Banco Santander (Brasil) S.A. (SANB11) — Financial Flexibility Index

Latest as of December 2025: -0.02x

Banco Santander (Brasil) S.A. (SANB11) has a Financial Flexibility Index of -0.02x as of December 2025. Free cash flow of R$-18.32 Billion (operating CF R$-19.83 Billion minus capex R$1.51 Billion) represents 0% of total liabilities (R$1.14 Trillion). Also explore SANB11 shareholders equity momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

R$-18.32 Billion
Operating CF − Capex

Total Liabilities

R$1.14 Trillion
BRL

Capital Expenditures

R$1.51 Billion
BRL

Banco Santander (Brasil) S.A. Financial Flexibility Index (2006–2025)

Historical Financial Flexibility Index trend for Banco Santander (Brasil) S.A. across 20 annual periods. Check SANB11 strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Banco Santander (Brasil) S.A. (2006–2025)

Year-by-year free cash flow to debt coverage for Banco Santander (Brasil) S.A.. For the full company profile including market capitalisation, see Banco Santander (Brasil) S.A. (SANB11) total market value.

Year Flexibility Index Free Cash Flow (BRL) Operating CF Total Liabilities YoY Change
2025 0.01x R$8.65 Billion R$4.99 Billion R$1.14 Trillion ▲ +145.7%
2024 -0.02x R$-18.52 Billion R$-21.13 Billion R$1.12 Trillion ▼ -141.4%
2023 0.04x R$39.97 Billion R$36.61 Billion R$1.00 Trillion ▲ +259.8%
2022 0.01x R$9.71 Billion R$6.85 Billion R$874.77 Billion ▼ -0.1%
2021 0.01x R$9.17 Billion R$6.81 Billion R$825.23 Billion ▼ -79.2%
2020 0.05x R$44.32 Billion R$42.32 Billion R$827.49 Billion ▲ +25.5%
2019 0.04x R$28.32 Billion R$24.87 Billion R$663.40 Billion ▲ +139.1%
2018 0.02x R$11.29 Billion R$8.28 Billion R$632.27 Billion ▼ -80.9%
2017 0.09x R$52.11 Billion R$50.26 Billion R$558.65 Billion ▲ +518.2%
2016 0.02x R$8.29 Billion R$6.75 Billion R$549.58 Billion ▲ +36.6%
2015 0.01x R$5.81 Billion R$4.03 Billion R$525.56 Billion ▲ +322.1%
2014 0.00x R$-2.20 Billion R$-4.62 Billion R$441.55 Billion ▼ -108.0%
2013 0.06x R$23.05 Billion R$20.68 Billion R$371.40 Billion ▲ +224.4%
2012 0.02x R$6.57 Billion R$3.40 Billion R$343.47 Billion ▲ +172.4%
2011 -0.03x R$-8.56 Billion R$-11.11 Billion R$323.70 Billion ▼ -0.6%
2010 -0.03x R$-7.92 Billion R$-10.33 Billion R$301.30 Billion ▲ +27.4%
2009 -0.04x R$-8.93 Billion R$-12.21 Billion R$246.71 Billion ▼ -205.6%
2008 0.03x R$8.38 Billion R$5.55 Billion R$244.35 Billion ▲ +404.3%
2007 0.01x R$726.07 Million R$81.23 Million R$106.77 Billion ▲ +3235.2%
2006 0.00x R$19.18 Million R$-481.23 Million R$94.05 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities