White Mountains Insurance Group Ltd (WTM) — Cash Flow-to-Debt Ratio
White Mountains Insurance Group Ltd (WTM) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $36.80 Million could theoretically repay 0% of its total liabilities ($5.81 Billion) in one year. See White Mountains Insurance Group Ltd (WTM) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
White Mountains Insurance Group Ltd Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for White Mountains Insurance Group Ltd across 37 annual periods. For the full cash flow conversion analysis, see White Mountains Insurance Group Ltd cash flow conversion.
Annual Cash Flow-to-Debt Ratio for White Mountains Insurance Group Ltd (1989–2025)
Year-by-year debt coverage analysis for White Mountains Insurance Group Ltd. Check White Mountains Insurance Group Ltd cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $-7.20 Million | $6.05 Billion | ▼ -101.0% |
| 2024 | 0.12x | $586.80 Million | $4.79 Billion | ▲ +15.8% |
| 2023 | 0.11x | $404.10 Million | $3.82 Billion | ▲ +11.9% |
| 2022 | 0.09x | $326.30 Million | $3.45 Billion | ▲ +706.6% |
| 2021 | 0.01x | $38.60 Million | $3.30 Billion | ▲ +119.6% |
| 2020 | -0.06x | $-60.60 Million | $1.01 Billion | ▲ +58.4% |
| 2019 | -0.14x | $-120.50 Million | $838.50 Million | ▼ -197.8% |
| 2018 | -0.05x | $-31.10 Million | $644.40 Million | ▲ +76.9% |
| 2017 | -0.21x | $-62.40 Million | $298.40 Million | ▼ -349.5% |
| 2016 | -0.05x | $-130.60 Million | $2.81 Billion | ▼ -213.5% |
| 2015 | 0.04x | $242.50 Million | $5.92 Billion | ▲ +104.2% |
| 2014 | 0.02x | $118.80 Million | $5.92 Billion | ▲ +641.9% |
| 2013 | 0.00x | $-28.70 Million | $7.75 Billion | ▼ -8.1% |
| 2012 | 0.00x | $-29.60 Million | $8.64 Billion | ▲ +71.9% |
| 2011 | -0.01x | $-114.50 Million | $9.40 Billion | ▼ -323.6% |
| 2010 | 0.01x | $56.00 Million | $10.27 Billion | ▲ +229.6% |
| 2009 | 0.00x | $-46.70 Million | $11.10 Billion | ▼ -158.5% |
| 2008 | 0.01x | $89.10 Million | $12.40 Billion | ▼ -72.6% |
| 2007 | 0.03x | $354.30 Million | $13.52 Billion | ▲ +294.6% |
| 2006 | 0.01x | $95.50 Million | $14.39 Billion | ▲ +136.3% |
| 2005 | -0.02x | $-285.00 Million | $15.58 Billion | ▲ +50.3% |
| 2004 | -0.04x | $-556.70 Million | $15.13 Billion | ▲ +1.2% |
| 2003 | -0.04x | $-480.40 Million | $12.90 Billion | ▼ -78.6% |
| 2002 | -0.02x | $-275.70 Million | $13.23 Billion | ▼ -16.4% |
| 2001 | -0.02x | $-300.70 Million | $16.79 Billion | ▲ +60.8% |
| 2000 | -0.05x | $-114.00 Million | $2.50 Billion | ▲ +68.6% |
| 1999 | -0.15x | $-208.30 Million | $1.44 Billion | ▼ -836.5% |
| 1998 | 0.02x | $28.80 Million | $1.46 Billion | ▲ +122.8% |
| 1997 | -0.09x | $-112.80 Million | $1.31 Billion | ▼ -157.3% |
| 1996 | 0.15x | $188.30 Million | $1.25 Billion | ▲ +375.1% |
| 1995 | -0.05x | $-61.80 Million | $1.13 Billion | ▼ -104.8% |
| 1994 | 1.14x | $1.19 Billion | $1.05 Billion | ▲ +2103.5% |
| 1993 | -0.06x | $-136.70 Million | $2.40 Billion | ▼ -10.5% |
| 1992 | -0.05x | $-110.30 Million | $2.14 Billion | ▲ +78.6% |
| 1991 | -0.24x | $-353.00 Million | $1.47 Billion | ▼ -23796.6% |
| 1990 | 0.00x | $11.00 Million | $10.84 Billion | ▲ +120.7% |
| 1989 | 0.00x | $-48.00 Million | $9.79 Billion | — |