White Mountains Insurance Group Ltd (WTM) — Financial Flexibility Index
White Mountains Insurance Group Ltd (WTM) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $36.80 Million (operating CF $36.80 Million minus capex $0.00) represents 0% of total liabilities ($5.59 Billion). Also explore WTM shareholders equity momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
White Mountains Insurance Group Ltd Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for White Mountains Insurance Group Ltd across 37 annual periods. Check how strategically is White Mountains Insurance Group Ltd's equity deployed to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for White Mountains Insurance Group Ltd (1989–2025)
Year-by-year free cash flow to debt coverage for White Mountains Insurance Group Ltd. For the full company profile including market capitalisation, see market value of White Mountains Insurance Group Ltd.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-7.20 Million | $-7.20 Million | $6.05 Billion | ▼ -101.0% |
| 2024 | 0.12x | $586.80 Million | $586.80 Million | $4.79 Billion | ▲ +15.8% |
| 2023 | 0.11x | $404.10 Million | $404.10 Million | $3.82 Billion | ▲ +11.9% |
| 2022 | 0.09x | $326.30 Million | $326.30 Million | $3.45 Billion | ▲ +114.7% |
| 2021 | 0.04x | $145.00 Million | $38.60 Million | $3.30 Billion | ▲ +379.4% |
| 2020 | 0.01x | $9.30 Million | $-60.60 Million | $1.01 Billion | ▲ +108.4% |
| 2019 | -0.11x | $-91.10 Million | $-120.50 Million | $838.50 Million | ▼ -2514.2% |
| 2018 | 0.00x | $2.90 Million | $-31.10 Million | $644.40 Million | ▼ -99.0% |
| 2017 | 0.45x | $133.00 Million | $-62.40 Million | $298.40 Million | ▲ +1090.8% |
| 2016 | -0.04x | $-126.30 Million | $-130.60 Million | $2.81 Billion | ▼ -174.0% |
| 2015 | 0.06x | $359.70 Million | $242.50 Million | $5.92 Billion | ▲ +193.0% |
| 2014 | 0.02x | $122.80 Million | $118.80 Million | $5.92 Billion | ▲ +1045.7% |
| 2013 | 0.00x | $-17.00 Million | $-28.70 Million | $7.75 Billion | ▲ +30.6% |
| 2012 | 0.00x | $-27.30 Million | $-29.60 Million | $8.64 Billion | ▲ +72.8% |
| 2011 | -0.01x | $-109.00 Million | $-114.50 Million | $9.40 Billion | ▼ -286.8% |
| 2010 | 0.01x | $63.80 Million | $56.00 Million | $10.27 Billion | ▲ +294.8% |
| 2009 | 0.00x | $-35.40 Million | $-46.70 Million | $11.10 Billion | ▼ -140.1% |
| 2008 | 0.01x | $98.70 Million | $89.10 Million | $12.40 Billion | ▼ -71.7% |
| 2007 | 0.03x | $380.50 Million | $354.30 Million | $13.52 Billion | ▲ +251.0% |
| 2006 | 0.01x | $115.30 Million | $95.50 Million | $14.39 Billion | ▲ +150.7% |
| 2005 | -0.02x | $-246.50 Million | $-285.00 Million | $15.58 Billion | ▲ +55.9% |
| 2004 | -0.04x | $-543.10 Million | $-556.70 Million | $15.13 Billion | ▲ +3.6% |
| 2003 | -0.04x | $-480.40 Million | $-480.40 Million | $12.90 Billion | ▼ -87.3% |
| 2002 | -0.02x | $-262.90 Million | $-275.70 Million | $13.23 Billion | ▼ -13.9% |
| 2001 | -0.02x | $-293.00 Million | $-300.70 Million | $16.79 Billion | ▲ +61.4% |
| 2000 | -0.05x | $-113.00 Million | $-114.00 Million | $2.50 Billion | ▲ +68.7% |
| 1999 | -0.14x | $-207.30 Million | $-208.30 Million | $1.44 Billion | ▼ -717.2% |
| 1998 | 0.02x | $34.20 Million | $28.80 Million | $1.46 Billion | ▲ +127.8% |
| 1997 | -0.08x | $-109.90 Million | $-112.80 Million | $1.31 Billion | ▼ -153.7% |
| 1996 | 0.16x | $195.60 Million | $188.30 Million | $1.25 Billion | ▲ +387.6% |
| 1995 | -0.05x | $-61.40 Million | $-61.80 Million | $1.13 Billion | ▼ -104.8% |
| 1994 | 1.14x | $1.20 Billion | $1.19 Billion | $1.05 Billion | ▲ +2288.9% |
| 1993 | -0.05x | $-125.50 Million | $-136.70 Million | $2.40 Billion | ▼ -1.5% |
| 1992 | -0.05x | $-110.30 Million | $-110.30 Million | $2.14 Billion | ▲ +65.8% |
| 1991 | -0.15x | $-221.00 Million | $-353.00 Million | $1.47 Billion | ▼ -14935.5% |
| 1990 | 0.00x | $11.00 Million | $11.00 Million | $10.84 Billion | ▲ +120.7% |
| 1989 | 0.00x | $-48.00 Million | $-48.00 Million | $9.79 Billion | — |