Banco Santander (Brasil) S.A. (SANB11) — Cash Flow-to-Debt Ratio
Banco Santander (Brasil) S.A. (SANB11) has a Cash Flow-to-Debt Ratio of -0.02x as of December 2025, meaning its operating cash flow of R$-19.83 Billion could theoretically repay 0% of its total liabilities (R$1.14 Trillion) in one year. See Banco Santander (Brasil) S.A. (SANB11) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Santander (Brasil) S.A. Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for Banco Santander (Brasil) S.A. across 20 annual periods. Also explore SANB11 net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Banco Santander (Brasil) S.A. (2006–2025)
Year-by-year debt coverage analysis for Banco Santander (Brasil) S.A.. For market capitalisation and broader financial context, see SANB11 market cap.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | R$4.99 Billion | R$1.14 Trillion | ▲ +123.1% |
| 2024 | -0.02x | R$-21.13 Billion | R$1.12 Trillion | ▼ -151.6% |
| 2023 | 0.04x | R$36.61 Billion | R$1.00 Trillion | ▲ +367.4% |
| 2022 | 0.01x | R$6.85 Billion | R$874.77 Billion | ▼ -5.1% |
| 2021 | 0.01x | R$6.81 Billion | R$825.23 Billion | ▼ -83.9% |
| 2020 | 0.05x | R$42.32 Billion | R$827.49 Billion | ▲ +36.4% |
| 2019 | 0.04x | R$24.87 Billion | R$663.40 Billion | ▲ +186.4% |
| 2018 | 0.01x | R$8.28 Billion | R$632.27 Billion | ▼ -85.4% |
| 2017 | 0.09x | R$50.26 Billion | R$558.65 Billion | ▲ +632.7% |
| 2016 | 0.01x | R$6.75 Billion | R$549.58 Billion | ▲ +60.3% |
| 2015 | 0.01x | R$4.03 Billion | R$525.56 Billion | ▲ +173.3% |
| 2014 | -0.01x | R$-4.62 Billion | R$441.55 Billion | ▼ -118.8% |
| 2013 | 0.06x | R$20.68 Billion | R$371.40 Billion | ▲ +462.0% |
| 2012 | 0.01x | R$3.40 Billion | R$343.47 Billion | ▲ +128.9% |
| 2011 | -0.03x | R$-11.11 Billion | R$323.70 Billion | ▼ -0.1% |
| 2010 | -0.03x | R$-10.33 Billion | R$301.30 Billion | ▲ +30.8% |
| 2009 | -0.05x | R$-12.21 Billion | R$246.71 Billion | ▼ -317.8% |
| 2008 | 0.02x | R$5.55 Billion | R$244.35 Billion | ▲ +2887.6% |
| 2007 | 0.00x | R$81.23 Million | R$106.77 Billion | ▲ +114.9% |
| 2006 | -0.01x | R$-481.23 Million | R$94.05 Billion | — |