Provident Financial Services Inc Defensive Interval Ratio
Provident Financial Services Inc defensive interval ratio. Provident Financial Services Inc (PFS) has a Defensive Interval Ratio of 63 days as of March 2026. Defensive assets of $3.34 Billion (cash $-, short-term investments $3.24 Billion, receivables $97.73 Million) cover 63 days of daily cash needs of $52.72 Million/day. See working capital to net assets of Provident Financial Services Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Provident Financial Services Inc (2001–2025)
Defensive interval ratio of Provident Financial Services Inc from 2001 to 2025. This chart shows how Provident Financial Services Inc's Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of March 2026, the ratio stands at 63 days, meaning defensive assets of $3.34 Billion can fund 63 days of operations without new revenue. Check PFS asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Provident Financial Services Inc Defensive Interval Ratio by Year (2001–2025)
Provident Financial Services Inc defensive interval ratio by year from 2001 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Provident Financial Services Inc from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Provident Financial Services Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 61 days | $3.26 Billion | $53.19 Million/day | $- | $3.16 Billion | ▲ +6 days |
| 2024 | 56 days | $2.86 Billion | $51.45 Million/day | $- | $2.77 Billion | ▼ -6 days |
| 2023 | 61 days | $1.75 Billion | $28.50 Million/day | $- | $1.69 Billion | ▼ -7 days |
| 2022 | 69 days | $1.86 Billion | $26.96 Million/day | $- | $1.80 Billion | ▼ -12 days |
| 2021 | 80 days | $2.10 Billion | $26.09 Million/day | $- | $2.06 Billion | ▲ +30 days |
| 2020 | 51 days | $1.15 Billion | $22.69 Million/day | $- | $1.11 Billion | ▼ -8 days |
| 2019 | 59 days | $1.01 Billion | $17.10 Million/day | $- | $976.92 Million | ▼ -7 days |
| 2018 | 66 days | $1.09 Billion | $16.53 Million/day | $- | $1.06 Billion | ▲ +1 days |
| 2017 | 65 days | $1.07 Billion | $16.34 Million/day | $- | $1.04 Billion | ▼ -7 days |
| 2016 | 72 days | $1.07 Billion | $14.74 Million/day | $- | $1.04 Billion | ▲ +11 days |
| 2015 | 61 days | $990.30 Million | $16.23 Million/day | $- | $964.53 Million | ▼ -8 days |
| 2014 | 69 days | $1.10 Billion | $15.87 Million/day | $- | $1.07 Billion | ▼ -9 days |
| 2013 | 79 days | $1.18 Billion | $14.98 Million/day | $- | $1.16 Billion | ▼ -3 days |
| 2012 | 82 days | $1.29 Billion | $15.74 Million/day | $- | $1.26 Billion | ▼ -10 days |
| 2011 | 92 days | $1.40 Billion | $15.20 Million/day | $- | $1.38 Billion | ▲ +90 days |
| 2010 | 2 days | $26.14 Million | $13.36 Million/day | $- | $884.00K | ▼ 0 days |
| 2009 | 2 days | $28.72 Million | $13.42 Million/day | $- | $2.92 Million | ▼ 0 days |
| 2008 | 2 days | $26.10 Million | $11.58 Million/day | $- | $2.23 Million | ▼ -3 days |
| 2007 | 5 days | $63.56 Million | $12.89 Million/day | $- | $38.89 Million | ▲ +3 days |
| 2006 | 2 days | $24.37 Million | $12.02 Million/day | $- | $2.67 Million | ▼ -1 days |
| 2005 | 3 days | $33.07 Million | $10.79 Million/day | $- | $9.91 Million | ▼ -1 days |
| 2004 | 5 days | $50.37 Million | $11.14 Million/day | $- | $26.51 Million | ▼ -7 days |
| 2003 | 12 days | $86.47 Million | $7.42 Million/day | $- | $69.62 Million | ▼ -8 days |
| 2002 | 20 days | $179.34 Million | $8.91 Million/day | $- | $163.50 Million | ▲ +12 days |
| 2001 | 8 days | $51.20 Million | $6.42 Million/day | $- | $35.86 Million | — |