PennyMac Finl Svcs Inc (PFSI) — Cash Flow Quality Index
PennyMac Finl Svcs Inc (PFSI) has a Cash Flow Quality Index of -15.12x as of March 2026. Operating cash flow of $-1.24 Billion is below net income of $82.32 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore PennyMac Finl Svcs Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
PennyMac Finl Svcs Inc Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for PennyMac Finl Svcs Inc across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PFSI tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for PennyMac Finl Svcs Inc (2010–2025)
Year-by-year earnings quality comparison for PennyMac Finl Svcs Inc. For live market cap and the full company financial profile, see PennyMac Finl Svcs Inc market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -2.79x | $-1.40 Billion | $501.08 Million | ▲ +80.8% |
| 2024 | -14.56x | $-4.53 Billion | $311.42 Million | ▼ -33.1% |
| 2023 | -10.94x | $-1.58 Billion | $144.66 Million | ▼ -186.2% |
| 2022 | 12.69x | $6.03 Billion | $475.51 Million | ▲ +396.8% |
| 2021 | 2.55x | $2.56 Billion | $1.00 Billion | ▲ +167.9% |
| 2020 | -3.76x | $-6.20 Billion | $1.65 Billion | ▲ +34.1% |
| 2019 | -5.71x | $-2.25 Billion | $392.96 Million | ▼ -344.0% |
| 2018 | 2.34x | $572.40 Million | $244.44 Million | ▲ +182.6% |
| 2017 | -2.84x | $-883.59 Million | $311.52 Million | ▼ -1.8% |
| 2016 | -2.79x | $-938.52 Million | $336.98 Million | ▼ -1397.4% |
| 2015 | 0.21x | $53.14 Million | $247.56 Million | ▲ +107.3% |
| 2014 | -2.95x | $-578.95 Million | $196.31 Million | ▼ -416.1% |
| 2013 | -0.57x | $-98.39 Million | $172.16 Million | ▲ +78.0% |
| 2012 | -2.60x | $-308.06 Million | $118.32 Million | ▲ +48.8% |
| 2011 | -5.08x | $-74.72 Million | $14.70 Million | ▼ -1228.1% |
| 2010 | -0.38x | $-12.65 Million | $33.04 Million | — |