PennyMac Finl Svcs Inc (PFSI) — Cash Flow Quality Index
PennyMac Finl Svcs Inc (PFSI) has a Cash Flow Quality Index of 94.17x as of June 2026. Operating cash flow of $2.05 Billion exceeds net income of $21.73 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of PennyMac Finl Svcs Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
PennyMac Finl Svcs Inc Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for PennyMac Finl Svcs Inc across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see PennyMac Finl Svcs Inc cash conversion from operations.
Annual Cash Flow Quality Index for PennyMac Finl Svcs Inc (2010–2025)
Year-by-year earnings quality comparison for PennyMac Finl Svcs Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -2.79x | $-1.40 Billion | $501.08 Million | ▲ +80.8% |
| 2024 | -14.56x | $-4.53 Billion | $311.42 Million | ▼ -33.1% |
| 2023 | -10.94x | $-1.58 Billion | $144.66 Million | ▼ -186.2% |
| 2022 | 12.69x | $6.03 Billion | $475.51 Million | ▲ +396.8% |
| 2021 | 2.55x | $2.56 Billion | $1.00 Billion | ▲ +167.9% |
| 2020 | -3.76x | $-6.20 Billion | $1.65 Billion | ▲ +34.1% |
| 2019 | -5.71x | $-2.25 Billion | $392.96 Million | ▼ -344.0% |
| 2018 | 2.34x | $572.40 Million | $244.44 Million | ▲ +182.6% |
| 2017 | -2.84x | $-883.59 Million | $311.52 Million | ▼ -1.8% |
| 2016 | -2.79x | $-938.52 Million | $336.98 Million | ▼ -1397.4% |
| 2015 | 0.21x | $53.14 Million | $247.56 Million | ▲ +107.3% |
| 2014 | -2.95x | $-578.95 Million | $196.31 Million | ▼ -416.1% |
| 2013 | -0.57x | $-98.39 Million | $172.16 Million | ▲ +78.0% |
| 2012 | -2.60x | $-308.06 Million | $118.32 Million | ▲ +48.8% |
| 2011 | -5.08x | $-74.72 Million | $14.70 Million | ▼ -1228.1% |
| 2010 | -0.38x | $-12.65 Million | $33.04 Million | — |