VP Bank AG (VPBN) — Cash Flow Quality Index
Latest as of December 2025:
-63.81x
VP Bank AG (VPBN) has a Cash Flow Quality Index of -63.81x as of December 2025. Operating cash flow of CHF-1.16 Billion is below net income of CHF18.23 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore VPBN operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
-63.81x
Operating CF / Net Income
Operating Cash Flow
CHF-1.16 Billion
CHF
Net Income
CHF18.23 Million
CHF
Data as of
Dec 2025
Most recent filing
VP Bank AG Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for VP Bank AG across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see VPBN cash generation efficiency.
Annual Cash Flow Quality Index for VP Bank AG (2004–2025)
Year-by-year earnings quality comparison for VP Bank AG.
| Year | Quality Index | Operating CF (CHF) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.48x | CHF-22.61 Million | CHF47.02 Million | ▲ +99.1% |
| 2024 | -54.23x | CHF-1.00 Billion | CHF18.47 Million | ▼ -548.4% |
| 2023 | -8.36x | CHF-369.78 Million | CHF44.21 Million | ▼ -327.2% |
| 2022 | 3.68x | CHF147.84 Million | CHF40.16 Million | ▲ +315.7% |
| 2021 | -1.71x | CHF-86.43 Million | CHF50.64 Million | ▲ +70.9% |
| 2020 | -5.88x | CHF-244.53 Million | CHF41.62 Million | ▼ -236.1% |
| 2019 | 4.32x | CHF317.56 Million | CHF73.54 Million | ▲ +133.9% |
| 2018 | -12.74x | CHF-696.99 Million | CHF54.72 Million | ▼ -242.9% |
| 2017 | 8.92x | CHF586.45 Million | CHF65.77 Million | ▼ -37.9% |
| 2016 | 14.36x | CHF832.59 Million | CHF57.99 Million | ▲ +20.8% |
| 2015 | 11.88x | CHF761.16 Million | CHF64.06 Million | ▼ -64.0% |
| 2014 | 33.00x | CHF660.80 Million | CHF20.02 Million | ▲ +66.0% |
| 2013 | 19.88x | CHF710.20 Million | CHF35.73 Million | ▲ +21.5% |
| 2012 | 16.37x | CHF771.72 Million | CHF47.15 Million | ▲ +189.7% |
| 2011 | -18.26x | CHF-116.66 Million | CHF6.39 Million | ▲ +59.9% |
| 2010 | -45.47x | CHF-685.89 Million | CHF15.08 Million | ▼ -307.8% |
| 2009 | 21.88x | CHF1.26 Billion | CHF57.41 Million | ▲ +1277.4% |
| 2007 | -1.86x | CHF-325.80 Million | CHF175.30 Million | ▼ -475.5% |
| 2006 | 0.49x | CHF72.46 Million | CHF146.39 Million | ▼ -45.4% |
| 2005 | 0.91x | CHF123.09 Million | CHF135.76 Million | ▲ +59.5% |
| 2004 | 0.57x | CHF57.10 Million | CHF100.45 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.