White Mountains Insurance Group Ltd Cash Flow Quality Index
White Mountains Insurance Group Ltd cash flow quality index. White Mountains Insurance Group Ltd (WTM) has a Cash Flow Quality Index of 0.07x as of December 2025. Operating cash flow of $61.40 Million is below net income of $835.80 Million, suggesting accrual-heavy earnings not yet converted to cash. See White Mountains Insurance Group Ltd free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of White Mountains Insurance Group Ltd (1989–2025)
Cash flow quality index of White Mountains Insurance Group Ltd from 1989 to 2025. Historical Cash Flow Quality Index for White Mountains Insurance Group Ltd across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore White Mountains Insurance Group Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
White Mountains Insurance Group Ltd Cash Flow Quality Index by Year (1989–2025)
White Mountains Insurance Group Ltd cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for White Mountains Insurance Group Ltd. For the full cash flow conversion analysis, see WTM operating cash flow.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | $-7.20 Million | $1.11 Billion | ▼ -100.3% |
| 2024 | 2.07x | $586.80 Million | $284.10 Million | ▲ +160.3% |
| 2023 | 0.79x | $404.10 Million | $509.20 Million | ▲ +73.3% |
| 2022 | 0.46x | $326.30 Million | $712.40 Million | ▲ +601.4% |
| 2020 | -0.09x | $-60.60 Million | $663.40 Million | ▲ +71.5% |
| 2019 | -0.32x | $-120.50 Million | $376.60 Million | ▲ +81.5% |
| 2017 | -1.73x | $-62.40 Million | $36.10 Million | ▼ -241.3% |
| 2015 | 1.22x | $242.50 Million | $198.30 Million | ▼ -45.6% |
| 2014 | 2.25x | $118.80 Million | $52.80 Million | ▲ +2549.9% |
| 2013 | -0.09x | $-28.70 Million | $312.50 Million | ▲ +40.0% |
| 2012 | -0.15x | $-29.60 Million | $193.40 Million | ▲ +88.1% |
| 2011 | -1.29x | $-114.50 Million | $88.80 Million | ▼ -311.6% |
| 2010 | 0.61x | $56.00 Million | $91.90 Million | ▲ +856.2% |
| 2009 | -0.08x | $-46.70 Million | $579.50 Million | ▼ -109.3% |
| 2007 | 0.87x | $354.30 Million | $407.40 Million | ▲ +513.0% |
| 2006 | 0.14x | $95.50 Million | $673.20 Million | ▲ +114.4% |
| 2005 | -0.98x | $-285.00 Million | $290.10 Million | ▲ +26.1% |
| 2004 | -1.33x | $-556.70 Million | $418.70 Million | ▲ +22.3% |
| 2003 | -1.71x | $-480.40 Million | $280.60 Million | ▼ -364.6% |
| 2002 | -0.37x | $-275.70 Million | $748.10 Million | ▼ -1.2% |
| 2000 | -0.36x | $-114.00 Million | $312.90 Million | ▲ +81.0% |
| 1999 | -1.92x | $-208.30 Million | $108.40 Million | ▼ -648.5% |
| 1998 | 0.35x | $28.80 Million | $82.20 Million | ▲ +120.2% |
| 1997 | -1.74x | $-112.80 Million | $64.90 Million | ▼ -104.5% |
| 1996 | 38.43x | $188.30 Million | $4.90 Million | ▲ +5329.5% |
| 1995 | -0.73x | $-61.80 Million | $84.10 Million | ▲ +62.2% |
| 1993 | -1.94x | $-136.70 Million | $70.40 Million | ▲ +4.6% |
| 1992 | -2.04x | $-110.30 Million | $54.20 Million | ▲ +30.8% |
| 1991 | -2.94x | $-353.00 Million | $120.00 Million | ▼ -3549.8% |
| 1990 | 0.09x | $11.00 Million | $129.00 Million | ▲ +113.0% |
| 1989 | -0.66x | $-48.00 Million | $73.00 Million | — |