U-Haul Holding Company (UHAL-B) — Financial Flexibility Index
U-Haul Holding Company (UHAL-B) has a Financial Flexibility Index of 0.11x as of June 2026. Free cash flow of $1.52 Billion (operating CF $694.89 Million minus capex $822.36 Million) represents 0% of total liabilities ($14.00 Billion). Check U-Haul Holding Company (UHAL-B) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
U-Haul Holding Company Financial Flexibility Index (1994–2026)
Historical Financial Flexibility Index trend for U-Haul Holding Company across 33 annual periods. For the full cash flow conversion analysis, see UHAL-B cash flow conversion.
Annual Financial Flexibility Index for U-Haul Holding Company (1994–2026)
Year-by-year free cash flow to debt coverage for U-Haul Holding Company. Explore U-Haul Holding Company cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.34x | $4.95 Billion | $1.79 Billion | $14.40 Billion | ▼ -9.1% |
| 2025 | 0.38x | $4.91 Billion | $1.45 Billion | $12.98 Billion | ▲ +1.1% |
| 2024 | 0.37x | $4.45 Billion | $1.45 Billion | $11.89 Billion | ▼ -2.6% |
| 2023 | 0.38x | $4.45 Billion | $1.73 Billion | $11.60 Billion | ▲ +6.7% |
| 2022 | 0.36x | $4.08 Billion | $1.95 Billion | $11.35 Billion | ▲ +18.4% |
| 2021 | 0.30x | $2.98 Billion | $1.54 Billion | $9.80 Billion | ▼ -17.3% |
| 2020 | 0.37x | $3.38 Billion | $1.08 Billion | $9.22 Billion | ▲ +5.8% |
| 2019 | 0.35x | $2.85 Billion | $975.58 Million | $8.20 Billion | ▲ +10.7% |
| 2018 | 0.31x | $2.30 Billion | $936.33 Million | $7.34 Billion | ▼ -12.8% |
| 2017 | 0.36x | $2.44 Billion | $1.02 Billion | $6.79 Billion | ▼ -17.4% |
| 2016 | 0.44x | $2.55 Billion | $1.04 Billion | $5.86 Billion | ▲ +13.1% |
| 2015 | 0.38x | $1.92 Billion | $808.19 Million | $4.99 Billion | ▲ +0.7% |
| 2014 | 0.38x | $1.71 Billion | $709.50 Million | $4.47 Billion | ▲ +18.3% |
| 2013 | 0.32x | $1.32 Billion | $661.53 Million | $4.08 Billion | ▼ -6.8% |
| 2012 | 0.35x | $1.25 Billion | $664.61 Million | $3.62 Billion | ▲ +4.8% |
| 2011 | 0.33x | $1.05 Billion | $572.79 Million | $3.18 Billion | ▲ +48.0% |
| 2010 | 0.22x | $659.36 Million | $399.87 Million | $2.95 Billion | ▲ +3.4% |
| 2009 | 0.22x | $671.65 Million | $274.96 Million | $3.11 Billion | ▼ -26.1% |
| 2008 | 0.29x | $899.50 Million | $329.29 Million | $3.07 Billion | ▼ -17.8% |
| 2007 | 0.36x | $999.07 Million | $350.72 Million | $2.80 Billion | ▲ +54.8% |
| 2006 | 0.23x | $614.89 Million | $270.51 Million | $2.67 Billion | ▲ +15.8% |
| 2005 | 0.20x | $505.69 Million | $220.72 Million | $2.54 Billion | ▲ +227.9% |
| 2004 | 0.06x | $175.27 Million | $-40.33 Million | $2.89 Billion | ▼ -37.4% |
| 2003 | 0.10x | $339.45 Million | $74.53 Million | $3.50 Billion | ▼ -20.1% |
| 2002 | 0.12x | $406.38 Million | $130.49 Million | $3.35 Billion | ▼ -22.8% |
| 2001 | 0.16x | $490.91 Million | $126.05 Million | $3.13 Billion | ▼ -39.1% |
| 2000 | 0.26x | $655.37 Million | $237.66 Million | $2.54 Billion | ▲ +39.1% |
| 1999 | 0.19x | $458.38 Million | $159.55 Million | $2.47 Billion | ▼ -22.1% |
| 1998 | 0.24x | $552.20 Million | $159.90 Million | $2.32 Billion | ▲ +28.6% |
| 1997 | 0.19x | $392.12 Million | $188.18 Million | $2.12 Billion | ▼ -10.7% |
| 1996 | 0.21x | $451.09 Million | $151.90 Million | $2.17 Billion | ▼ -41.5% |
| 1995 | 0.35x | $680.97 Million | $234.40 Million | $1.92 Billion | ▼ -18.1% |
| 1994 | 0.43x | $733.01 Million | $202.32 Million | $1.69 Billion | — |