Banco Santander (Brasil) S.A. (SANB11) — Defensive Interval Ratio
Banco Santander (Brasil) S.A. (SANB11) has a Defensive Interval Ratio of 32 days as of December 2025. Defensive assets of R$69.45 Billion (cash R$-, short-term investments R$69.45 Billion, receivables R$-) cover 32 days of daily cash needs of R$2.19 Billion/day. Check SANB11 goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco Santander (Brasil) S.A. Defensive Interval Ratio (2006–2025)
This chart shows how Banco Santander (Brasil) S.A.'s Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 32 days, meaning defensive assets of R$69.45 Billion can fund 32 days of operations without new revenue. Also explore Banco Santander (Brasil) S.A. equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Banco Santander (Brasil) S.A. (2006–2025)
The table below presents the year-by-year Defensive Interval Ratio for Banco Santander (Brasil) S.A. from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Banco Santander (Brasil) S.A..
| Year | DIR (days) | Defensive Assets (BRL) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 32 days | R$69.45 Billion | R$2.19 Billion/day | R$- | R$69.45 Billion | ▼ -18 days |
| 2024 | 49 days | R$109.05 Billion | R$2.21 Billion/day | R$- | R$92.08 Billion | ▲ +13 days |
| 2023 | 36 days | R$72.83 Billion | R$2.00 Billion/day | R$- | R$59.05 Billion | ▼ -71 days |
| 2022 | 108 days | R$155.05 Billion | R$1.44 Billion/day | R$- | R$140.26 Billion | ▼ -26 days |
| 2021 | 134 days | R$180.89 Billion | R$1.35 Billion/day | R$- | R$171.81 Billion | ▼ -20 days |
| 2020 | 154 days | R$212.65 Billion | R$1.38 Billion/day | R$- | R$205.58 Billion | ▲ +0 days |
| 2019 | 154 days | R$156.45 Billion | R$1.02 Billion/day | R$- | R$151.52 Billion | ▼ -16 days |
| 2018 | 170 days | R$159.74 Billion | R$937.08 Million/day | R$- | R$154.29 Billion | ▼ -9749 days |
| 2017 | 9919 days | R$89.87 Billion | R$9.06 Million/day | R$- | R$85.82 Billion | ▲ +1887 days |
| 2016 | 8032 days | R$64.38 Billion | R$8.02 Million/day | R$- | R$57.82 Billion | ▼ -2837 days |
| 2015 | 10869 days | R$73.87 Billion | R$6.80 Million/day | R$- | R$68.27 Billion | ▲ +10664 days |
| 2014 | 205 days | R$136.21 Billion | R$664.82 Million/day | R$- | R$131.18 Billion | ▲ +68 days |
| 2013 | 137 days | R$80.87 Billion | R$591.34 Million/day | R$- | R$76.51 Billion | ▼ -13 days |
| 2012 | 150 days | R$80.56 Billion | R$536.75 Million/day | R$- | R$75.79 Billion | ▼ -41 days |
| 2011 | 191 days | R$95.16 Billion | R$497.13 Million/day | R$- | R$92.12 Billion | ▲ +36 days |
| 2010 | 155 days | R$74.29 Billion | R$477.75 Million/day | R$- | R$72.03 Billion | ▲ +109 days |
| 2009 | 46 days | R$22.28 Billion | R$479.65 Million/day | R$- | R$20.12 Billion | ▲ +7 days |
| 2008 | 40 days | R$21.14 Billion | R$530.20 Million/day | R$- | R$19.99 Billion | ▼ -159 days |
| 2007 | 198 days | R$21.13 Billion | R$106.49 Million/day | R$- | R$- | ▲ +19 days |
| 2006 | 179 days | R$15.63 Billion | R$87.11 Million/day | R$- | R$- | — |