Provident Financial Services Inc Cash Flow Quality Index
Provident Financial Services Inc cash flow quality index. Provident Financial Services Inc (PFS) has a Cash Flow Quality Index of 1.52x as of June 2026. Operating cash flow of $118.84 Million exceeds net income of $78.15 Million, indicating high earnings quality where cash backs reported profits. See PFS FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Provident Financial Services Inc (2001–2025)
Cash flow quality index of Provident Financial Services Inc from 2001 to 2025. Historical Cash Flow Quality Index for Provident Financial Services Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Provident Financial Services Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Provident Financial Services Inc Cash Flow Quality Index by Year (2001–2025)
Provident Financial Services Inc cash flow quality index by year from 2001 to 2025. Year-by-year earnings quality comparison for Provident Financial Services Inc. For the full cash flow conversion analysis, see Provident Financial Services Inc (PFS) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.52x | $442.26 Million | $291.16 Million | ▼ -58.8% |
| 2024 | 3.69x | $426.38 Million | $115.53 Million | ▲ +173.3% |
| 2023 | 1.35x | $173.40 Million | $128.40 Million | ▲ +18.4% |
| 2022 | 1.14x | $200.31 Million | $175.65 Million | ▲ +21.1% |
| 2021 | 0.94x | $158.18 Million | $167.92 Million | ▼ -14.6% |
| 2020 | 1.10x | $106.91 Million | $96.95 Million | ▼ -9.3% |
| 2019 | 1.22x | $136.93 Million | $112.63 Million | ▼ -7.6% |
| 2018 | 1.32x | $155.72 Million | $118.39 Million | ▲ +5.4% |
| 2017 | 1.25x | $117.22 Million | $93.95 Million | ▼ -13.9% |
| 2016 | 1.45x | $127.31 Million | $87.80 Million | ▲ +5.7% |
| 2015 | 1.37x | $114.87 Million | $83.72 Million | ▼ -0.6% |
| 2014 | 1.38x | $101.67 Million | $73.63 Million | ▼ -18.8% |
| 2013 | 1.70x | $119.92 Million | $70.53 Million | ▲ +5.6% |
| 2012 | 1.61x | $108.29 Million | $67.27 Million | ▼ -1.6% |
| 2011 | 1.64x | $93.83 Million | $57.34 Million | ▼ -11.8% |
| 2010 | 1.86x | $92.26 Million | $49.70 Million | ▲ +23.6% |
| 2008 | 1.50x | $62.55 Million | $41.64 Million | ▼ -20.4% |
| 2007 | 1.89x | $70.54 Million | $37.38 Million | ▲ +15.8% |
| 2006 | 1.63x | $87.46 Million | $53.69 Million | ▼ -8.0% |
| 2005 | 1.77x | $103.59 Million | $58.50 Million | ▼ -14.2% |
| 2004 | 2.06x | $101.72 Million | $49.30 Million | ▼ -69.5% |
| 2003 | 6.77x | $126.84 Million | $18.74 Million | ▲ +82.3% |
| 2002 | 3.71x | $98.63 Million | $26.58 Million | ▼ -26.2% |
| 2001 | 5.03x | $121.11 Million | $24.08 Million | — |