The Travelers Companies Inc (TRV) — Cash Flow Quality Index
The Travelers Companies Inc (TRV) has a Cash Flow Quality Index of 0.87x as of June 2026. Operating cash flow of $1.92 Billion is below net income of $2.21 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore TRV cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
The Travelers Companies Inc Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for The Travelers Companies Inc across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see TRV cash flow conversion.
Annual Cash Flow Quality Index for The Travelers Companies Inc (1989–2025)
Year-by-year earnings quality comparison for The Travelers Companies Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.69x | $10.61 Billion | $6.29 Billion | ▼ -7.1% |
| 2024 | 1.82x | $9.07 Billion | $5.00 Billion | ▼ -29.6% |
| 2023 | 2.58x | $7.71 Billion | $2.99 Billion | ▲ +29.8% |
| 2022 | 1.99x | $7.27 Billion | $3.66 Billion | ▲ +0.0% |
| 2021 | 1.99x | $7.27 Billion | $3.66 Billion | ▼ -17.8% |
| 2020 | 2.42x | $6.52 Billion | $2.70 Billion | ▲ +21.8% |
| 2019 | 1.99x | $5.21 Billion | $2.62 Billion | ▲ +14.3% |
| 2018 | 1.74x | $4.38 Billion | $2.52 Billion | ▼ -14.0% |
| 2017 | 2.02x | $4.15 Billion | $2.06 Billion | ▲ +36.1% |
| 2016 | 1.48x | $4.47 Billion | $3.01 Billion | ▲ +48.5% |
| 2015 | 1.00x | $3.43 Billion | $3.44 Billion | ▼ -0.2% |
| 2014 | 1.00x | $3.69 Billion | $3.69 Billion | ▼ -3.7% |
| 2013 | 1.04x | $3.82 Billion | $3.67 Billion | ▼ -20.5% |
| 2012 | 1.31x | $3.23 Billion | $2.47 Billion | ▼ -14.1% |
| 2011 | 1.52x | $2.17 Billion | $1.43 Billion | ▲ +60.2% |
| 2010 | 0.95x | $3.05 Billion | $3.22 Billion | ▼ -18.7% |
| 2009 | 1.17x | $4.23 Billion | $3.62 Billion | ▲ +8.8% |
| 2008 | 1.07x | $3.14 Billion | $2.92 Billion | ▼ -6.6% |
| 2007 | 1.15x | $5.29 Billion | $4.60 Billion | ▲ +1.3% |
| 2006 | 1.13x | $4.77 Billion | $4.21 Billion | ▼ -35.3% |
| 2005 | 1.75x | $3.61 Billion | $2.06 Billion | ▼ -71.0% |
| 2004 | 6.04x | $5.24 Billion | $867.00 Million | ▲ +167.4% |
| 2003 | 2.26x | $3.83 Billion | $1.70 Billion | ▲ +489.5% |
| 2000 | -0.58x | $-563.00 Million | $970.00 Million | ▼ -718.4% |
| 1999 | -0.07x | $-50.00 Million | $705.00 Million | ▼ -109.2% |
| 1998 | 0.77x | $68.64 Million | $89.30 Million | ▼ -3.6% |
| 1997 | 0.80x | $847.00 Million | $1.06 Billion | ▼ -48.4% |
| 1996 | 1.55x | $1.30 Billion | $840.50 Million | ▼ -12.2% |
| 1995 | 1.76x | $917.74 Million | $521.20 Million | ▼ -13.3% |
| 1994 | 2.03x | $899.22 Million | $442.80 Million | ▲ +18.4% |
| 1993 | 1.72x | $733.50 Million | $427.60 Million | ▼ -5.4% |
| 1991 | 1.81x | $734.50 Million | $405.10 Million | ▼ -24.7% |
| 1990 | 2.41x | $942.40 Million | $391.30 Million | ▲ +11.2% |
| 1989 | 2.17x | $862.30 Million | $398.20 Million | — |