Provident Financial Services Inc (PFS) — Working Capital to Net Assets Ratio
Provident Financial Services Inc (PFS) has a Working Capital to Net Assets ratio of -567.6% as of September 2025. Working capital of $-15.71 Billion (current assets of $3.54 Billion minus current liabilities of $19.24 Billion) is measured against net assets of $2.77 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See PFS net asset quality score to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Provident Financial Services Inc Working Capital to Net Assets (2001–2025)
This chart shows how Provident Financial Services Inc's Working Capital to Net Assets ratio has evolved across 25 annual periods from 2001 to 2025. As of September 2025, the ratio stands at -567.6%, reflecting working capital of $-15.71 Billion against net assets of $2.77 Billion USD. Check Provident Financial Services Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Provident Financial Services Inc (2001–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Provident Financial Services Inc from 2001 to 2025, covering 25 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market cap of Provident Financial Services Inc.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -385.8% | $-10.93 Billion | $2.83 Billion | $3.47 Billion | $14.40 Billion | ▲ +218.3 pp |
| 2024 | -604.1% | $-15.71 Billion | $2.60 Billion | $3.07 Billion | $18.78 Billion | ▼ -102.9 pp |
| 2023 | -501.1% | $-8.47 Billion | $1.69 Billion | $1.93 Billion | $10.40 Billion | ▼ -13.1 pp |
| 2022 | -488.0% | $-7.80 Billion | $1.60 Billion | $2.04 Billion | $9.84 Billion | ▼ -437.0 pp |
| 2021 | -51.1% | $-6.71 Billion | $13.14 Billion | $2.81 Billion | $9.52 Billion | ▲ +5.2 pp |
| 2020 | -56.3% | $-6.60 Billion | $11.72 Billion | $1.68 Billion | $8.28 Billion | ▲ +1.8 pp |
| 2019 | -58.1% | $-5.05 Billion | $8.68 Billion | $1.19 Billion | $6.24 Billion | ▼ -181.2 pp |
| 2018 | 123.1% | $1.67 Billion | $1.36 Billion | $7.71 Billion | $6.03 Billion | ▼ -21.7 pp |
| 2017 | 144.8% | $1.88 Billion | $1.30 Billion | $7.85 Billion | $5.97 Billion | ▼ -21.7 pp |
| 2016 | 166.5% | $2.08 Billion | $1.25 Billion | $7.46 Billion | $5.38 Billion | ▲ +80.0 pp |
| 2015 | 86.5% | $1.03 Billion | $1.20 Billion | $6.96 Billion | $5.92 Billion | ▲ +26.2 pp |
| 2014 | 60.3% | $689.52 Million | $1.14 Billion | $6.48 Billion | $5.79 Billion | ▲ +474.6 pp |
| 2013 | -414.3% | $-4.19 Billion | $1.01 Billion | $1.28 Billion | $5.47 Billion | ▲ +29.4 pp |
| 2012 | -443.7% | $-4.35 Billion | $981.25 Million | $1.39 Billion | $5.75 Billion | ▼ -15.5 pp |
| 2011 | -428.2% | $-4.08 Billion | $952.48 Million | $1.47 Billion | $5.55 Billion | ▲ +92.6 pp |
| 2010 | -520.8% | $-4.80 Billion | $921.69 Million | $77.49 Million | $4.88 Billion | ▲ +16.1 pp |
| 2009 | -537.0% | $-4.75 Billion | $884.55 Million | $149.54 Million | $4.90 Billion | ▼ -131.1 pp |
| 2008 | -405.8% | $-4.13 Billion | $1.02 Billion | $92.41 Million | $4.23 Billion | ▲ +49.6 pp |
| 2007 | -455.4% | $-4.56 Billion | $1.00 Billion | $147.29 Million | $4.71 Billion | ▼ -36.0 pp |
| 2006 | -419.4% | $-4.27 Billion | $1.02 Billion | $111.09 Million | $4.39 Billion | ▼ -65.5 pp |
| 2005 | -353.9% | $-3.81 Billion | $1.08 Billion | $130.51 Million | $3.94 Billion | ▼ -9.0 pp |
| 2004 | -344.9% | $-3.92 Billion | $1.14 Billion | $145.05 Million | $4.07 Billion | ▼ -28.7 pp |
| 2003 | -316.2% | $-2.58 Billion | $817.12 Million | $123.07 Million | $2.71 Billion | ▲ +645.6 pp |
| 2002 | -961.9% | $-3.14 Billion | $326.01 Million | $117.19 Million | $3.25 Billion | ▼ -202.3 pp |
| 2001 | -759.6% | $-2.22 Billion | $292.13 Million | $122.73 Million | $2.34 Billion | — |