Cembra Money Bank AG (CMBN) — Defensive Interval Ratio

Latest as of December 2024: 1 days

Cembra Money Bank AG (CMBN) has a Defensive Interval Ratio of 1 days as of December 2024. Defensive assets of CHF12.11 Million (cash CHF-, short-term investments CHF-, receivables CHF12.11 Million) cover 1 days of daily cash needs of CHF9.66 Million/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

CHF12.11 Million
Cash + ST Investments + Receivables

Daily Cash Need

CHF9.66 Million
Current Liabilities ÷ 365

Current Liabilities

CHF3.52 Billion
CHF

Cembra Money Bank AG Defensive Interval Ratio (2011–2024)

This chart shows how Cembra Money Bank AG's Defensive Interval Ratio has evolved across 14 annual periods from 2011 to 2024. As of December 2024, the ratio stands at 1 days, meaning defensive assets of CHF12.11 Million can fund 1 days of operations without new revenue. For the complete balance sheet picture, see Cembra Money Bank AG (CMBN) total assets.

Annual Defensive Interval Ratio for Cembra Money Bank AG (2011–2024)

The table below presents the year-by-year Defensive Interval Ratio for Cembra Money Bank AG from 2011 to 2024, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Cembra Money Bank AG (CMBN) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2024 1 days CHF12.11 Million CHF9.66 Million/day CHF- CHF- ▲ +820 days
2023 -819 days CHF-1.83 Billion CHF2.24 Million/day CHF- CHF-1.84 Billion ▼ -824 days
2022 5 days CHF11.75 Million CHF2.25 Million/day CHF- CHF- ▲ +1 days
2021 4 days CHF7.78 Million CHF1.88 Million/day CHF- CHF- ▼ 0 days
2020 4 days CHF7.59 Million CHF1.79 Million/day CHF- CHF- ▼ -2 days
2019 6 days CHF11.87 Million CHF1.88 Million/day CHF- CHF- ▼ -20 days
2018 26 days CHF11.19 Million CHF428.95K/day CHF- CHF- ▲ +8 days
2017 18 days CHF7.08 Million CHF395.82K/day CHF- CHF- ▼ -70 days
2016 88 days CHF22.25 Million CHF251.96K/day CHF- CHF- ▲ +69 days
2015 19 days CHF4.77 Million CHF244.83K/day CHF- CHF- ▼ -3 days
2014 23 days CHF6.43 Million CHF282.67K/day CHF- CHF- ▲ +10 days
2013 13 days CHF4.14 Million CHF327.25K/day CHF- CHF- ▼ -15 days
2012 27 days CHF4.30 Million CHF158.34K/day CHF- CHF- ▼ -75 days
2011 102 days CHF5.96 Million CHF58.21K/day CHF- CHF- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)