White Mountains Insurance Group Ltd (WTM) — Cash Flow Quality Index
White Mountains Insurance Group Ltd (WTM) has a Cash Flow Quality Index of 0.07x as of December 2025. Operating cash flow of $61.40 Million is below net income of $835.80 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of White Mountains Insurance Group Ltd's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
White Mountains Insurance Group Ltd Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for White Mountains Insurance Group Ltd across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of White Mountains Insurance Group Ltd to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for White Mountains Insurance Group Ltd (1989–2025)
Year-by-year earnings quality comparison for White Mountains Insurance Group Ltd. For live market cap and the full company financial profile, see how much is White Mountains Insurance Group Ltd worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | $-7.20 Million | $1.11 Billion | ▼ -100.3% |
| 2024 | 2.07x | $586.80 Million | $284.10 Million | ▲ +160.3% |
| 2023 | 0.79x | $404.10 Million | $509.20 Million | ▲ +73.3% |
| 2022 | 0.46x | $326.30 Million | $712.40 Million | ▲ +601.4% |
| 2020 | -0.09x | $-60.60 Million | $663.40 Million | ▲ +71.5% |
| 2019 | -0.32x | $-120.50 Million | $376.60 Million | ▲ +81.5% |
| 2017 | -1.73x | $-62.40 Million | $36.10 Million | ▼ -241.3% |
| 2015 | 1.22x | $242.50 Million | $198.30 Million | ▼ -45.6% |
| 2014 | 2.25x | $118.80 Million | $52.80 Million | ▲ +2549.9% |
| 2013 | -0.09x | $-28.70 Million | $312.50 Million | ▲ +40.0% |
| 2012 | -0.15x | $-29.60 Million | $193.40 Million | ▲ +88.1% |
| 2011 | -1.29x | $-114.50 Million | $88.80 Million | ▼ -311.6% |
| 2010 | 0.61x | $56.00 Million | $91.90 Million | ▲ +856.2% |
| 2009 | -0.08x | $-46.70 Million | $579.50 Million | ▼ -109.3% |
| 2007 | 0.87x | $354.30 Million | $407.40 Million | ▲ +513.0% |
| 2006 | 0.14x | $95.50 Million | $673.20 Million | ▲ +114.4% |
| 2005 | -0.98x | $-285.00 Million | $290.10 Million | ▲ +26.1% |
| 2004 | -1.33x | $-556.70 Million | $418.70 Million | ▲ +22.3% |
| 2003 | -1.71x | $-480.40 Million | $280.60 Million | ▼ -364.6% |
| 2002 | -0.37x | $-275.70 Million | $748.10 Million | ▼ -1.2% |
| 2000 | -0.36x | $-114.00 Million | $312.90 Million | ▲ +81.0% |
| 1999 | -1.92x | $-208.30 Million | $108.40 Million | ▼ -648.5% |
| 1998 | 0.35x | $28.80 Million | $82.20 Million | ▲ +120.2% |
| 1997 | -1.74x | $-112.80 Million | $64.90 Million | ▼ -104.5% |
| 1996 | 38.43x | $188.30 Million | $4.90 Million | ▲ +5329.5% |
| 1995 | -0.73x | $-61.80 Million | $84.10 Million | ▲ +62.2% |
| 1993 | -1.94x | $-136.70 Million | $70.40 Million | ▲ +4.6% |
| 1992 | -2.04x | $-110.30 Million | $54.20 Million | ▲ +30.8% |
| 1991 | -2.94x | $-353.00 Million | $120.00 Million | ▼ -3549.8% |
| 1990 | 0.09x | $11.00 Million | $129.00 Million | ▲ +113.0% |
| 1989 | -0.66x | $-48.00 Million | $73.00 Million | — |