Prosperity Bancshares Inc (PB) — Defensive Interval Ratio

Latest as of March 2026: 1780 days

Prosperity Bancshares Inc (PB) has a Defensive Interval Ratio of 1780 days as of March 2026. Defensive assets of $11.59 Billion (cash $-, short-term investments $11.47 Billion, receivables $120.56 Million) cover 1780 days of daily cash needs of $6.51 Million/day. Check Prosperity Bancshares Inc (PB) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1780 days
Days of operational coverage

Defensive Assets

$11.59 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$6.51 Million
Current Liabilities ÷ 365

Current Liabilities

$2.38 Billion
USD

Prosperity Bancshares Inc Defensive Interval Ratio (1997–2025)

This chart shows how Prosperity Bancshares Inc's Defensive Interval Ratio has evolved across 29 annual periods from 1997 to 2025. As of March 2026, the ratio stands at 1780 days, meaning defensive assets of $11.59 Billion can fund 1780 days of operations without new revenue. Also explore PB net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Prosperity Bancshares Inc (1997–2025)

The table below presents the year-by-year Defensive Interval Ratio for Prosperity Bancshares Inc from 1997 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Prosperity Bancshares Inc worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 135 days $10.63 Billion $78.67 Million/day $- $10.53 Billion ▼ -6 days
2024 141 days $11.08 Billion $78.48 Million/day $- $10.98 Billion ▲ +134 days
2023 7 days $534.91 Million $75.41 Million/day $- $438.59 Million ▲ +1 days
2022 6 days $544.94 Million $84.43 Million/day $- $456.50 Million ▼ 0 days
2021 7 days $580.96 Million $85.54 Million/day $- $514.93 Million ▼ -3 days
2020 10 days $733.58 Million $76.04 Million/day $- $651.51 Million ▼ -93 days
2019 103 days $368.46 Million $3.59 Million/day $- $287.66 Million ▲ +53 days
2018 50 days $140.69 Million $2.83 Million/day $- $84.16 Million ▼ -149 days
2017 199 days $274.24 Million $1.38 Million/day $- $217.87 Million ▲ +98 days
2016 101 days $274.49 Million $2.70 Million/day $- $221.18 Million ▼ -15 days
2015 116 days $154.99 Million $1.33 Million/day $- $103.06 Million ▼ -22463 days
2014 22580 days $197.34 Million $8.74K/day $- $145.40 Million ▲ +22575 days
2013 5 days $206.72 Million $42.90 Million/day $- $157.48 Million ▼ -3 days
2012 8 days $269.01 Million $33.82 Million/day $- $226.67 Million ▼ -8 days
2011 16 days $351.72 Million $22.24 Million/day $- $322.32 Million ▼ -6 days
2010 22 days $458.49 Million $20.60 Million/day $- $428.55 Million ▼ -9 days
2009 31 days $630.07 Million $20.11 Million/day $- $599.50 Million ▼ -11 days
2008 42 days $851.86 Million $20.31 Million/day $- $817.24 Million ▲ +21 days
2007 21 days $288.38 Million $13.87 Million/day $- $260.44 Million ▼ -23 days
2006 44 days $454.69 Million $10.36 Million/day $- $434.33 Million ▼ -8 days
2005 52 days $426.47 Million $8.15 Million/day $- $410.36 Million ▲ +23 days
2004 29 days $187.85 Million $6.43 Million/day $- $177.68 Million ▼ -18 days
2003 47 days $273.77 Million $5.77 Million/day $- $263.65 Million ▲ +42 days
2002 6 days $24.84 Million $4.35 Million/day $- $14.49 Million ▲ +3 days
2001 3 days $9.38 Million $3.09 Million/day $- $913.00K ▼ -6 days
2000 9 days $25.30 Million $2.84 Million/day $- $14.87 Million ▲ +6 days
1999 3 days $5.00 Million $1.52 Million/day $- $- ▼ 0 days
1998 4 days $4.00 Million $1.08 Million/day $- $- ▲ +1 days
1997 3 days $2.50 Million $800.55K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)