Provident Financial Services Inc (PFS) — Cash Flow Quality Index
Provident Financial Services Inc (PFS) has a Cash Flow Quality Index of 1.07x as of March 2026. Operating cash flow of $84.65 Million exceeds net income of $79.42 Million, indicating high earnings quality where cash backs reported profits. Explore PFS cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Provident Financial Services Inc Cash Flow Quality Index (2001–2025)
Historical Cash Flow Quality Index for Provident Financial Services Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PFS cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Provident Financial Services Inc (2001–2025)
Year-by-year earnings quality comparison for Provident Financial Services Inc. For live market cap and the full company financial profile, see Provident Financial Services Inc stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.52x | $442.26 Million | $291.16 Million | ▼ -58.8% |
| 2024 | 3.69x | $426.38 Million | $115.53 Million | ▲ +173.3% |
| 2023 | 1.35x | $173.40 Million | $128.40 Million | ▲ +18.4% |
| 2022 | 1.14x | $200.31 Million | $175.65 Million | ▲ +21.1% |
| 2021 | 0.94x | $158.18 Million | $167.92 Million | ▼ -14.6% |
| 2020 | 1.10x | $106.91 Million | $96.95 Million | ▼ -9.3% |
| 2019 | 1.22x | $136.93 Million | $112.63 Million | ▼ -7.6% |
| 2018 | 1.32x | $155.72 Million | $118.39 Million | ▲ +5.4% |
| 2017 | 1.25x | $117.22 Million | $93.95 Million | ▼ -13.9% |
| 2016 | 1.45x | $127.31 Million | $87.80 Million | ▲ +5.7% |
| 2015 | 1.37x | $114.87 Million | $83.72 Million | ▼ -0.6% |
| 2014 | 1.38x | $101.67 Million | $73.63 Million | ▼ -18.8% |
| 2013 | 1.70x | $119.92 Million | $70.53 Million | ▲ +5.6% |
| 2012 | 1.61x | $108.29 Million | $67.27 Million | ▼ -1.6% |
| 2011 | 1.64x | $93.83 Million | $57.34 Million | ▼ -11.8% |
| 2010 | 1.86x | $92.26 Million | $49.70 Million | ▲ +23.6% |
| 2008 | 1.50x | $62.55 Million | $41.64 Million | ▼ -20.4% |
| 2007 | 1.89x | $70.54 Million | $37.38 Million | ▲ +15.8% |
| 2006 | 1.63x | $87.46 Million | $53.69 Million | ▼ -8.0% |
| 2005 | 1.77x | $103.59 Million | $58.50 Million | ▼ -14.2% |
| 2004 | 2.06x | $101.72 Million | $49.30 Million | ▼ -69.5% |
| 2003 | 6.77x | $126.84 Million | $18.74 Million | ▲ +82.3% |
| 2002 | 3.71x | $98.63 Million | $26.58 Million | ▼ -26.2% |
| 2001 | 5.03x | $121.11 Million | $24.08 Million | — |