White Mountains Insurance Group Ltd (WTM) — Financial Flexibility Index
White Mountains Insurance Group Ltd (WTM) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $36.80 Million (operating CF $36.80 Million minus capex $0.00) represents 0% of total liabilities ($5.81 Billion). Check White Mountains Insurance Group Ltd (WTM) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
White Mountains Insurance Group Ltd Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for White Mountains Insurance Group Ltd across 37 annual periods. See WTM working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for White Mountains Insurance Group Ltd (1989–2025)
Year-by-year free cash flow to debt coverage for White Mountains Insurance Group Ltd. For the full company profile including market capitalisation, see WTM company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-7.20 Million | $-7.20 Million | $6.05 Billion | ▼ -101.0% |
| 2024 | 0.12x | $586.80 Million | $586.80 Million | $4.79 Billion | ▲ +15.8% |
| 2023 | 0.11x | $404.10 Million | $404.10 Million | $3.82 Billion | ▲ +11.9% |
| 2022 | 0.09x | $326.30 Million | $326.30 Million | $3.45 Billion | ▲ +114.7% |
| 2021 | 0.04x | $145.00 Million | $38.60 Million | $3.30 Billion | ▲ +379.4% |
| 2020 | 0.01x | $9.30 Million | $-60.60 Million | $1.01 Billion | ▲ +108.4% |
| 2019 | -0.11x | $-91.10 Million | $-120.50 Million | $838.50 Million | ▼ -2514.2% |
| 2018 | 0.00x | $2.90 Million | $-31.10 Million | $644.40 Million | ▼ -99.0% |
| 2017 | 0.45x | $133.00 Million | $-62.40 Million | $298.40 Million | ▲ +1090.8% |
| 2016 | -0.04x | $-126.30 Million | $-130.60 Million | $2.81 Billion | ▼ -174.0% |
| 2015 | 0.06x | $359.70 Million | $242.50 Million | $5.92 Billion | ▲ +193.0% |
| 2014 | 0.02x | $122.80 Million | $118.80 Million | $5.92 Billion | ▲ +1045.7% |
| 2013 | 0.00x | $-17.00 Million | $-28.70 Million | $7.75 Billion | ▲ +30.6% |
| 2012 | 0.00x | $-27.30 Million | $-29.60 Million | $8.64 Billion | ▲ +72.8% |
| 2011 | -0.01x | $-109.00 Million | $-114.50 Million | $9.40 Billion | ▼ -286.8% |
| 2010 | 0.01x | $63.80 Million | $56.00 Million | $10.27 Billion | ▲ +294.8% |
| 2009 | 0.00x | $-35.40 Million | $-46.70 Million | $11.10 Billion | ▼ -140.1% |
| 2008 | 0.01x | $98.70 Million | $89.10 Million | $12.40 Billion | ▼ -71.7% |
| 2007 | 0.03x | $380.50 Million | $354.30 Million | $13.52 Billion | ▲ +251.0% |
| 2006 | 0.01x | $115.30 Million | $95.50 Million | $14.39 Billion | ▲ +150.7% |
| 2005 | -0.02x | $-246.50 Million | $-285.00 Million | $15.58 Billion | ▲ +55.9% |
| 2004 | -0.04x | $-543.10 Million | $-556.70 Million | $15.13 Billion | ▲ +3.6% |
| 2003 | -0.04x | $-480.40 Million | $-480.40 Million | $12.90 Billion | ▼ -87.3% |
| 2002 | -0.02x | $-262.90 Million | $-275.70 Million | $13.23 Billion | ▼ -13.9% |
| 2001 | -0.02x | $-293.00 Million | $-300.70 Million | $16.79 Billion | ▲ +61.4% |
| 2000 | -0.05x | $-113.00 Million | $-114.00 Million | $2.50 Billion | ▲ +68.7% |
| 1999 | -0.14x | $-207.30 Million | $-208.30 Million | $1.44 Billion | ▼ -717.2% |
| 1998 | 0.02x | $34.20 Million | $28.80 Million | $1.46 Billion | ▲ +127.8% |
| 1997 | -0.08x | $-109.90 Million | $-112.80 Million | $1.31 Billion | ▼ -153.7% |
| 1996 | 0.16x | $195.60 Million | $188.30 Million | $1.25 Billion | ▲ +387.6% |
| 1995 | -0.05x | $-61.40 Million | $-61.80 Million | $1.13 Billion | ▼ -104.8% |
| 1994 | 1.14x | $1.20 Billion | $1.19 Billion | $1.05 Billion | ▲ +2288.9% |
| 1993 | -0.05x | $-125.50 Million | $-136.70 Million | $2.40 Billion | ▼ -1.5% |
| 1992 | -0.05x | $-110.30 Million | $-110.30 Million | $2.14 Billion | ▲ +65.8% |
| 1991 | -0.15x | $-221.00 Million | $-353.00 Million | $1.47 Billion | ▼ -14935.5% |
| 1990 | 0.00x | $11.00 Million | $11.00 Million | $10.84 Billion | ▲ +120.7% |
| 1989 | 0.00x | $-48.00 Million | $-48.00 Million | $9.79 Billion | — |