PennyMac Finl Svcs Inc (PFSI) — Cash Flow Quality Index
PennyMac Finl Svcs Inc (PFSI) has a Cash Flow Quality Index of -15.12x as of March 2026. Operating cash flow of $-1.24 Billion is below net income of $82.32 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore PFSI cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
PennyMac Finl Svcs Inc Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for PennyMac Finl Svcs Inc across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PennyMac Finl Svcs Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for PennyMac Finl Svcs Inc (2010–2025)
Year-by-year earnings quality comparison for PennyMac Finl Svcs Inc. For live market cap and the full company financial profile, see PennyMac Finl Svcs Inc stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -2.79x | $-1.40 Billion | $501.08 Million | ▲ +80.8% |
| 2024 | -14.56x | $-4.53 Billion | $311.42 Million | ▼ -33.1% |
| 2023 | -10.94x | $-1.58 Billion | $144.66 Million | ▼ -186.2% |
| 2022 | 12.69x | $6.03 Billion | $475.51 Million | ▲ +396.8% |
| 2021 | 2.55x | $2.56 Billion | $1.00 Billion | ▲ +167.9% |
| 2020 | -3.76x | $-6.20 Billion | $1.65 Billion | ▲ +34.1% |
| 2019 | -5.71x | $-2.25 Billion | $392.96 Million | ▼ -344.0% |
| 2018 | 2.34x | $572.40 Million | $244.44 Million | ▲ +182.6% |
| 2017 | -2.84x | $-883.59 Million | $311.52 Million | ▼ -1.8% |
| 2016 | -2.79x | $-938.52 Million | $336.98 Million | ▼ -1397.4% |
| 2015 | 0.21x | $53.14 Million | $247.56 Million | ▲ +107.3% |
| 2014 | -2.95x | $-578.95 Million | $196.31 Million | ▼ -416.1% |
| 2013 | -0.57x | $-98.39 Million | $172.16 Million | ▲ +78.0% |
| 2012 | -2.60x | $-308.06 Million | $118.32 Million | ▲ +48.8% |
| 2011 | -5.08x | $-74.72 Million | $14.70 Million | ▼ -1228.1% |
| 2010 | -0.38x | $-12.65 Million | $33.04 Million | — |