Banco Santander (Brasil) S.A. (SANB11) — Cash Flow-to-Debt Ratio
Banco Santander (Brasil) S.A. (SANB11) has a Cash Flow-to-Debt Ratio of -0.02x as of December 2025, meaning its operating cash flow of R$-19.83 Billion could theoretically repay 0% of its total liabilities (R$1.14 Trillion) in one year. See Banco Santander (Brasil) S.A. financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Santander (Brasil) S.A. Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for Banco Santander (Brasil) S.A. across 20 annual periods. For the full cash flow conversion analysis, see SANB11 operating cash flow.
Annual Cash Flow-to-Debt Ratio for Banco Santander (Brasil) S.A. (2006–2025)
Year-by-year debt coverage analysis for Banco Santander (Brasil) S.A.. Check Banco Santander (Brasil) S.A. (SANB11) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | R$4.99 Billion | R$1.14 Trillion | ▲ +123.1% |
| 2024 | -0.02x | R$-21.13 Billion | R$1.12 Trillion | ▼ -151.6% |
| 2023 | 0.04x | R$36.61 Billion | R$1.00 Trillion | ▲ +367.4% |
| 2022 | 0.01x | R$6.85 Billion | R$874.77 Billion | ▼ -5.1% |
| 2021 | 0.01x | R$6.81 Billion | R$825.23 Billion | ▼ -83.9% |
| 2020 | 0.05x | R$42.32 Billion | R$827.49 Billion | ▲ +36.4% |
| 2019 | 0.04x | R$24.87 Billion | R$663.40 Billion | ▲ +186.4% |
| 2018 | 0.01x | R$8.28 Billion | R$632.27 Billion | ▼ -85.4% |
| 2017 | 0.09x | R$50.26 Billion | R$558.65 Billion | ▲ +632.7% |
| 2016 | 0.01x | R$6.75 Billion | R$549.58 Billion | ▲ +60.3% |
| 2015 | 0.01x | R$4.03 Billion | R$525.56 Billion | ▲ +173.3% |
| 2014 | -0.01x | R$-4.62 Billion | R$441.55 Billion | ▼ -118.8% |
| 2013 | 0.06x | R$20.68 Billion | R$371.40 Billion | ▲ +462.0% |
| 2012 | 0.01x | R$3.40 Billion | R$343.47 Billion | ▲ +128.9% |
| 2011 | -0.03x | R$-11.11 Billion | R$323.70 Billion | ▼ -0.1% |
| 2010 | -0.03x | R$-10.33 Billion | R$301.30 Billion | ▲ +30.8% |
| 2009 | -0.05x | R$-12.21 Billion | R$246.71 Billion | ▼ -317.8% |
| 2008 | 0.02x | R$5.55 Billion | R$244.35 Billion | ▲ +2887.6% |
| 2007 | 0.00x | R$81.23 Million | R$106.77 Billion | ▲ +114.9% |
| 2006 | -0.01x | R$-481.23 Million | R$94.05 Billion | — |