Provident Financial Services Inc (PFS) — Tangible Net Worth Ratio

Latest as of March 2026: 73.0%

Provident Financial Services Inc (PFS) has a Tangible Net Worth Ratio of 73.0% as of March 2026. This metric is calculated by deducting intangible assets ($773.59 Million) from net assets ($2.86 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See working capital to net assets of Provident Financial Services Inc to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

73.0%
Tangible equity / total equity

Net Assets (Equity)

$2.86 Billion
USD

Intangible Assets

$773.59 Million
Goodwill, patents, brand value

Total Assets

$25.20 Billion
USD

Provident Financial Services Inc Tangible Net Worth Ratio (2000–2025)

This chart shows how Provident Financial Services Inc's Tangible Net Worth Ratio has changed across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 73.0%, reflecting net assets of $2.86 Billion with intangible assets of $773.59 Million USD. See Provident Financial Services Inc (PFS) liquidity interval to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Provident Financial Services Inc (2000–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Provident Financial Services Inc from 2000 to 2025, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see PFS market cap.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2025 72.4% $2.83 Billion $782.15 Million $24.98 Billion ▼ -20.1 pp
2024 92.5% $2.60 Billion $195.16 Million $24.05 Billion ▼ -6.7 pp
2023 99.2% $1.69 Billion $14.32 Million $14.21 Billion ▲ +0.2 pp
2022 98.9% $1.60 Billion $17.27 Million $13.78 Billion ▼ -0.9 pp
2021 99.8% $13.14 Billion $19.76 Million $13.78 Billion ▲ +0.0 pp
2020 99.8% $11.72 Billion $23.21 Million $12.92 Billion ▲ +4.8 pp
2019 95.0% $8.68 Billion $437.02 Million $9.81 Billion ▲ +25.7 pp
2018 69.2% $1.36 Billion $418.18 Million $9.73 Billion ▲ +1.6 pp
2017 67.6% $1.30 Billion $420.29 Million $9.85 Billion ▲ +1.4 pp
2016 66.2% $1.25 Billion $422.94 Million $9.50 Billion ▲ +1.9 pp
2015 64.4% $1.20 Billion $426.28 Million $8.91 Billion ▼ -0.3 pp
2014 64.7% $1.14 Billion $404.42 Million $8.52 Billion ▼ -35.0 pp
2013 99.6% $1.01 Billion $3.82 Million $7.49 Billion ▲ +0.2 pp
2012 99.5% $981.25 Million $5.30 Million $7.28 Billion ▲ +0.2 pp
2011 99.2% $952.48 Million $7.44 Million $7.10 Billion ▲ +0.1 pp
2010 99.1% $921.69 Million $7.93 Million $6.82 Billion ▲ +0.5 pp
2009 98.7% $884.55 Million $11.77 Million $6.84 Billion ▲ +0.2 pp
2008 98.4% $1.02 Billion $15.89 Million $6.55 Billion ▲ +0.6 pp
2007 97.8% $1.00 Billion $21.81 Million $6.36 Billion ▲ +40.0 pp
2006 57.8% $1.02 Billion $429.72 Million $5.74 Billion ▼ -1.7 pp
2005 59.5% $1.08 Billion $435.84 Million $6.05 Billion ▼ -1.5 pp
2004 61.0% $1.14 Billion $443.15 Million $6.43 Billion ▼ -36.1 pp
2003 97.1% $817.12 Million $23.94 Million $4.28 Billion ▲ +1.9 pp
2002 95.1% $326.01 Million $15.84 Million $3.92 Billion ▲ +0.4 pp
2001 94.8% $292.13 Million $15.33 Million $2.87 Billion ▲ +6.4 pp
2000 88.3% $263.07 Million $30.72 Million $2.64 Billion
pp = percentage points