White Mountains Insurance Group Ltd (WTM) — Cash Flow-to-Debt Ratio
White Mountains Insurance Group Ltd (WTM) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $36.80 Million could theoretically repay 0% of its total liabilities ($5.59 Billion) in one year. See White Mountains Insurance Group Ltd (WTM) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
White Mountains Insurance Group Ltd Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for White Mountains Insurance Group Ltd across 37 annual periods. Also explore White Mountains Insurance Group Ltd net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for White Mountains Insurance Group Ltd (1989–2025)
Year-by-year debt coverage analysis for White Mountains Insurance Group Ltd. For market capitalisation and broader financial context, see market value of White Mountains Insurance Group Ltd.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $-7.20 Million | $6.05 Billion | ▼ -101.0% |
| 2024 | 0.12x | $586.80 Million | $4.79 Billion | ▲ +15.8% |
| 2023 | 0.11x | $404.10 Million | $3.82 Billion | ▲ +11.9% |
| 2022 | 0.09x | $326.30 Million | $3.45 Billion | ▲ +706.6% |
| 2021 | 0.01x | $38.60 Million | $3.30 Billion | ▲ +119.6% |
| 2020 | -0.06x | $-60.60 Million | $1.01 Billion | ▲ +58.4% |
| 2019 | -0.14x | $-120.50 Million | $838.50 Million | ▼ -197.8% |
| 2018 | -0.05x | $-31.10 Million | $644.40 Million | ▲ +76.9% |
| 2017 | -0.21x | $-62.40 Million | $298.40 Million | ▼ -349.5% |
| 2016 | -0.05x | $-130.60 Million | $2.81 Billion | ▼ -213.5% |
| 2015 | 0.04x | $242.50 Million | $5.92 Billion | ▲ +104.2% |
| 2014 | 0.02x | $118.80 Million | $5.92 Billion | ▲ +641.9% |
| 2013 | 0.00x | $-28.70 Million | $7.75 Billion | ▼ -8.1% |
| 2012 | 0.00x | $-29.60 Million | $8.64 Billion | ▲ +71.9% |
| 2011 | -0.01x | $-114.50 Million | $9.40 Billion | ▼ -323.6% |
| 2010 | 0.01x | $56.00 Million | $10.27 Billion | ▲ +229.6% |
| 2009 | 0.00x | $-46.70 Million | $11.10 Billion | ▼ -158.5% |
| 2008 | 0.01x | $89.10 Million | $12.40 Billion | ▼ -72.6% |
| 2007 | 0.03x | $354.30 Million | $13.52 Billion | ▲ +294.6% |
| 2006 | 0.01x | $95.50 Million | $14.39 Billion | ▲ +136.3% |
| 2005 | -0.02x | $-285.00 Million | $15.58 Billion | ▲ +50.3% |
| 2004 | -0.04x | $-556.70 Million | $15.13 Billion | ▲ +1.2% |
| 2003 | -0.04x | $-480.40 Million | $12.90 Billion | ▼ -78.6% |
| 2002 | -0.02x | $-275.70 Million | $13.23 Billion | ▼ -16.4% |
| 2001 | -0.02x | $-300.70 Million | $16.79 Billion | ▲ +60.8% |
| 2000 | -0.05x | $-114.00 Million | $2.50 Billion | ▲ +68.6% |
| 1999 | -0.15x | $-208.30 Million | $1.44 Billion | ▼ -836.5% |
| 1998 | 0.02x | $28.80 Million | $1.46 Billion | ▲ +122.8% |
| 1997 | -0.09x | $-112.80 Million | $1.31 Billion | ▼ -157.3% |
| 1996 | 0.15x | $188.30 Million | $1.25 Billion | ▲ +375.1% |
| 1995 | -0.05x | $-61.80 Million | $1.13 Billion | ▼ -104.8% |
| 1994 | 1.14x | $1.19 Billion | $1.05 Billion | ▲ +2103.5% |
| 1993 | -0.06x | $-136.70 Million | $2.40 Billion | ▼ -10.5% |
| 1992 | -0.05x | $-110.30 Million | $2.14 Billion | ▲ +78.6% |
| 1991 | -0.24x | $-353.00 Million | $1.47 Billion | ▼ -23796.6% |
| 1990 | 0.00x | $11.00 Million | $10.84 Billion | ▲ +120.7% |
| 1989 | 0.00x | $-48.00 Million | $9.79 Billion | — |