PennyMac Finl Svcs Inc (PFSI) — Cash Flow-to-Debt Ratio
PennyMac Finl Svcs Inc (PFSI) has a Cash Flow-to-Debt Ratio of 0.08x as of June 2026, meaning its operating cash flow of $2.05 Billion could theoretically repay 0% of its total liabilities ($25.52 Billion) in one year. See PennyMac Finl Svcs Inc (PFSI) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
PennyMac Finl Svcs Inc Cash Flow-to-Debt Ratio (2011–2025)
Historical debt coverage capacity for PennyMac Finl Svcs Inc across 15 annual periods. For the full cash flow conversion analysis, see PFSI cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for PennyMac Finl Svcs Inc (2011–2025)
Year-by-year debt coverage analysis for PennyMac Finl Svcs Inc. Check PennyMac Finl Svcs Inc earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.06x | $-1.40 Billion | $25.08 Billion | ▲ +72.6% |
| 2024 | -0.20x | $-4.53 Billion | $22.26 Billion | ▼ -97.0% |
| 2023 | -0.10x | $-1.58 Billion | $15.31 Billion | ▼ -122.9% |
| 2022 | 0.45x | $6.03 Billion | $13.35 Billion | ▲ +170.8% |
| 2021 | 0.17x | $2.56 Billion | $15.36 Billion | ▲ +175.9% |
| 2020 | -0.22x | $-6.20 Billion | $28.21 Billion | ▲ +20.3% |
| 2019 | -0.28x | $-2.25 Billion | $8.14 Billion | ▼ -380.6% |
| 2018 | 0.10x | $572.40 Million | $5.82 Billion | ▲ +162.8% |
| 2017 | -0.16x | $-883.59 Million | $5.65 Billion | ▲ +37.8% |
| 2016 | -0.25x | $-938.52 Million | $3.73 Billion | ▼ -1255.2% |
| 2015 | 0.02x | $53.14 Million | $2.44 Billion | ▲ +106.4% |
| 2014 | -0.34x | $-578.95 Million | $1.70 Billion | ▼ -230.7% |
| 2013 | -0.10x | $-98.39 Million | $955.27 Million | ▲ +80.9% |
| 2012 | -0.54x | $-308.06 Million | $570.41 Million | ▼ -19.5% |
| 2011 | -0.45x | $-74.72 Million | $165.37 Million | — |