PennyMac Finl Svcs Inc (PFSI) — Working Capital to Net Assets Ratio
PennyMac Finl Svcs Inc (PFSI) has a Working Capital to Net Assets ratio of -368.4% as of June 2026. Working capital of $-15.98 Billion (current assets of $748.00 Million minus current liabilities of $16.73 Billion) is measured against net assets of $4.34 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See PennyMac Finl Svcs Inc (PFSI) liquidity interval to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
PennyMac Finl Svcs Inc Working Capital to Net Assets (2011–2025)
This chart shows how PennyMac Finl Svcs Inc's Working Capital to Net Assets ratio has evolved across 15 annual periods from 2011 to 2025. As of June 2026, the ratio stands at -368.4%, reflecting working capital of $-15.98 Billion against net assets of $4.34 Billion USD. For the complete balance sheet picture, see total assets of PennyMac Finl Svcs Inc.
Annual Working Capital to Net Assets for PennyMac Finl Svcs Inc (2011–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for PennyMac Finl Svcs Inc from 2011 to 2025, covering 15 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check PennyMac Finl Svcs Inc (PFSI) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -359.1% | $-15.47 Billion | $4.31 Billion | $728.84 Million | $16.20 Billion | ▼ -510.5 pp |
| 2024 | 151.4% | $5.80 Billion | $3.83 Billion | $16.12 Billion | $10.32 Billion | ▼ -12.0 pp |
| 2023 | 163.4% | $5.78 Billion | $3.54 Billion | $11.27 Billion | $5.49 Billion | ▼ -6.3 pp |
| 2022 | 169.7% | $5.89 Billion | $3.47 Billion | $10.47 Billion | $4.58 Billion | ▲ +5.5 pp |
| 2021 | 164.1% | $5.61 Billion | $3.42 Billion | $14.21 Billion | $8.60 Billion | ▼ -335.7 pp |
| 2020 | 499.8% | $16.94 Billion | $3.39 Billion | $27.83 Billion | $10.89 Billion | ▲ +423.8 pp |
| 2019 | 76.0% | $1.57 Billion | $2.06 Billion | $6.69 Billion | $5.12 Billion | ▼ -7.8 pp |
| 2018 | 83.8% | $1.39 Billion | $1.65 Billion | $4.24 Billion | $2.86 Billion | ▼ -35.6 pp |
| 2017 | 119.4% | $2.05 Billion | $1.72 Billion | $5.01 Billion | $2.96 Billion | ▲ +56.7 pp |
| 2016 | 62.7% | $877.40 Million | $1.40 Billion | $3.33 Billion | $2.45 Billion | ▲ +60.6 pp |
| 2015 | 2.1% | $22.43 Million | $1.06 Billion | $1.96 Billion | $1.94 Billion | ▼ -140.6 pp |
| 2014 | 142.7% | $1.15 Billion | $807.27 Million | $1.64 Billion | $488.13 Million | ▲ +45.2 pp |
| 2013 | 97.5% | $613.63 Million | $629.20 Million | $987.91 Million | $374.28 Million | ▼ -114.6 pp |
| 2012 | 212.1% | $555.26 Million | $261.75 Million | $675.11 Million | $119.85 Million | ▲ +71.4 pp |
| 2011 | 140.8% | $174.43 Million | $123.92 Million | $243.04 Million | $68.61 Million | — |