Cembra Money Bank AG (CMBN) — Cash Flow Quality Index
Cembra Money Bank AG (CMBN) has a Cash Flow Quality Index of 0.73x as of June 2025. Operating cash flow of CHF63.37 Million is below net income of CHF87.22 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CMBN strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cembra Money Bank AG Cash Flow Quality Index (2007–2024)
Historical Cash Flow Quality Index for Cembra Money Bank AG across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Cembra Money Bank AG (CMBN) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Cembra Money Bank AG (2007–2024)
Year-by-year earnings quality comparison for Cembra Money Bank AG. For live market cap and the full company financial profile, see Cembra Money Bank AG (CMBN) total market value.
| Year | Quality Index | Operating CF (CHF) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.53x | CHF260.64 Million | CHF170.40 Million | ▲ +28.2% |
| 2023 | 1.19x | CHF188.53 Million | CHF158.03 Million | ▼ -17.0% |
| 2022 | 1.44x | CHF243.42 Million | CHF169.30 Million | ▲ +33.0% |
| 2021 | 1.08x | CHF174.61 Million | CHF161.50 Million | ▼ -29.1% |
| 2020 | 1.53x | CHF233.26 Million | CHF152.92 Million | ▼ -3.8% |
| 2019 | 1.59x | CHF252.39 Million | CHF159.20 Million | ▲ +9.1% |
| 2018 | 1.45x | CHF223.88 Million | CHF154.13 Million | ▼ -20.3% |
| 2017 | 1.82x | CHF263.29 Million | CHF144.49 Million | ▲ +38.1% |
| 2016 | 1.32x | CHF189.68 Million | CHF143.71 Million | ▼ -5.2% |
| 2015 | 1.39x | CHF201.85 Million | CHF145.01 Million | ▲ +9.1% |
| 2014 | 1.28x | CHF178.38 Million | CHF139.85 Million | ▲ +24.8% |
| 2013 | 1.02x | CHF135.79 Million | CHF132.88 Million | ▼ -70.7% |
| 2012 | 3.49x | CHF467.32 Million | CHF134.03 Million | ▼ -5.9% |
| 2011 | 3.71x | CHF504.12 Million | CHF136.00 Million | ▲ +297.0% |
| 2008 | 0.93x | CHF85.22 Million | CHF91.27 Million | ▼ -82.7% |
| 2007 | 5.40x | CHF406.36 Million | CHF75.27 Million | — |