 1.49x | $39.52 Million | $26.55 Million | ▲ +21.5% |
| 2002 | 1.22x | $26.12 Million | $21.32 Million | ▼ -20.0% |
| 2001 | 1.53x | $19.84 Million | $12.96 Million | ▲ +33.2% |
| 2000 | 1.15x | $9.23 Million | $8.03 Million | ▼ -0.4% |
| 1999 | 1.15x | $7.50 Million | $6.50 Million | ▼ -3.8% |
| 1998 | 1.20x | $5.40 Million | $4.50 Million | ▲ +2.9% |
| 1997 | 1.17x | $4.20 Million | $3.60 Million | — |