The Travelers Companies Inc (TRV) — Cash Flow Quality Index

Latest as of December 2025: 1.08x

The Travelers Companies Inc (TRV) has a Cash Flow Quality Index of 1.08x as of December 2025. Operating cash flow of $2.69 Billion exceeds net income of $2.50 Billion, indicating high earnings quality where cash backs reported profits. Explore The Travelers Companies Inc cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

1.08x
Operating CF / Net Income

Operating Cash Flow

$2.69 Billion
USD

Net Income

$2.50 Billion
USD

Data as of

Dec 2025
Most recent filing

The Travelers Companies Inc Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for The Travelers Companies Inc across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check The Travelers Companies Inc (TRV) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for The Travelers Companies Inc (1989–2025)

Year-by-year earnings quality comparison for The Travelers Companies Inc. For live market cap and the full company financial profile, see TRV stock market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.69x $10.61 Billion $6.29 Billion ▼ -7.1%
2024 1.82x $9.07 Billion $5.00 Billion ▼ -29.6%
2023 2.58x $7.71 Billion $2.99 Billion ▲ +29.8%
2022 1.99x $7.27 Billion $3.66 Billion ▲ +0.0%
2021 1.99x $7.27 Billion $3.66 Billion ▼ -17.8%
2020 2.42x $6.52 Billion $2.70 Billion ▲ +21.8%
2019 1.99x $5.21 Billion $2.62 Billion ▲ +14.3%
2018 1.74x $4.38 Billion $2.52 Billion ▼ -14.0%
2017 2.02x $4.15 Billion $2.06 Billion ▲ +36.1%
2016 1.48x $4.47 Billion $3.01 Billion ▲ +48.5%
2015 1.00x $3.43 Billion $3.44 Billion ▼ -0.2%
2014 1.00x $3.69 Billion $3.69 Billion ▼ -3.7%
2013 1.04x $3.82 Billion $3.67 Billion ▼ -20.5%
2012 1.31x $3.23 Billion $2.47 Billion ▼ -14.1%
2011 1.52x $2.17 Billion $1.43 Billion ▲ +60.2%
2010 0.95x $3.05 Billion $3.22 Billion ▼ -18.7%
2009 1.17x $4.23 Billion $3.62 Billion ▲ +8.8%
2008 1.07x $3.14 Billion $2.92 Billion ▼ -6.6%
2007 1.15x $5.29 Billion $4.60 Billion ▲ +1.3%
2006 1.13x $4.77 Billion $4.21 Billion ▼ -35.3%
2005 1.75x $3.61 Billion $2.06 Billion ▼ -71.0%
2004 6.04x $5.24 Billion $867.00 Million ▲ +167.4%
2003 2.26x $3.83 Billion $1.70 Billion ▲ +489.5%
2000 -0.58x $-563.00 Million $970.00 Million ▼ -718.4%
1999 -0.07x $-50.00 Million $705.00 Million ▼ -109.2%
1998 0.77x $68.64 Million $89.30 Million ▼ -3.6%
1997 0.80x $847.00 Million $1.06 Billion ▼ -48.4%
1996 1.55x $1.30 Billion $840.50 Million ▼ -12.2%
1995 1.76x $917.74 Million $521.20 Million ▼ -13.3%
1994 2.03x $899.22 Million $442.80 Million ▲ +18.4%
1993 1.72x $733.50 Million $427.60 Million ▼ -5.4%
1991 1.81x $734.50 Million $405.10 Million ▼ -24.7%
1990 2.41x $942.40 Million $391.30 Million ▲ +11.2%
1989 2.17x $862.30 Million $398.20 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.