White Mountains Insurance Group Ltd (WTM) — Financial Flexibility Index
White Mountains Insurance Group Ltd (WTM) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $36.80 Million (operating CF $36.80 Million minus capex $0.00) represents 0% of total liabilities ($5.81 Billion). Check total reinvestment intensity of White Mountains Insurance Group Ltd to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
White Mountains Insurance Group Ltd Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for White Mountains Insurance Group Ltd across 37 annual periods. For the full cash flow conversion analysis, see White Mountains Insurance Group Ltd cash flow conversion.
Annual Financial Flexibility Index for White Mountains Insurance Group Ltd (1989–2025)
Year-by-year free cash flow to debt coverage for White Mountains Insurance Group Ltd. Explore White Mountains Insurance Group Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-7.20 Million | $-7.20 Million | $6.05 Billion | ▼ -101.0% |
| 2024 | 0.12x | $586.80 Million | $586.80 Million | $4.79 Billion | ▲ +15.8% |
| 2023 | 0.11x | $404.10 Million | $404.10 Million | $3.82 Billion | ▲ +11.9% |
| 2022 | 0.09x | $326.30 Million | $326.30 Million | $3.45 Billion | ▲ +114.7% |
| 2021 | 0.04x | $145.00 Million | $38.60 Million | $3.30 Billion | ▲ +379.4% |
| 2020 | 0.01x | $9.30 Million | $-60.60 Million | $1.01 Billion | ▲ +108.4% |
| 2019 | -0.11x | $-91.10 Million | $-120.50 Million | $838.50 Million | ▼ -2514.2% |
| 2018 | 0.00x | $2.90 Million | $-31.10 Million | $644.40 Million | ▼ -99.0% |
| 2017 | 0.45x | $133.00 Million | $-62.40 Million | $298.40 Million | ▲ +1090.8% |
| 2016 | -0.04x | $-126.30 Million | $-130.60 Million | $2.81 Billion | ▼ -174.0% |
| 2015 | 0.06x | $359.70 Million | $242.50 Million | $5.92 Billion | ▲ +193.0% |
| 2014 | 0.02x | $122.80 Million | $118.80 Million | $5.92 Billion | ▲ +1045.7% |
| 2013 | 0.00x | $-17.00 Million | $-28.70 Million | $7.75 Billion | ▲ +30.6% |
| 2012 | 0.00x | $-27.30 Million | $-29.60 Million | $8.64 Billion | ▲ +72.8% |
| 2011 | -0.01x | $-109.00 Million | $-114.50 Million | $9.40 Billion | ▼ -286.8% |
| 2010 | 0.01x | $63.80 Million | $56.00 Million | $10.27 Billion | ▲ +294.8% |
| 2009 | 0.00x | $-35.40 Million | $-46.70 Million | $11.10 Billion | ▼ -140.1% |
| 2008 | 0.01x | $98.70 Million | $89.10 Million | $12.40 Billion | ▼ -71.7% |
| 2007 | 0.03x | $380.50 Million | $354.30 Million | $13.52 Billion | ▲ +251.0% |
| 2006 | 0.01x | $115.30 Million | $95.50 Million | $14.39 Billion | ▲ +150.7% |
| 2005 | -0.02x | $-246.50 Million | $-285.00 Million | $15.58 Billion | ▲ +55.9% |
| 2004 | -0.04x | $-543.10 Million | $-556.70 Million | $15.13 Billion | ▲ +3.6% |
| 2003 | -0.04x | $-480.40 Million | $-480.40 Million | $12.90 Billion | ▼ -87.3% |
| 2002 | -0.02x | $-262.90 Million | $-275.70 Million | $13.23 Billion | ▼ -13.9% |
| 2001 | -0.02x | $-293.00 Million | $-300.70 Million | $16.79 Billion | ▲ +61.4% |
| 2000 | -0.05x | $-113.00 Million | $-114.00 Million | $2.50 Billion | ▲ +68.7% |
| 1999 | -0.14x | $-207.30 Million | $-208.30 Million | $1.44 Billion | ▼ -717.2% |
| 1998 | 0.02x | $34.20 Million | $28.80 Million | $1.46 Billion | ▲ +127.8% |
| 1997 | -0.08x | $-109.90 Million | $-112.80 Million | $1.31 Billion | ▼ -153.7% |
| 1996 | 0.16x | $195.60 Million | $188.30 Million | $1.25 Billion | ▲ +387.6% |
| 1995 | -0.05x | $-61.40 Million | $-61.80 Million | $1.13 Billion | ▼ -104.8% |
| 1994 | 1.14x | $1.20 Billion | $1.19 Billion | $1.05 Billion | ▲ +2288.9% |
| 1993 | -0.05x | $-125.50 Million | $-136.70 Million | $2.40 Billion | ▼ -1.5% |
| 1992 | -0.05x | $-110.30 Million | $-110.30 Million | $2.14 Billion | ▲ +65.8% |
| 1991 | -0.15x | $-221.00 Million | $-353.00 Million | $1.47 Billion | ▼ -14935.5% |
| 1990 | 0.00x | $11.00 Million | $11.00 Million | $10.84 Billion | ▲ +120.7% |
| 1989 | 0.00x | $-48.00 Million | $-48.00 Million | $9.79 Billion | — |