The Travelers Companies Inc (TRV) — Financial Flexibility Index
The Travelers Companies Inc (TRV) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of $5.37 Billion (operating CF $2.69 Billion minus capex $2.69 Billion) represents 0% of total liabilities ($110.81 Billion). Also explore The Travelers Companies Inc equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The Travelers Companies Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for The Travelers Companies Inc across 37 annual periods. Check TRV strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for The Travelers Companies Inc (1989–2025)
Year-by-year free cash flow to debt coverage for The Travelers Companies Inc. For the full company profile including market capitalisation, see TRV market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.19x | $21.21 Billion | $10.61 Billion | $110.81 Billion | ▲ +122.2% |
| 2024 | 0.09x | $9.07 Billion | $9.07 Billion | $105.33 Billion | ▲ +12.9% |
| 2023 | 0.08x | $7.71 Billion | $7.71 Billion | $101.06 Billion | ▼ -1.2% |
| 2022 | 0.08x | $7.27 Billion | $7.27 Billion | $94.16 Billion | ▼ -2.8% |
| 2021 | 0.08x | $7.28 Billion | $7.27 Billion | $91.58 Billion | ▲ +6.7% |
| 2020 | 0.07x | $6.52 Billion | $6.52 Billion | $87.56 Billion | ▲ +18.0% |
| 2019 | 0.06x | $5.31 Billion | $5.21 Billion | $84.18 Billion | ▲ +15.2% |
| 2018 | 0.05x | $4.45 Billion | $4.38 Billion | $81.34 Billion | ▲ +4.4% |
| 2017 | 0.05x | $4.18 Billion | $4.15 Billion | $79.75 Billion | ▼ -10.5% |
| 2016 | 0.06x | $4.52 Billion | $4.47 Billion | $77.02 Billion | ▲ +27.4% |
| 2015 | 0.05x | $3.53 Billion | $3.43 Billion | $76.59 Billion | ▼ -3.3% |
| 2014 | 0.05x | $3.73 Billion | $3.69 Billion | $78.24 Billion | ▼ -3.6% |
| 2013 | 0.05x | $3.90 Billion | $3.82 Billion | $79.02 Billion | ▲ +18.2% |
| 2012 | 0.04x | $3.33 Billion | $3.23 Billion | $79.53 Billion | ▲ +49.9% |
| 2011 | 0.03x | $2.23 Billion | $2.17 Billion | $80.10 Billion | ▼ -26.8% |
| 2010 | 0.04x | $3.05 Billion | $3.05 Billion | $80.18 Billion | ▼ -26.1% |
| 2009 | 0.05x | $4.23 Billion | $4.23 Billion | $82.14 Billion | ▲ +38.4% |
| 2008 | 0.04x | $3.14 Billion | $3.14 Billion | $84.31 Billion | ▼ -37.6% |
| 2007 | 0.06x | $5.29 Billion | $5.29 Billion | $88.61 Billion | ▲ +12.7% |
| 2006 | 0.05x | $4.77 Billion | $4.77 Billion | $90.16 Billion | ▲ +33.2% |
| 2005 | 0.04x | $3.61 Billion | $3.61 Billion | $90.88 Billion | ▼ -32.8% |
| 2004 | 0.06x | $5.32 Billion | $5.24 Billion | $90.05 Billion | ▼ -19.5% |
| 2003 | 0.07x | $3.88 Billion | $3.83 Billion | $52.88 Billion | ▼ -16.0% |
| 2002 | 0.09x | $2.99 Billion | $2.93 Billion | $34.21 Billion | ▲ +174.7% |
| 2001 | 0.03x | $1.06 Billion | $987.00 Million | $33.21 Billion | ▲ +289.5% |
| 2000 | -0.02x | $-475.00 Million | $-563.00 Million | $28.27 Billion | ▼ -621.5% |
| 1999 | 0.00x | $103.00 Million | $-50.00 Million | $31.98 Billion | ▼ -34.3% |
| 1998 | 0.00x | $152.96 Million | $68.64 Million | $31.18 Billion | ▼ -85.0% |
| 1997 | 0.03x | $989.00 Million | $847.00 Million | $30.25 Billion | ▼ -66.9% |
| 1996 | 0.10x | $1.62 Billion | $1.30 Billion | $16.47 Billion | ▲ +61.6% |
| 1995 | 0.06x | $972.62 Million | $917.74 Million | $15.93 Billion | ▼ -6.7% |
| 1994 | 0.07x | $965.78 Million | $899.22 Million | $14.76 Billion | ▲ +18.6% |
| 1993 | 0.06x | $780.70 Million | $733.50 Million | $14.15 Billion | ▼ -26.9% |
| 1992 | 0.08x | $860.10 Million | $759.40 Million | $11.39 Billion | ▼ -4.8% |
| 1991 | 0.08x | $828.90 Million | $734.50 Million | $10.45 Billion | ▼ -24.5% |
| 1990 | 0.11x | $1.05 Billion | $942.40 Million | $10.01 Billion | ▲ +0.2% |
| 1989 | 0.10x | $910.90 Million | $862.30 Million | $8.68 Billion | — |