Prosperity Bancshares Inc (PB) — Cash Flow Quality Index

Latest as of December 2025: 0.56x

Prosperity Bancshares Inc (PB) has a Cash Flow Quality Index of 0.56x as of December 2025. Operating cash flow of $78.34 Million is below net income of $139.91 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore long-term investment intensity of Prosperity Bancshares Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.56x
Operating CF / Net Income

Operating Cash Flow

$78.34 Million
USD

Net Income

$139.91 Million
USD

Data as of

Dec 2025
Most recent filing

Prosperity Bancshares Inc Cash Flow Quality Index (1997–2025)

Historical Cash Flow Quality Index for Prosperity Bancshares Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Prosperity Bancshares Inc to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Prosperity Bancshares Inc (1997–2025)

Year-by-year earnings quality comparison for Prosperity Bancshares Inc. For live market cap and the full company financial profile, see Prosperity Bancshares Inc (PB) total market value.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.01x $549.51 Million $542.84 Million ▲ +2.7%
2024 0.99x $472.69 Million $479.39 Million ▼ -36.0%
2023 1.54x $646.36 Million $419.32 Million ▲ +59.6%
2022 0.97x $506.53 Million $524.52 Million ▼ -27.8%
2021 1.34x $694.73 Million $519.30 Million ▲ +21.5%
2020 1.10x $582.32 Million $528.90 Million ▼ -9.1%
2019 1.21x $403.01 Million $332.55 Million ▲ +21.8%
2018 0.99x $320.15 Million $321.81 Million ▼ -30.7%
2017 1.44x $390.73 Million $272.17 Million ▲ +17.8%
2016 1.22x $334.36 Million $274.47 Million ▲ +12.3%
2015 1.08x $310.81 Million $286.65 Million ▼ -7.4%
2014 1.17x $348.26 Million $297.44 Million ▼ -15.7%
2013 1.39x $307.66 Million $221.40 Million ▲ +11.2%
2012 1.25x $209.81 Million $167.90 Million ▼ -18.7%
2011 1.54x $217.87 Million $141.75 Million ▲ +10.5%
2010 1.39x $177.70 Million $127.71 Million ▲ +111.4%
2009 0.66x $73.63 Million $111.88 Million ▼ -55.0%
2008 1.46x $123.68 Million $84.51 Million ▼ -47.8%
2007 2.81x $236.08 Million $84.15 Million ▲ +130.2%
2006 1.22x $75.23 Million $61.73 Million ▼ -11.2%
2005 1.37x $65.70 Million $47.86 Million ▼ -2.6%
2004 1.41x $48.92 Million $34.71 Million ▼ -5.3%
2003 1.49x $39.52 Million $26.55 Million ▲ +21.5%
2002 1.22x $26.12 Million $21.32 Million ▼ -20.0%
2001 1.53x $19.84 Million $12.96 Million ▲ +33.2%
2000 1.15x $9.23 Million $8.03 Million ▼ -0.4%
1999 1.15x $7.50 Million $6.50 Million ▼ -3.8%
1998 1.20x $5.40 Million $4.50 Million ▲ +2.9%
1997 1.17x $4.20 Million $3.60 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.