Banco Santander (Brasil) S.A. (SANB11) — Cash Flow Quality Index
Banco Santander (Brasil) S.A. (SANB11) has a Cash Flow Quality Index of -5.03x as of December 2025. Operating cash flow of R$-19.83 Billion is below net income of R$3.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore SANB11 cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander (Brasil) S.A. Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for Banco Santander (Brasil) S.A. across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Banco Santander (Brasil) S.A. to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Banco Santander (Brasil) S.A. (2006–2025)
Year-by-year earnings quality comparison for Banco Santander (Brasil) S.A.. For live market cap and the full company financial profile, see Banco Santander (Brasil) S.A. market cap and net worth.
| Year | Quality Index | Operating CF (BRL) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.39x | R$4.99 Billion | R$12.97 Billion | ▲ +124.4% |
| 2024 | -1.58x | R$-21.13 Billion | R$13.41 Billion | ▼ -140.7% |
| 2023 | 3.87x | R$36.61 Billion | R$9.45 Billion | ▲ +711.5% |
| 2022 | 0.48x | R$6.85 Billion | R$14.34 Billion | ▲ +9.1% |
| 2021 | 0.44x | R$6.81 Billion | R$15.56 Billion | ▼ -86.1% |
| 2020 | 3.15x | R$42.32 Billion | R$13.45 Billion | ▲ +110.4% |
| 2019 | 1.50x | R$24.87 Billion | R$16.63 Billion | ▼ -32.0% |
| 2018 | 2.20x | R$8.28 Billion | R$3.77 Billion | ▼ -60.0% |
| 2017 | 5.50x | R$50.26 Billion | R$9.14 Billion | ▲ +508.4% |
| 2016 | 0.90x | R$6.75 Billion | R$7.46 Billion | ▲ +119.7% |
| 2015 | 0.41x | R$4.03 Billion | R$9.78 Billion | ▲ +150.9% |
| 2014 | -0.81x | R$-4.62 Billion | R$5.71 Billion | ▼ -122.9% |
| 2013 | 3.54x | R$20.68 Billion | R$5.85 Billion | ▲ +470.8% |
| 2012 | 0.62x | R$3.40 Billion | R$5.49 Billion | ▲ +143.2% |
| 2011 | -1.43x | R$-11.11 Billion | R$7.76 Billion | ▼ -2.4% |
| 2010 | -1.40x | R$-10.33 Billion | R$7.38 Billion | ▲ +36.9% |
| 2009 | -2.22x | R$-12.21 Billion | R$5.51 Billion | ▼ -195.0% |
| 2008 | 2.33x | R$5.55 Billion | R$2.38 Billion | ▲ +5204.6% |
| 2007 | 0.04x | R$81.23 Million | R$1.85 Billion | ▲ +107.4% |
| 2006 | -0.60x | R$-481.23 Million | R$803.62 Million | — |