Cembra Money Bank AG (CMBN) — Financial Flexibility Index
Cembra Money Bank AG (CMBN) has a Financial Flexibility Index of 0.01x as of June 2025. Free cash flow of CHF66.97 Million (operating CF CHF63.37 Million minus capex CHF3.60 Million) represents 0% of total liabilities (CHF6.67 Billion). Also explore CMBN net assets growth trend to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Cembra Money Bank AG Financial Flexibility Index (2007–2024)
Historical Financial Flexibility Index trend for Cembra Money Bank AG across 16 annual periods. Check Cembra Money Bank AG strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Cembra Money Bank AG (2007–2024)
Year-by-year free cash flow to debt coverage for Cembra Money Bank AG. For the full company profile including market capitalisation, see CMBN market cap.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | CHF270.94 Million | CHF260.64 Million | CHF6.66 Billion | ▲ +40.8% |
| 2023 | 0.03x | CHF197.50 Million | CHF188.53 Million | CHF6.84 Billion | ▼ -27.8% |
| 2022 | 0.04x | CHF255.19 Million | CHF243.42 Million | CHF6.38 Billion | ▲ +27.8% |
| 2021 | 0.03x | CHF184.58 Million | CHF174.61 Million | CHF5.90 Billion | ▼ -22.5% |
| 2020 | 0.04x | CHF247.30 Million | CHF233.26 Million | CHF6.13 Billion | ▼ -4.1% |
| 2019 | 0.04x | CHF269.56 Million | CHF252.39 Million | CHF6.41 Billion | ▼ -83.9% |
| 2018 | 0.26x | CHF1.18 Billion | CHF223.88 Million | CHF4.51 Billion | ▼ -15.4% |
| 2017 | 0.31x | CHF1.30 Billion | CHF263.29 Million | CHF4.21 Billion | ▲ +30.3% |
| 2016 | 0.24x | CHF951.27 Million | CHF189.68 Million | CHF4.01 Billion | ▲ +0.4% |
| 2015 | 0.24x | CHF932.82 Million | CHF201.85 Million | CHF3.95 Billion | ▲ +419.5% |
| 2014 | 0.05x | CHF180.64 Million | CHF178.38 Million | CHF3.97 Billion | ▲ +25.4% |
| 2013 | 0.04x | CHF137.59 Million | CHF135.79 Million | CHF3.79 Billion | ▼ -74.2% |
| 2012 | 0.14x | CHF468.80 Million | CHF467.32 Million | CHF3.34 Billion | ▼ -4.6% |
| 2011 | 0.15x | CHF507.35 Million | CHF504.12 Million | CHF3.44 Billion | ▲ +678.3% |
| 2008 | 0.02x | CHF96.83 Million | CHF85.22 Million | CHF5.12 Billion | ▼ -75.0% |
| 2007 | 0.08x | CHF421.23 Million | CHF406.36 Million | CHF5.55 Billion | — |