PennyMac Finl Svcs Inc (PFSI) — Financial Flexibility Index
PennyMac Finl Svcs Inc (PFSI) has a Financial Flexibility Index of 0.08x as of June 2026. Free cash flow of $2.05 Billion (operating CF $2.05 Billion minus capex $3.38 Million) represents 0% of total liabilities ($25.52 Billion). Check PennyMac Finl Svcs Inc (PFSI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
PennyMac Finl Svcs Inc Financial Flexibility Index (2011–2025)
Historical Financial Flexibility Index trend for PennyMac Finl Svcs Inc across 15 annual periods. For the full cash flow conversion analysis, see PFSI cash flow metrics.
Annual Financial Flexibility Index for PennyMac Finl Svcs Inc (2011–2025)
Year-by-year free cash flow to debt coverage for PennyMac Finl Svcs Inc. Explore PFSI operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.06x | $-1.39 Billion | $-1.40 Billion | $25.08 Billion | ▲ +72.7% |
| 2024 | -0.20x | $-4.51 Billion | $-4.53 Billion | $22.26 Billion | ▼ -100.7% |
| 2023 | -0.10x | $-1.55 Billion | $-1.58 Billion | $15.31 Billion | ▼ -122.0% |
| 2022 | 0.46x | $6.12 Billion | $6.03 Billion | $13.35 Billion | ▲ +168.5% |
| 2021 | 0.17x | $2.62 Billion | $2.56 Billion | $15.36 Billion | ▲ +178.7% |
| 2020 | -0.22x | $-6.11 Billion | $-6.20 Billion | $28.21 Billion | ▲ +11.0% |
| 2019 | -0.24x | $-1.98 Billion | $-2.25 Billion | $8.14 Billion | ▼ -270.6% |
| 2018 | 0.14x | $830.92 Million | $572.40 Million | $5.82 Billion | ▲ +218.3% |
| 2017 | -0.12x | $-681.27 Million | $-883.59 Million | $5.65 Billion | ▲ +50.4% |
| 2016 | -0.24x | $-907.99 Million | $-938.52 Million | $3.73 Billion | ▼ -232.6% |
| 2015 | 0.18x | $447.87 Million | $53.14 Million | $2.44 Billion | ▲ +171.0% |
| 2014 | -0.26x | $-438.74 Million | $-578.95 Million | $1.70 Billion | ▼ -336.1% |
| 2013 | 0.11x | $104.44 Million | $-98.39 Million | $955.27 Million | ▲ +120.5% |
| 2012 | -0.53x | $-304.18 Million | $-308.06 Million | $570.41 Million | ▼ -23.6% |
| 2011 | -0.43x | $-71.37 Million | $-74.72 Million | $165.37 Million | — |