The Travelers Companies Inc (TRV) — Financial Flexibility Index
The Travelers Companies Inc (TRV) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $1.92 Billion (operating CF $1.92 Billion minus capex $0.00) represents 0% of total liabilities ($110.46 Billion). Check TRV total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The Travelers Companies Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for The Travelers Companies Inc across 37 annual periods. For the full cash flow conversion analysis, see The Travelers Companies Inc cash conversion from operations.
Annual Financial Flexibility Index for The Travelers Companies Inc (1989–2025)
Year-by-year free cash flow to debt coverage for The Travelers Companies Inc. Explore TRV debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.19x | $21.21 Billion | $10.61 Billion | $110.81 Billion | ▲ +122.2% |
| 2024 | 0.09x | $9.07 Billion | $9.07 Billion | $105.33 Billion | ▲ +12.9% |
| 2023 | 0.08x | $7.71 Billion | $7.71 Billion | $101.06 Billion | ▼ -1.2% |
| 2022 | 0.08x | $7.27 Billion | $7.27 Billion | $94.16 Billion | ▼ -2.8% |
| 2021 | 0.08x | $7.28 Billion | $7.27 Billion | $91.58 Billion | ▲ +6.7% |
| 2020 | 0.07x | $6.52 Billion | $6.52 Billion | $87.56 Billion | ▲ +18.0% |
| 2019 | 0.06x | $5.31 Billion | $5.21 Billion | $84.18 Billion | ▲ +15.2% |
| 2018 | 0.05x | $4.45 Billion | $4.38 Billion | $81.34 Billion | ▲ +4.4% |
| 2017 | 0.05x | $4.18 Billion | $4.15 Billion | $79.75 Billion | ▼ -10.5% |
| 2016 | 0.06x | $4.52 Billion | $4.47 Billion | $77.02 Billion | ▲ +27.4% |
| 2015 | 0.05x | $3.53 Billion | $3.43 Billion | $76.59 Billion | ▼ -3.3% |
| 2014 | 0.05x | $3.73 Billion | $3.69 Billion | $78.24 Billion | ▼ -3.6% |
| 2013 | 0.05x | $3.90 Billion | $3.82 Billion | $79.02 Billion | ▲ +18.2% |
| 2012 | 0.04x | $3.33 Billion | $3.23 Billion | $79.53 Billion | ▲ +49.9% |
| 2011 | 0.03x | $2.23 Billion | $2.17 Billion | $80.10 Billion | ▼ -26.8% |
| 2010 | 0.04x | $3.05 Billion | $3.05 Billion | $80.18 Billion | ▼ -26.1% |
| 2009 | 0.05x | $4.23 Billion | $4.23 Billion | $82.14 Billion | ▲ +38.4% |
| 2008 | 0.04x | $3.14 Billion | $3.14 Billion | $84.31 Billion | ▼ -37.6% |
| 2007 | 0.06x | $5.29 Billion | $5.29 Billion | $88.61 Billion | ▲ +12.7% |
| 2006 | 0.05x | $4.77 Billion | $4.77 Billion | $90.16 Billion | ▲ +33.2% |
| 2005 | 0.04x | $3.61 Billion | $3.61 Billion | $90.88 Billion | ▼ -32.8% |
| 2004 | 0.06x | $5.32 Billion | $5.24 Billion | $90.05 Billion | ▼ -19.5% |
| 2003 | 0.07x | $3.88 Billion | $3.83 Billion | $52.88 Billion | ▼ -16.0% |
| 2002 | 0.09x | $2.99 Billion | $2.93 Billion | $34.21 Billion | ▲ +174.7% |
| 2001 | 0.03x | $1.06 Billion | $987.00 Million | $33.21 Billion | ▲ +289.5% |
| 2000 | -0.02x | $-475.00 Million | $-563.00 Million | $28.27 Billion | ▼ -621.5% |
| 1999 | 0.00x | $103.00 Million | $-50.00 Million | $31.98 Billion | ▼ -34.3% |
| 1998 | 0.00x | $152.96 Million | $68.64 Million | $31.18 Billion | ▼ -85.0% |
| 1997 | 0.03x | $989.00 Million | $847.00 Million | $30.25 Billion | ▼ -66.9% |
| 1996 | 0.10x | $1.62 Billion | $1.30 Billion | $16.47 Billion | ▲ +61.6% |
| 1995 | 0.06x | $972.62 Million | $917.74 Million | $15.93 Billion | ▼ -6.7% |
| 1994 | 0.07x | $965.78 Million | $899.22 Million | $14.76 Billion | ▲ +18.6% |
| 1993 | 0.06x | $780.70 Million | $733.50 Million | $14.15 Billion | ▼ -26.9% |
| 1992 | 0.08x | $860.10 Million | $759.40 Million | $11.39 Billion | ▼ -4.8% |
| 1991 | 0.08x | $828.90 Million | $734.50 Million | $10.45 Billion | ▼ -24.5% |
| 1990 | 0.11x | $1.05 Billion | $942.40 Million | $10.01 Billion | ▲ +0.2% |
| 1989 | 0.10x | $910.90 Million | $862.30 Million | $8.68 Billion | — |