Cembra Money Bank AG (CMBN) — Working Capital to Net Assets Ratio
Cembra Money Bank AG (CMBN) has a Working Capital to Net Assets ratio of -211.6% as of December 2024. Working capital of CHF-2.72 Billion (current assets of CHF805.31 Million minus current liabilities of CHF3.52 Billion) is measured against net assets of CHF1.29 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See financial agility of Cembra Money Bank AG to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Cembra Money Bank AG Working Capital to Net Assets (2011–2024)
This chart shows how Cembra Money Bank AG's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2011 to 2024. As of December 2024, the ratio stands at -211.6%, reflecting working capital of CHF-2.72 Billion against net assets of CHF1.29 Billion CHF. See Cembra Money Bank AG defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Cembra Money Bank AG (2011–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Cembra Money Bank AG from 2011 to 2024, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of Cembra Money Bank AG.
| Year | WC/NA Ratio | Working Capital (CHF) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -211.6% | CHF-2.72 Billion | CHF1.29 Billion | CHF805.31 Million | CHF3.52 Billion | ▼ -220.1 pp |
| 2023 | 8.5% | CHF106.13 Million | CHF1.25 Billion | CHF921.97 Million | CHF815.85 Million | ▲ +17.9 pp |
| 2022 | -9.4% | CHF-119.28 Million | CHF1.27 Billion | CHF700.65 Million | CHF819.92 Million | ▼ -4.2 pp |
| 2021 | -5.1% | CHF-61.60 Million | CHF1.20 Billion | CHF623.63 Million | CHF685.23 Million | ▼ -6.6 pp |
| 2020 | 1.5% | CHF16.50 Million | CHF1.13 Billion | CHF669.14 Million | CHF652.65 Million | ▲ +8.4 pp |
| 2019 | -7.0% | CHF-75.92 Million | CHF1.09 Billion | CHF610.05 Million | CHF685.98 Million | ▼ -43.7 pp |
| 2018 | 36.7% | CHF342.76 Million | CHF933.45 Million | CHF499.32 Million | CHF156.57 Million | ▲ +5.8 pp |
| 2017 | 30.9% | CHF273.95 Million | CHF885.46 Million | CHF418.42 Million | CHF144.47 Million | ▼ -37.1 pp |
| 2016 | 68.0% | CHF576.98 Million | CHF848.20 Million | CHF668.95 Million | CHF91.97 Million | ▲ +7.6 pp |
| 2015 | 60.4% | CHF483.08 Million | CHF799.35 Million | CHF572.44 Million | CHF89.36 Million | ▼ -1.2 pp |
| 2014 | 61.6% | CHF519.16 Million | CHF842.38 Million | CHF622.33 Million | CHF103.17 Million | ▲ +15.1 pp |
| 2013 | 46.6% | CHF372.29 Million | CHF799.34 Million | CHF491.73 Million | CHF119.45 Million | ▲ +18.4 pp |
| 2012 | 28.2% | CHF309.40 Million | CHF1.10 Billion | CHF367.19 Million | CHF57.79 Million | ▼ -8.7 pp |
| 2011 | 36.9% | CHF355.76 Million | CHF964.23 Million | CHF377.01 Million | CHF21.25 Million | — |