PennyMac Finl Svcs Inc (PFSI) — Financial Flexibility Index
PennyMac Finl Svcs Inc (PFSI) has a Financial Flexibility Index of -0.04x as of March 2026. Free cash flow of $-1.24 Billion (operating CF $-1.24 Billion minus capex $2.25 Million) represents 0% of total liabilities ($27.62 Billion). Check asset allocation strategy of PennyMac Finl Svcs Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
PennyMac Finl Svcs Inc Financial Flexibility Index (2011–2025)
Historical Financial Flexibility Index trend for PennyMac Finl Svcs Inc across 15 annual periods. See PennyMac Finl Svcs Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for PennyMac Finl Svcs Inc (2011–2025)
Year-by-year free cash flow to debt coverage for PennyMac Finl Svcs Inc. For the full company profile including market capitalisation, see market value of PennyMac Finl Svcs Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.06x | $-1.39 Billion | $-1.40 Billion | $25.08 Billion | ▲ +72.7% |
| 2024 | -0.20x | $-4.51 Billion | $-4.53 Billion | $22.26 Billion | ▼ -100.7% |
| 2023 | -0.10x | $-1.55 Billion | $-1.58 Billion | $15.31 Billion | ▼ -122.0% |
| 2022 | 0.46x | $6.12 Billion | $6.03 Billion | $13.35 Billion | ▲ +168.5% |
| 2021 | 0.17x | $2.62 Billion | $2.56 Billion | $15.36 Billion | ▲ +178.7% |
| 2020 | -0.22x | $-6.11 Billion | $-6.20 Billion | $28.21 Billion | ▲ +11.0% |
| 2019 | -0.24x | $-1.98 Billion | $-2.25 Billion | $8.14 Billion | ▼ -270.6% |
| 2018 | 0.14x | $830.92 Million | $572.40 Million | $5.82 Billion | ▲ +218.3% |
| 2017 | -0.12x | $-681.27 Million | $-883.59 Million | $5.65 Billion | ▲ +50.4% |
| 2016 | -0.24x | $-907.99 Million | $-938.52 Million | $3.73 Billion | ▼ -232.6% |
| 2015 | 0.18x | $447.87 Million | $53.14 Million | $2.44 Billion | ▲ +171.0% |
| 2014 | -0.26x | $-438.74 Million | $-578.95 Million | $1.70 Billion | ▼ -336.1% |
| 2013 | 0.11x | $104.44 Million | $-98.39 Million | $955.27 Million | ▲ +120.5% |
| 2012 | -0.53x | $-304.18 Million | $-308.06 Million | $570.41 Million | ▼ -23.6% |
| 2011 | -0.43x | $-71.37 Million | $-74.72 Million | $165.37 Million | — |