Provident Financial Services Inc (PFS) — Cash Flow-to-Debt Ratio
Provident Financial Services Inc (PFS) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $118.84 Million could theoretically repay 0% of its total liabilities ($22.76 Billion) in one year. See Provident Financial Services Inc (PFS) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Provident Financial Services Inc Cash Flow-to-Debt Ratio (2001–2025)
Historical debt coverage capacity for Provident Financial Services Inc across 25 annual periods. For the full cash flow conversion analysis, see Provident Financial Services Inc (PFS) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Provident Financial Services Inc (2001–2025)
Year-by-year debt coverage analysis for Provident Financial Services Inc. Check PFS cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $442.26 Million | $22.15 Billion | ▲ +0.5% |
| 2024 | 0.02x | $426.38 Million | $21.45 Billion | ▲ +43.5% |
| 2023 | 0.01x | $173.40 Million | $12.52 Billion | ▼ -15.7% |
| 2022 | 0.02x | $200.31 Million | $12.19 Billion | ▼ -93.4% |
| 2021 | 0.25x | $158.18 Million | $637.06 Million | ▲ +179.0% |
| 2020 | 0.09x | $106.91 Million | $1.20 Billion | ▼ -26.9% |
| 2019 | 0.12x | $136.93 Million | $1.13 Billion | ▲ +553.9% |
| 2018 | 0.02x | $155.72 Million | $8.37 Billion | ▲ +35.7% |
| 2017 | 0.01x | $117.22 Million | $8.55 Billion | ▼ -11.1% |
| 2016 | 0.02x | $127.31 Million | $8.25 Billion | ▲ +3.7% |
| 2015 | 0.01x | $114.87 Million | $7.72 Billion | ▲ +8.1% |
| 2014 | 0.01x | $101.67 Million | $7.38 Billion | ▼ -25.6% |
| 2013 | 0.02x | $119.92 Million | $6.48 Billion | ▲ +7.8% |
| 2012 | 0.02x | $108.29 Million | $6.30 Billion | ▲ +12.5% |
| 2011 | 0.02x | $93.83 Million | $6.14 Billion | ▼ -2.3% |
| 2010 | 0.02x | $92.26 Million | $5.90 Billion | ▲ +295.6% |
| 2009 | 0.00x | $23.51 Million | $5.95 Billion | ▼ -65.1% |
| 2008 | 0.01x | $62.55 Million | $5.53 Billion | ▼ -14.1% |
| 2007 | 0.01x | $70.54 Million | $5.36 Billion | ▼ -28.9% |
| 2006 | 0.02x | $87.46 Million | $4.72 Billion | ▼ -11.1% |
| 2005 | 0.02x | $103.59 Million | $4.98 Billion | ▲ +8.4% |
| 2004 | 0.02x | $101.72 Million | $5.30 Billion | ▼ -47.5% |
| 2003 | 0.04x | $126.84 Million | $3.47 Billion | ▲ +33.2% |
| 2002 | 0.03x | $98.63 Million | $3.59 Billion | ▼ -41.6% |
| 2001 | 0.05x | $121.11 Million | $2.58 Billion | — |