Cembra Money Bank AG (CMBN) — Tangible Net Worth Ratio
Cembra Money Bank AG (CMBN) has a Tangible Net Worth Ratio of 96.8% as of June 2025. This metric is calculated by deducting intangible assets (CHF39.62 Million) from net assets (CHF1.25 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore Cembra Money Bank AG (CMBN) equity growth momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Cembra Money Bank AG Tangible Net Worth Ratio (2007–2024)
This chart shows how Cembra Money Bank AG's Tangible Net Worth Ratio has changed across 17 annual periods from 2007 to 2024. As of June 2025, the ratio stands at 96.8%, reflecting net assets of CHF1.25 Billion with intangible assets of CHF39.62 Million CHF. For live market cap and overall valuation, see Cembra Money Bank AG stock valuation.
Annual Tangible Net Worth Ratio for Cembra Money Bank AG (2007–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Cembra Money Bank AG from 2007 to 2024, covering 17 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore CMBN capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (CHF) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 98.9% | CHF1.29 Billion | CHF14.62 Million | CHF7.95 Billion | ▲ +1.0 pp |
| 2023 | 97.9% | CHF1.25 Billion | CHF26.53 Million | CHF8.09 Billion | ▲ +18.9 pp |
| 2022 | 79.0% | CHF1.27 Billion | CHF267.47 Million | CHF7.66 Billion | ▼ -2.1 pp |
| 2021 | 81.1% | CHF1.20 Billion | CHF226.96 Million | CHF7.10 Billion | ▲ +2.3 pp |
| 2020 | 78.8% | CHF1.13 Billion | CHF238.67 Million | CHF7.26 Billion | ▲ +1.7 pp |
| 2019 | 77.1% | CHF1.09 Billion | CHF249.85 Million | CHF7.50 Billion | ▼ -19.4 pp |
| 2018 | 96.4% | CHF933.45 Million | CHF33.15 Million | CHF5.44 Billion | ▼ -0.6 pp |
| 2017 | 97.0% | CHF885.46 Million | CHF26.40 Million | CHF5.10 Billion | ▼ -0.2 pp |
| 2016 | 97.2% | CHF848.20 Million | CHF23.38 Million | CHF4.86 Billion | ▲ +0.5 pp |
| 2015 | 96.7% | CHF799.35 Million | CHF26.37 Million | CHF4.75 Billion | ▼ -1.3 pp |
| 2014 | 98.0% | CHF842.38 Million | CHF17.12 Million | CHF4.81 Billion | ▼ -1.7 pp |
| 2013 | 99.7% | CHF799.34 Million | CHF2.28 Million | CHF4.59 Billion | ▼ -0.3 pp |
| 2012 | 100.0% | CHF1.10 Billion | CHF0.00 | CHF4.43 Billion | ▲ +0.0 pp |
| 2011 | 100.0% | CHF964.23 Million | CHF0.00 | CHF4.41 Billion | ▲ +0.0 pp |
| 2009 | 100.0% | CHF824.33 Million | CHF0.00 | CHF6.05 Billion | ▲ +0.0 pp |
| 2008 | 100.0% | CHF1.06 Billion | CHF0.00 | CHF6.18 Billion | ▲ +0.0 pp |
| 2007 | 100.0% | CHF973.71 Million | CHF0.00 | CHF6.53 Billion | — |