The Travelers Companies Inc (TRV) — Tangible Net Worth Ratio

Latest as of December 2025: 99.0%

The Travelers Companies Inc (TRV) has a Tangible Net Worth Ratio of 99.0% as of December 2025. This metric is calculated by deducting intangible assets ($336.00 Million) from net assets ($32.89 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See The Travelers Companies Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

99.0%
Tangible equity / total equity

Net Assets (Equity)

$32.89 Billion
USD

Intangible Assets

$336.00 Million
Goodwill, patents, brand value

Total Assets

$143.71 Billion
USD

The Travelers Companies Inc Tangible Net Worth Ratio (1985–2025)

This chart shows how The Travelers Companies Inc's Tangible Net Worth Ratio has changed across 41 annual periods from 1985 to 2025. As of December 2025, the ratio stands at 99.0%, reflecting net assets of $32.89 Billion with intangible assets of $336.00 Million USD. See TRV cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for The Travelers Companies Inc (1985–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for The Travelers Companies Inc from 1985 to 2025, covering 41 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market value of The Travelers Companies Inc.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2025 99.0% $32.89 Billion $336.00 Million $143.71 Billion ▲ +0.3 pp
2024 98.7% $27.86 Billion $360.00 Million $133.19 Billion ▼ -0.2 pp
2023 98.9% $24.92 Billion $277.00 Million $125.98 Billion ▲ +0.2 pp
2022 98.7% $21.56 Billion $287.00 Million $115.72 Billion ▼ -0.3 pp
2021 98.9% $28.89 Billion $306.00 Million $120.47 Billion ▲ +0.0 pp
2020 98.9% $29.20 Billion $317.00 Million $116.76 Billion ▲ +0.2 pp
2019 98.7% $25.94 Billion $330.00 Million $110.12 Billion ▲ +0.2 pp
2018 98.5% $22.89 Billion $345.00 Million $104.23 Billion ▼ -0.1 pp
2017 98.6% $23.73 Billion $342.00 Million $103.48 Billion ▼ -0.3 pp
2016 98.8% $23.22 Billion $268.00 Million $100.25 Billion ▲ +0.0 pp
2015 98.8% $23.60 Billion $279.00 Million $100.18 Billion ▲ +0.0 pp
2014 98.8% $24.84 Billion $304.00 Million $103.08 Billion ▲ +0.2 pp
2013 98.6% $24.80 Billion $351.00 Million $103.81 Billion ▲ +0.1 pp
2012 98.5% $25.41 Billion $381.00 Million $104.94 Billion ▲ +0.3 pp
2011 98.2% $24.48 Billion $433.00 Million $104.58 Billion ▲ +0.2 pp
2010 98.0% $25.48 Billion $502.00 Million $105.66 Billion ▲ +0.2 pp
2009 97.9% $27.41 Billion $588.00 Million $109.56 Billion ▲ +0.6 pp
2008 97.3% $25.32 Billion $688.00 Million $109.63 Billion ▲ +0.3 pp
2007 96.9% $26.62 Billion $814.00 Million $115.22 Billion ▼ 0.0 pp
2006 97.0% $25.14 Billion $764.00 Million $115.29 Billion ▲ +1.1 pp
2005 95.9% $22.30 Billion $917.00 Million $113.19 Billion ▲ +0.9 pp
2004 95.0% $21.20 Billion $1.06 Billion $111.25 Billion ▼ -1.5 pp
2003 96.5% $11.99 Billion $422.00 Million $64.87 Billion ▼ -1.1 pp
2002 97.6% $5.75 Billion $139.00 Million $39.96 Billion ▲ +48.0 pp
2001 49.6% $5.11 Billion $2.58 Billion $38.32 Billion ▼ -18.3 pp
2000 68.0% $7.23 Billion $2.32 Billion $35.50 Billion ▼ -32.0 pp
1999 100.0% $6.90 Billion $0.00 $38.87 Billion ▲ +0.0 pp
1998 100.0% $7.14 Billion $0.00 $38.32 Billion ▲ +8.7 pp
1997 91.3% $7.11 Billion $618.50 Million $37.36 Billion ▼ -4.7 pp
1996 96.0% $4.21 Billion $167.30 Million $20.68 Billion ▼ -4.0 pp
1995 100.0% $3.73 Billion $0.00 $19.66 Billion ▲ +0.0 pp
1994 100.0% $2.74 Billion $0.00 $17.50 Billion ▲ +9.5 pp
1993 90.5% $3.00 Billion $284.30 Million $17.15 Billion ▼ -4.0 pp
1992 94.5% $2.20 Billion $121.30 Million $13.60 Billion ▲ +13.6 pp
1991 80.9% $2.53 Billion $482.80 Million $12.98 Billion ▲ +4.6 pp
1990 76.4% $2.20 Billion $519.10 Million $12.20 Billion ▼ -2.4 pp
1989 78.7% $2.35 Billion $499.80 Million $11.03 Billion ▼ -21.3 pp
1988 100.0% $2.02 Billion $0.00 $10.38 Billion ▲ +0.0 pp
1987 100.0% $1.71 Billion $0.00 $8.40 Billion ▲ +0.0 pp
1986 100.0% $1.44 Billion $0.00 $7.63 Billion ▲ +0.0 pp
1985 100.0% $1.01 Billion $0.00 $6.90 Billion
pp = percentage points