The Travelers Companies Inc (TRV) — Financial Flexibility Index
The Travelers Companies Inc (TRV) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of $5.37 Billion (operating CF $2.69 Billion minus capex $2.69 Billion) represents 0% of total liabilities ($110.81 Billion). Check The Travelers Companies Inc (TRV) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The Travelers Companies Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for The Travelers Companies Inc across 37 annual periods. See how liquid is The Travelers Companies Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for The Travelers Companies Inc (1989–2025)
Year-by-year free cash flow to debt coverage for The Travelers Companies Inc. For the full company profile including market capitalisation, see market value of The Travelers Companies Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.19x | $21.21 Billion | $10.61 Billion | $110.81 Billion | ▲ +122.2% |
| 2024 | 0.09x | $9.07 Billion | $9.07 Billion | $105.33 Billion | ▲ +12.9% |
| 2023 | 0.08x | $7.71 Billion | $7.71 Billion | $101.06 Billion | ▼ -1.2% |
| 2022 | 0.08x | $7.27 Billion | $7.27 Billion | $94.16 Billion | ▼ -2.8% |
| 2021 | 0.08x | $7.28 Billion | $7.27 Billion | $91.58 Billion | ▲ +6.7% |
| 2020 | 0.07x | $6.52 Billion | $6.52 Billion | $87.56 Billion | ▲ +18.0% |
| 2019 | 0.06x | $5.31 Billion | $5.21 Billion | $84.18 Billion | ▲ +15.2% |
| 2018 | 0.05x | $4.45 Billion | $4.38 Billion | $81.34 Billion | ▲ +4.4% |
| 2017 | 0.05x | $4.18 Billion | $4.15 Billion | $79.75 Billion | ▼ -10.5% |
| 2016 | 0.06x | $4.52 Billion | $4.47 Billion | $77.02 Billion | ▲ +27.4% |
| 2015 | 0.05x | $3.53 Billion | $3.43 Billion | $76.59 Billion | ▼ -3.3% |
| 2014 | 0.05x | $3.73 Billion | $3.69 Billion | $78.24 Billion | ▼ -3.6% |
| 2013 | 0.05x | $3.90 Billion | $3.82 Billion | $79.02 Billion | ▲ +18.2% |
| 2012 | 0.04x | $3.33 Billion | $3.23 Billion | $79.53 Billion | ▲ +49.9% |
| 2011 | 0.03x | $2.23 Billion | $2.17 Billion | $80.10 Billion | ▼ -26.8% |
| 2010 | 0.04x | $3.05 Billion | $3.05 Billion | $80.18 Billion | ▼ -26.1% |
| 2009 | 0.05x | $4.23 Billion | $4.23 Billion | $82.14 Billion | ▲ +38.4% |
| 2008 | 0.04x | $3.14 Billion | $3.14 Billion | $84.31 Billion | ▼ -37.6% |
| 2007 | 0.06x | $5.29 Billion | $5.29 Billion | $88.61 Billion | ▲ +12.7% |
| 2006 | 0.05x | $4.77 Billion | $4.77 Billion | $90.16 Billion | ▲ +33.2% |
| 2005 | 0.04x | $3.61 Billion | $3.61 Billion | $90.88 Billion | ▼ -32.8% |
| 2004 | 0.06x | $5.32 Billion | $5.24 Billion | $90.05 Billion | ▼ -19.5% |
| 2003 | 0.07x | $3.88 Billion | $3.83 Billion | $52.88 Billion | ▼ -16.0% |
| 2002 | 0.09x | $2.99 Billion | $2.93 Billion | $34.21 Billion | ▲ +174.7% |
| 2001 | 0.03x | $1.06 Billion | $987.00 Million | $33.21 Billion | ▲ +289.5% |
| 2000 | -0.02x | $-475.00 Million | $-563.00 Million | $28.27 Billion | ▼ -621.5% |
| 1999 | 0.00x | $103.00 Million | $-50.00 Million | $31.98 Billion | ▼ -34.3% |
| 1998 | 0.00x | $152.96 Million | $68.64 Million | $31.18 Billion | ▼ -85.0% |
| 1997 | 0.03x | $989.00 Million | $847.00 Million | $30.25 Billion | ▼ -66.9% |
| 1996 | 0.10x | $1.62 Billion | $1.30 Billion | $16.47 Billion | ▲ +61.6% |
| 1995 | 0.06x | $972.62 Million | $917.74 Million | $15.93 Billion | ▼ -6.7% |
| 1994 | 0.07x | $965.78 Million | $899.22 Million | $14.76 Billion | ▲ +18.6% |
| 1993 | 0.06x | $780.70 Million | $733.50 Million | $14.15 Billion | ▼ -26.9% |
| 1992 | 0.08x | $860.10 Million | $759.40 Million | $11.39 Billion | ▼ -4.8% |
| 1991 | 0.08x | $828.90 Million | $734.50 Million | $10.45 Billion | ▼ -24.5% |
| 1990 | 0.11x | $1.05 Billion | $942.40 Million | $10.01 Billion | ▲ +0.2% |
| 1989 | 0.10x | $910.90 Million | $862.30 Million | $8.68 Billion | — |