Banco Santander (Brasil) S.A. (SANB11) — Cash Flow Quality Index
Banco Santander (Brasil) S.A. (SANB11) has a Cash Flow Quality Index of -5.03x as of December 2025. Operating cash flow of R$-19.83 Billion is below net income of R$3.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Santander (Brasil) S.A. long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander (Brasil) S.A. Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for Banco Santander (Brasil) S.A. across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Banco Santander (Brasil) S.A. to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Banco Santander (Brasil) S.A. (2006–2025)
Year-by-year earnings quality comparison for Banco Santander (Brasil) S.A.. For live market cap and the full company financial profile, see Banco Santander (Brasil) S.A. market cap and net worth.
| Year | Quality Index | Operating CF (BRL) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.39x | R$4.99 Billion | R$12.97 Billion | ▲ +124.4% |
| 2024 | -1.58x | R$-21.13 Billion | R$13.41 Billion | ▼ -140.7% |
| 2023 | 3.87x | R$36.61 Billion | R$9.45 Billion | ▲ +711.5% |
| 2022 | 0.48x | R$6.85 Billion | R$14.34 Billion | ▲ +9.1% |
| 2021 | 0.44x | R$6.81 Billion | R$15.56 Billion | ▼ -86.1% |
| 2020 | 3.15x | R$42.32 Billion | R$13.45 Billion | ▲ +110.4% |
| 2019 | 1.50x | R$24.87 Billion | R$16.63 Billion | ▼ -32.0% |
| 2018 | 2.20x | R$8.28 Billion | R$3.77 Billion | ▼ -60.0% |
| 2017 | 5.50x | R$50.26 Billion | R$9.14 Billion | ▲ +508.4% |
| 2016 | 0.90x | R$6.75 Billion | R$7.46 Billion | ▲ +119.7% |
| 2015 | 0.41x | R$4.03 Billion | R$9.78 Billion | ▲ +150.9% |
| 2014 | -0.81x | R$-4.62 Billion | R$5.71 Billion | ▼ -122.9% |
| 2013 | 3.54x | R$20.68 Billion | R$5.85 Billion | ▲ +470.8% |
| 2012 | 0.62x | R$3.40 Billion | R$5.49 Billion | ▲ +143.2% |
| 2011 | -1.43x | R$-11.11 Billion | R$7.76 Billion | ▼ -2.4% |
| 2010 | -1.40x | R$-10.33 Billion | R$7.38 Billion | ▲ +36.9% |
| 2009 | -2.22x | R$-12.21 Billion | R$5.51 Billion | ▼ -195.0% |
| 2008 | 2.33x | R$5.55 Billion | R$2.38 Billion | ▲ +5204.6% |
| 2007 | 0.04x | R$81.23 Million | R$1.85 Billion | ▲ +107.4% |
| 2006 | -0.60x | R$-481.23 Million | R$803.62 Million | — |