White Mountains Insurance Group Ltd Financial Flexibility Index
White Mountains Insurance Group Ltd financial flexibility index. White Mountains Insurance Group Ltd (WTM) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $36.80 Million (operating CF $36.80 Million minus capex $0.00) represents 0% of total liabilities ($5.81 Billion). See White Mountains Insurance Group Ltd (WTM) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of White Mountains Insurance Group Ltd (1989–2025)
Financial flexibility index of White Mountains Insurance Group Ltd from 1989 to 2025. Historical Financial Flexibility Index trend for White Mountains Insurance Group Ltd across 37 annual periods. Check how high is White Mountains Insurance Group Ltd's earnings quality to evaluate the quality of earnings relative to operating cash generation.
White Mountains Insurance Group Ltd Financial Flexibility Index by Year (1989–2025)
White Mountains Insurance Group Ltd financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for White Mountains Insurance Group Ltd. For the full cash flow conversion analysis, see how efficiently does White Mountains Insurance Group Ltd generate cash.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-7.20 Million | $-7.20 Million | $6.05 Billion | ▼ -101.0% |
| 2024 | 0.12x | $586.80 Million | $586.80 Million | $4.79 Billion | ▲ +15.8% |
| 2023 | 0.11x | $404.10 Million | $404.10 Million | $3.82 Billion | ▲ +11.9% |
| 2022 | 0.09x | $326.30 Million | $326.30 Million | $3.45 Billion | ▲ +114.7% |
| 2021 | 0.04x | $145.00 Million | $38.60 Million | $3.30 Billion | ▲ +379.4% |
| 2020 | 0.01x | $9.30 Million | $-60.60 Million | $1.01 Billion | ▲ +108.4% |
| 2019 | -0.11x | $-91.10 Million | $-120.50 Million | $838.50 Million | ▼ -2514.2% |
| 2018 | 0.00x | $2.90 Million | $-31.10 Million | $644.40 Million | ▼ -99.0% |
| 2017 | 0.45x | $133.00 Million | $-62.40 Million | $298.40 Million | ▲ +1090.8% |
| 2016 | -0.04x | $-126.30 Million | $-130.60 Million | $2.81 Billion | ▼ -174.0% |
| 2015 | 0.06x | $359.70 Million | $242.50 Million | $5.92 Billion | ▲ +193.0% |
| 2014 | 0.02x | $122.80 Million | $118.80 Million | $5.92 Billion | ▲ +1045.7% |
| 2013 | 0.00x | $-17.00 Million | $-28.70 Million | $7.75 Billion | ▲ +30.6% |
| 2012 | 0.00x | $-27.30 Million | $-29.60 Million | $8.64 Billion | ▲ +72.8% |
| 2011 | -0.01x | $-109.00 Million | $-114.50 Million | $9.40 Billion | ▼ -286.8% |
| 2010 | 0.01x | $63.80 Million | $56.00 Million | $10.27 Billion | ▲ +294.8% |
| 2009 | 0.00x | $-35.40 Million | $-46.70 Million | $11.10 Billion | ▼ -140.1% |
| 2008 | 0.01x | $98.70 Million | $89.10 Million | $12.40 Billion | ▼ -71.7% |
| 2007 | 0.03x | $380.50 Million | $354.30 Million | $13.52 Billion | ▲ +251.0% |
| 2006 | 0.01x | $115.30 Million | $95.50 Million | $14.39 Billion | ▲ +150.7% |
| 2005 | -0.02x | $-246.50 Million | $-285.00 Million | $15.58 Billion | ▲ +55.9% |
| 2004 | -0.04x | $-543.10 Million | $-556.70 Million | $15.13 Billion | ▲ +3.6% |
| 2003 | -0.04x | $-480.40 Million | $-480.40 Million | $12.90 Billion | ▼ -87.3% |
| 2002 | -0.02x | $-262.90 Million | $-275.70 Million | $13.23 Billion | ▼ -13.9% |
| 2001 | -0.02x | $-293.00 Million | $-300.70 Million | $16.79 Billion | ▲ +61.4% |
| 2000 | -0.05x | $-113.00 Million | $-114.00 Million | $2.50 Billion | ▲ +68.7% |
| 1999 | -0.14x | $-207.30 Million | $-208.30 Million | $1.44 Billion | ▼ -717.2% |
| 1998 | 0.02x | $34.20 Million | $28.80 Million | $1.46 Billion | ▲ +127.8% |
| 1997 | -0.08x | $-109.90 Million | $-112.80 Million | $1.31 Billion | ▼ -153.7% |
| 1996 | 0.16x | $195.60 Million | $188.30 Million | $1.25 Billion | ▲ +387.6% |
| 1995 | -0.05x | $-61.40 Million | $-61.80 Million | $1.13 Billion | ▼ -104.8% |
| 1994 | 1.14x | $1.20 Billion | $1.19 Billion | $1.05 Billion | ▲ +2288.9% |
| 1993 | -0.05x | $-125.50 Million | $-136.70 Million | $2.40 Billion | ▼ -1.5% |
| 1992 | -0.05x | $-110.30 Million | $-110.30 Million | $2.14 Billion | ▲ +65.8% |
| 1991 | -0.15x | $-221.00 Million | $-353.00 Million | $1.47 Billion | ▼ -14935.5% |
| 1990 | 0.00x | $11.00 Million | $11.00 Million | $10.84 Billion | ▲ +120.7% |
| 1989 | 0.00x | $-48.00 Million | $-48.00 Million | $9.79 Billion | — |