Banco Santander (Brasil) S.A. Cash Flow Quality Index
Banco Santander (Brasil) S.A. cash flow quality index. Banco Santander (Brasil) S.A. (SANB11) has a Cash Flow Quality Index of -5.03x as of December 2025. Operating cash flow of R$-19.83 Billion is below net income of R$3.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore SANB11 cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Banco Santander (Brasil) S.A. (2006–2025)
Cash flow quality index of Banco Santander (Brasil) S.A. from 2006 to 2025. Historical Cash Flow Quality Index for Banco Santander (Brasil) S.A. across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. See Banco Santander (Brasil) S.A. balance sheet independence to measure how much of total assets are equity-financed.
Banco Santander (Brasil) S.A. Cash Flow Quality Index by Year (2006–2025)
Banco Santander (Brasil) S.A. cash flow quality index by year from 2006 to 2025. Year-by-year earnings quality comparison for Banco Santander (Brasil) S.A.. For the full cash flow conversion analysis, see Banco Santander (Brasil) S.A. cash flow conversion.
| Year | Quality Index | Operating CF (BRL) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.39x | R$4.99 Billion | R$12.97 Billion | ▲ +124.4% |
| 2024 | -1.58x | R$-21.13 Billion | R$13.41 Billion | ▼ -140.7% |
| 2023 | 3.87x | R$36.61 Billion | R$9.45 Billion | ▲ +711.5% |
| 2022 | 0.48x | R$6.85 Billion | R$14.34 Billion | ▲ +9.1% |
| 2021 | 0.44x | R$6.81 Billion | R$15.56 Billion | ▼ -86.1% |
| 2020 | 3.15x | R$42.32 Billion | R$13.45 Billion | ▲ +110.4% |
| 2019 | 1.50x | R$24.87 Billion | R$16.63 Billion | ▼ -32.0% |
| 2018 | 2.20x | R$8.28 Billion | R$3.77 Billion | ▼ -60.0% |
| 2017 | 5.50x | R$50.26 Billion | R$9.14 Billion | ▲ +508.4% |
| 2016 | 0.90x | R$6.75 Billion | R$7.46 Billion | ▲ +119.7% |
| 2015 | 0.41x | R$4.03 Billion | R$9.78 Billion | ▲ +150.9% |
| 2014 | -0.81x | R$-4.62 Billion | R$5.71 Billion | ▼ -122.9% |
| 2013 | 3.54x | R$20.68 Billion | R$5.85 Billion | ▲ +470.8% |
| 2012 | 0.62x | R$3.40 Billion | R$5.49 Billion | ▲ +143.2% |
| 2011 | -1.43x | R$-11.11 Billion | R$7.76 Billion | ▼ -2.4% |
| 2010 | -1.40x | R$-10.33 Billion | R$7.38 Billion | ▲ +36.9% |
| 2009 | -2.22x | R$-12.21 Billion | R$5.51 Billion | ▼ -195.0% |
| 2008 | 2.33x | R$5.55 Billion | R$2.38 Billion | ▲ +5204.6% |
| 2007 | 0.04x | R$81.23 Million | R$1.85 Billion | ▲ +107.4% |
| 2006 | -0.60x | R$-481.23 Million | R$803.62 Million | — |