The Travelers Companies Inc (TRV) — Defensive Interval Ratio

Latest as of December 2025: 82 days

The Travelers Companies Inc (TRV) has a Defensive Interval Ratio of 82 days as of December 2025. Defensive assets of $20.59 Billion (cash $-, short-term investments $5.72 Billion, receivables $14.88 Billion) cover 82 days of daily cash needs of $251.30 Million/day. Check tangible equity quality of The Travelers Companies Inc to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

82 days
Days of operational coverage

Defensive Assets

$20.59 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$251.30 Million
Current Liabilities ÷ 365

Current Liabilities

$91.72 Billion
USD

The Travelers Companies Inc Defensive Interval Ratio (1989–2025)

This chart shows how The Travelers Companies Inc's Defensive Interval Ratio has evolved across 34 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 82 days, meaning defensive assets of $20.59 Billion can fund 82 days of operations without new revenue. Also explore The Travelers Companies Inc annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for The Travelers Companies Inc (1989–2025)

The table below presents the year-by-year Defensive Interval Ratio for The Travelers Companies Inc from 1989 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see TRV market cap.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 82 days $20.59 Billion $251.30 Million/day $- $5.72 Billion ▼ -4393 days
2024 4475 days $47.07 Billion $10.52 Million/day $- $24.79 Billion ▼ -5406 days
2023 9881 days $105.23 Billion $10.65 Million/day $- $83.55 Billion ▲ +1437 days
2022 8444 days $95.19 Billion $11.27 Million/day $- $74.63 Billion ▼ -33 days
2021 8477 days $102.07 Billion $12.04 Million/day $- $81.65 Billion ▲ +744 days
2020 7733 days $99.94 Billion $12.92 Million/day $- $79.51 Billion ▲ +1597 days
2019 6136 days $93.84 Billion $15.29 Million/day $- $73.08 Billion ▲ +5709 days
2018 427 days $88.11 Billion $206.51 Million/day $- $67.45 Billion ▼ -8 days
2017 434 days $87.82 Billion $202.14 Million/day $- $67.59 Billion ▼ -2 days
2016 436 days $85.00 Billion $194.90 Million/day $- $65.38 Billion ▼ -3 days
2015 439 days $85.05 Billion $193.81 Million/day $- $65.33 Billion ▼ -5723 days
2014 6162 days $87.76 Billion $14.24 Million/day $- $67.84 Billion ▼ -634 days
2013 6797 days $88.00 Billion $12.95 Million/day $- $67.84 Billion ▲ +1069 days
2012 5728 days $90.27 Billion $15.76 Million/day $- $68.88 Billion ▲ +190 days
2011 5538 days $89.90 Billion $16.23 Million/day $- $67.83 Billion ▼ -6102 days
2010 11640 days $16.46 Billion $1.41 Million/day $- $5.62 Billion ▲ +5238 days
2009 6402 days $16.12 Billion $2.52 Million/day $- $4.85 Billion ▼ -1849 days
2008 8251 days $17.41 Billion $2.11 Million/day $- $5.22 Billion ▲ +3059 days
2007 5192 days $18.02 Billion $3.47 Million/day $- $5.19 Billion ▼ -4225 days
2006 9417 days $17.67 Billion $1.88 Million/day $- $4.94 Billion ▲ +1082 days
2005 8335 days $16.44 Billion $1.97 Million/day $- $4.80 Billion ▲ +1502 days
2004 6833 days $16.77 Billion $2.45 Million/day $- $4.94 Billion ▲ +4460 days
2003 2373 days $9.35 Billion $3.94 Million/day $- $2.14 Billion ▲ +1387 days
2002 986 days $5.33 Billion $5.41 Million/day $- $2.15 Billion ▼ -81 days
2001 1067 days $5.78 Billion $5.42 Million/day $- $2.15 Billion ▲ +67 days
2000 1000 days $5.73 Billion $5.73 Million/day $- $2.33 Billion ▲ +133 days
1999 866 days $4.29 Billion $4.96 Million/day $- $1.37 Billion ▲ +411 days
1998 455 days $3.61 Billion $7.94 Million/day $- $982.49 Million ▲ +394 days
1997 61 days $2.66 Billion $43.52 Million/day $- $441.36 Million ▼ -953 days
1996 1014 days $1.85 Billion $1.82 Million/day $- $289.79 Million ▲ +359 days
1995 655 days $3.19 Billion $4.87 Million/day $- $939.53 Million ▲ +60 days
1994 594 days $3.17 Billion $5.33 Million/day $- $898.08 Million ▼ -53175 days
1990 53770 days $2.02 Billion $37.53K/day $- $- ▲ +35928 days
1989 17842 days $1.49 Billion $83.56K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)