Prosperity Bancshares Inc (PB) — Net Asset Quality Index
Prosperity Bancshares Inc (PB) has a Net Asset Quality Index of 18.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $43.62 Billion minus total liabilities of $35.41 Billion yields net assets of $8.21 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check asset resilience ratio of Prosperity Bancshares Inc to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Prosperity Bancshares Inc Net Asset Quality Index Over Time (1997–2025)
This chart shows how Prosperity Bancshares Inc's Net Asset Quality Index has evolved across 29 annual periods from 1997 to 2025. As of March 2026, the index stands at 18.8%, representing net assets of $8.21 Billion against total assets of $43.62 Billion USD. See Prosperity Bancshares Inc (PB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Prosperity Bancshares Inc (1997–2025)
The table below presents the year-by-year Net Asset Quality Index for Prosperity Bancshares Inc from 1997 to 2025, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market value of Prosperity Bancshares Inc.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 19.8% | $7.62 Billion | $38.46 Billion | $30.85 Billion | ▲ +1.0 pp |
| 2024 | 18.8% | $7.44 Billion | $39.57 Billion | $32.13 Billion | ▲ +0.4 pp |
| 2023 | 18.4% | $7.08 Billion | $38.55 Billion | $31.47 Billion | ▲ +0.6 pp |
| 2022 | 17.8% | $6.70 Billion | $37.69 Billion | $30.99 Billion | ▲ +0.8 pp |
| 2021 | 17.0% | $6.43 Billion | $37.83 Billion | $31.41 Billion | ▼ -1.0 pp |
| 2020 | 18.0% | $6.13 Billion | $34.06 Billion | $27.93 Billion | ▼ -0.6 pp |
| 2019 | 18.6% | $5.97 Billion | $32.19 Billion | $26.21 Billion | ▲ +0.7 pp |
| 2018 | 17.9% | $4.05 Billion | $22.69 Billion | $18.64 Billion | ▲ +0.9 pp |
| 2017 | 16.9% | $3.82 Billion | $22.59 Billion | $18.76 Billion | ▲ +0.6 pp |
| 2016 | 16.3% | $3.64 Billion | $22.33 Billion | $18.69 Billion | ▲ +0.6 pp |
| 2015 | 15.7% | $3.46 Billion | $22.04 Billion | $18.57 Billion | ▲ +0.6 pp |
| 2014 | 15.1% | $3.24 Billion | $21.51 Billion | $18.26 Billion | ▲ +0.1 pp |
| 2013 | 14.9% | $2.79 Billion | $18.64 Billion | $15.86 Billion | ▲ +0.6 pp |
| 2012 | 14.3% | $2.09 Billion | $14.58 Billion | $12.49 Billion | ▼ -1.6 pp |
| 2011 | 16.0% | $1.57 Billion | $9.82 Billion | $8.26 Billion | ▲ +0.6 pp |
| 2010 | 15.3% | $1.45 Billion | $9.48 Billion | $8.02 Billion | ▲ +0.1 pp |
| 2009 | 15.3% | $1.35 Billion | $8.85 Billion | $7.50 Billion | ▲ +1.4 pp |
| 2008 | 13.8% | $1.26 Billion | $9.07 Billion | $7.82 Billion | ▼ -3.9 pp |
| 2007 | 17.7% | $1.13 Billion | $6.37 Billion | $5.24 Billion | ▲ +3.2 pp |
| 2006 | 14.5% | $664.41 Million | $4.59 Billion | $3.92 Billion | ▲ +1.5 pp |
| 2005 | 13.0% | $464.72 Million | $3.59 Billion | $3.12 Billion | ▲ +2.7 pp |
| 2004 | 10.2% | $275.65 Million | $2.70 Billion | $2.42 Billion | ▲ +1.1 pp |
| 2003 | 9.2% | $219.59 Million | $2.40 Billion | $2.18 Billion | ▼ -1.1 pp |
| 2002 | 10.3% | $187.74 Million | $1.82 Billion | $1.63 Billion | ▲ +1.1 pp |
| 2001 | 9.2% | $115.72 Million | $1.26 Billion | $1.15 Billion | ▲ +1.1 pp |
| 2000 | 8.1% | $92.33 Million | $1.15 Billion | $1.05 Billion | ▼ -1.0 pp |
| 1999 | 9.1% | $55.30 Million | $608.70 Million | $553.40 Million | ▼ -0.4 pp |
| 1998 | 9.5% | $41.40 Million | $436.30 Million | $394.90 Million | ▲ +1.7 pp |
| 1997 | 7.7% | $24.80 Million | $320.10 Million | $295.30 Million | — |