Cembra Money Bank AG Cash Flow Quality Index
Cembra Money Bank AG cash flow quality index. Cembra Money Bank AG (CMBN) has a Cash Flow Quality Index of 0.73x as of June 2025. Operating cash flow of CHF63.37 Million is below net income of CHF87.22 Million, suggesting accrual-heavy earnings not yet converted to cash. See Cembra Money Bank AG leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Cembra Money Bank AG (2007–2024)
Cash flow quality index of Cembra Money Bank AG from 2007 to 2024. Historical Cash Flow Quality Index for Cembra Money Bank AG across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CMBN debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cembra Money Bank AG Cash Flow Quality Index by Year (2007–2024)
Cembra Money Bank AG cash flow quality index by year from 2007 to 2024. Year-by-year earnings quality comparison for Cembra Money Bank AG. For the full cash flow conversion analysis, see Cembra Money Bank AG (CMBN) cash conversion ratio.
| Year | Quality Index | Operating CF (CHF) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.53x | CHF260.64 Million | CHF170.40 Million | ▲ +28.2% |
| 2023 | 1.19x | CHF188.53 Million | CHF158.03 Million | ▼ -17.0% |
| 2022 | 1.44x | CHF243.42 Million | CHF169.30 Million | ▲ +33.0% |
| 2021 | 1.08x | CHF174.61 Million | CHF161.50 Million | ▼ -29.1% |
| 2020 | 1.53x | CHF233.26 Million | CHF152.92 Million | ▼ -3.8% |
| 2019 | 1.59x | CHF252.39 Million | CHF159.20 Million | ▲ +9.1% |
| 2018 | 1.45x | CHF223.88 Million | CHF154.13 Million | ▼ -20.3% |
| 2017 | 1.82x | CHF263.29 Million | CHF144.49 Million | ▲ +38.1% |
| 2016 | 1.32x | CHF189.68 Million | CHF143.71 Million | ▼ -5.2% |
| 2015 | 1.39x | CHF201.85 Million | CHF145.01 Million | ▲ +9.1% |
| 2014 | 1.28x | CHF178.38 Million | CHF139.85 Million | ▲ +24.8% |
| 2013 | 1.02x | CHF135.79 Million | CHF132.88 Million | ▼ -70.7% |
| 2012 | 3.49x | CHF467.32 Million | CHF134.03 Million | ▼ -5.9% |
| 2011 | 3.71x | CHF504.12 Million | CHF136.00 Million | ▲ +297.0% |
| 2008 | 0.93x | CHF85.22 Million | CHF91.27 Million | ▼ -82.7% |
| 2007 | 5.40x | CHF406.36 Million | CHF75.27 Million | — |