U-Haul Holding Company (UHAL-B) — Cash Flow Quality Index

Latest as of September 2025: 5.70x

U-Haul Holding Company (UHAL-B) has a Cash Flow Quality Index of 5.70x as of September 2025. Operating cash flow of $551.62 Million exceeds net income of $96.73 Million, indicating high earnings quality where cash backs reported profits. Explore U-Haul Holding Company (UHAL-B) investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

5.70x
Operating CF / Net Income

Operating Cash Flow

$551.62 Million
USD

Net Income

$96.73 Million
USD

Data as of

Sep 2025
Most recent filing

U-Haul Holding Company Cash Flow Quality Index (1994–2025)

Historical Cash Flow Quality Index for U-Haul Holding Company across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check U-Haul Holding Company (UHAL-B) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for U-Haul Holding Company (1994–2025)

Year-by-year earnings quality comparison for U-Haul Holding Company. For live market cap and the full company financial profile, see U-Haul Holding Company (UHAL-B) total market value.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 4.38x $1.45 Billion $331.80 Million ▲ +80.1%
2024 2.43x $1.45 Billion $596.94 Million ▲ +25.3%
2023 1.94x $1.73 Billion $890.75 Million ▲ +12.1%
2022 1.73x $1.95 Billion $1.12 Billion ▼ -31.1%
2021 2.51x $1.54 Billion $610.86 Million ▲ +3.3%
2020 2.43x $1.08 Billion $442.05 Million ▼ -7.5%
2019 2.63x $975.58 Million $370.86 Million ▲ +122.1%
2018 1.18x $936.33 Million $790.58 Million ▼ -53.7%
2017 2.56x $1.02 Billion $398.42 Million ▲ +20.3%
2016 2.13x $1.04 Billion $489.00 Million ▼ -6.0%
2015 2.27x $808.19 Million $356.74 Million ▲ +9.3%
2014 2.07x $709.50 Million $342.39 Million ▼ -17.1%
2013 2.50x $661.53 Million $264.71 Million ▼ -22.8%
2012 3.24x $664.61 Million $205.37 Million ▲ +3.7%
2011 3.12x $572.79 Million $183.57 Million ▼ -48.8%
2010 6.09x $399.87 Million $65.62 Million ▼ -70.3%
2009 20.50x $274.96 Million $13.41 Million ▲ +322.1%
2008 4.86x $329.29 Million $67.78 Million ▲ +25.4%
2007 3.87x $350.72 Million $90.55 Million ▲ +73.5%
2006 2.23x $270.51 Million $121.15 Million ▼ -9.5%
2005 2.47x $220.72 Million $89.42 Million ▼ -94.9%
2002 47.96x $130.49 Million $2.72 Million ▲ +393.3%
2001 9.72x $126.05 Million $12.96 Million ▲ +167.9%
2000 3.63x $237.66 Million $65.49 Million ▲ +42.2%
1999 2.55x $159.55 Million $62.51 Million ▼ -44.2%
1998 4.57x $159.90 Million $34.98 Million ▲ +26.0%
1997 3.63x $188.18 Million $51.87 Million ▲ +44.3%
1996 2.52x $151.90 Million $60.39 Million ▼ -35.6%
1995 3.90x $234.40 Million $60.03 Million ▼ -22.4%
1994 5.03x $202.32 Million $40.18 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.