Prosperity Bancshares Inc (PB) — Tangible Net Worth Ratio

Latest as of March 2026: 98.6%

Prosperity Bancshares Inc (PB) has a Tangible Net Worth Ratio of 98.6% as of March 2026. This metric is calculated by deducting intangible assets ($111.24 Million) from net assets ($8.21 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See working capital position of Prosperity Bancshares Inc to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

98.6%
Tangible equity / total equity

Net Assets (Equity)

$8.21 Billion
USD

Intangible Assets

$111.24 Million
Goodwill, patents, brand value

Total Assets

$43.62 Billion
USD

Prosperity Bancshares Inc Tangible Net Worth Ratio (1997–2025)

This chart shows how Prosperity Bancshares Inc's Tangible Net Worth Ratio has changed across 29 annual periods from 1997 to 2025. As of March 2026, the ratio stands at 98.6%, reflecting net assets of $8.21 Billion with intangible assets of $111.24 Million USD. See operational self-sufficiency of Prosperity Bancshares Inc to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Prosperity Bancshares Inc (1997–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Prosperity Bancshares Inc from 1997 to 2025, covering 29 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Prosperity Bancshares Inc (PB) total market value.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2025 99.3% $7.62 Billion $51.60 Million $38.46 Billion ▲ +0.2 pp
2024 99.1% $7.44 Billion $66.05 Million $39.57 Billion ▲ +0.0 pp
2023 99.1% $7.08 Billion $63.99 Million $38.55 Billion ▼ -0.1 pp
2022 99.2% $6.70 Billion $51.35 Million $37.69 Billion ▲ +0.2 pp
2021 99.0% $6.43 Billion $61.68 Million $37.83 Billion ▲ +0.2 pp
2020 98.8% $6.13 Billion $73.23 Million $34.06 Billion ▲ +0.3 pp
2019 98.6% $5.97 Billion $86.40 Million $32.19 Billion ▼ -0.6 pp
2018 99.2% $4.05 Billion $32.88 Million $22.69 Billion ▲ +0.2 pp
2017 99.0% $3.82 Billion $38.84 Million $22.59 Billion ▲ +0.2 pp
2016 98.7% $3.64 Billion $45.78 Million $22.33 Billion ▲ +0.2 pp
2015 98.6% $3.46 Billion $49.42 Million $22.04 Billion ▲ +0.4 pp
2014 98.2% $3.24 Billion $58.95 Million $21.51 Billion ▼ -0.3 pp
2013 98.5% $2.79 Billion $42.05 Million $18.64 Billion ▼ -0.3 pp
2012 98.7% $2.09 Billion $26.16 Million $14.58 Billion ▲ +0.1 pp
2011 98.7% $1.57 Billion $21.00 Million $9.82 Billion ▲ +0.6 pp
2010 98.0% $1.45 Billion $28.78 Million $9.48 Billion ▲ +0.6 pp
2009 97.4% $1.35 Billion $35.38 Million $8.85 Billion ▲ +0.4 pp
2008 97.0% $1.26 Billion $38.20 Million $9.07 Billion ▲ +1.0 pp
2007 95.9% $1.13 Billion $46.07 Million $6.37 Billion ▼ -0.6 pp
2006 96.5% $664.41 Million $23.03 Million $4.59 Billion ▲ +1.4 pp
2005 95.2% $464.72 Million $22.46 Million $3.59 Billion ▼ -0.7 pp
2004 95.8% $275.65 Million $11.49 Million $2.70 Billion ▼ -1.1 pp
2003 96.9% $219.59 Million $6.74 Million $2.40 Billion ▲ +2.4 pp
2002 94.5% $187.74 Million $10.35 Million $1.82 Billion ▲ +1.8 pp
2001 92.7% $115.72 Million $8.47 Million $1.26 Billion ▲ +4.0 pp
2000 88.7% $92.33 Million $10.43 Million $1.15 Billion ▼ -2.3 pp
1999 91.0% $55.30 Million $5.00 Million $608.70 Million ▲ +0.6 pp
1998 90.3% $41.40 Million $4.00 Million $436.30 Million ▲ +0.4 pp
1997 89.9% $24.80 Million $2.50 Million $320.10 Million
pp = percentage points