Cembra Money Bank AG (CMBN) — Financial Flexibility Index

Latest as of June 2025: 0.01x

Cembra Money Bank AG (CMBN) has a Financial Flexibility Index of 0.01x as of June 2025. Free cash flow of CHF66.97 Million (operating CF CHF63.37 Million minus capex CHF3.60 Million) represents 0% of total liabilities (CHF6.67 Billion). Check CMBN cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

CHF66.97 Million
Operating CF − Capex

Total Liabilities

CHF6.67 Billion
CHF

Capital Expenditures

CHF3.60 Million
CHF

Cembra Money Bank AG Financial Flexibility Index (2007–2024)

Historical Financial Flexibility Index trend for Cembra Money Bank AG across 16 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Cembra Money Bank AG.

Annual Financial Flexibility Index for Cembra Money Bank AG (2007–2024)

Year-by-year free cash flow to debt coverage for Cembra Money Bank AG. Explore Cembra Money Bank AG debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CHF) Operating CF Total Liabilities YoY Change
2024 0.04x CHF270.94 Million CHF260.64 Million CHF6.66 Billion ▲ +40.8%
2023 0.03x CHF197.50 Million CHF188.53 Million CHF6.84 Billion ▼ -27.8%
2022 0.04x CHF255.19 Million CHF243.42 Million CHF6.38 Billion ▲ +27.8%
2021 0.03x CHF184.58 Million CHF174.61 Million CHF5.90 Billion ▼ -22.5%
2020 0.04x CHF247.30 Million CHF233.26 Million CHF6.13 Billion ▼ -4.1%
2019 0.04x CHF269.56 Million CHF252.39 Million CHF6.41 Billion ▼ -83.9%
2018 0.26x CHF1.18 Billion CHF223.88 Million CHF4.51 Billion ▼ -15.4%
2017 0.31x CHF1.30 Billion CHF263.29 Million CHF4.21 Billion ▲ +30.3%
2016 0.24x CHF951.27 Million CHF189.68 Million CHF4.01 Billion ▲ +0.4%
2015 0.24x CHF932.82 Million CHF201.85 Million CHF3.95 Billion ▲ +419.5%
2014 0.05x CHF180.64 Million CHF178.38 Million CHF3.97 Billion ▲ +25.4%
2013 0.04x CHF137.59 Million CHF135.79 Million CHF3.79 Billion ▼ -74.2%
2012 0.14x CHF468.80 Million CHF467.32 Million CHF3.34 Billion ▼ -4.6%
2011 0.15x CHF507.35 Million CHF504.12 Million CHF3.44 Billion ▲ +678.3%
2008 0.02x CHF96.83 Million CHF85.22 Million CHF5.12 Billion ▼ -75.0%
2007 0.08x CHF421.23 Million CHF406.36 Million CHF5.55 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities