VP Bank AG Cash Flow Quality Index
VP Bank AG cash flow quality index. VP Bank AG (VPBN) has a Cash Flow Quality Index of -63.81x as of December 2025. Operating cash flow of CHF-1.16 Billion is below net income of CHF18.23 Million, suggesting accrual-heavy earnings not yet converted to cash. See VPBN free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of VP Bank AG (2004–2025)
Cash flow quality index of VP Bank AG from 2004 to 2025. Historical Cash Flow Quality Index for VP Bank AG across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of VP Bank AG to assess how comfortably operating cash covers total debt obligations.
VP Bank AG Cash Flow Quality Index by Year (2004–2025)
VP Bank AG cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for VP Bank AG. For the full cash flow conversion analysis, see VPBN cash flow conversion.
| Year | Quality Index | Operating CF (CHF) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.48x | CHF-22.61 Million | CHF47.02 Million | ▲ +99.1% |
| 2024 | -54.23x | CHF-1.00 Billion | CHF18.47 Million | ▼ -548.4% |
| 2023 | -8.36x | CHF-369.78 Million | CHF44.21 Million | ▼ -327.2% |
| 2022 | 3.68x | CHF147.84 Million | CHF40.16 Million | ▲ +315.7% |
| 2021 | -1.71x | CHF-86.43 Million | CHF50.64 Million | ▲ +70.9% |
| 2020 | -5.88x | CHF-244.53 Million | CHF41.62 Million | ▼ -236.1% |
| 2019 | 4.32x | CHF317.56 Million | CHF73.54 Million | ▲ +133.9% |
| 2018 | -12.74x | CHF-696.99 Million | CHF54.72 Million | ▼ -242.9% |
| 2017 | 8.92x | CHF586.45 Million | CHF65.77 Million | ▼ -37.9% |
| 2016 | 14.36x | CHF832.59 Million | CHF57.99 Million | ▲ +20.8% |
| 2015 | 11.88x | CHF761.16 Million | CHF64.06 Million | ▼ -64.0% |
| 2014 | 33.00x | CHF660.80 Million | CHF20.02 Million | ▲ +66.0% |
| 2013 | 19.88x | CHF710.20 Million | CHF35.73 Million | ▲ +21.5% |
| 2012 | 16.37x | CHF771.72 Million | CHF47.15 Million | ▲ +189.7% |
| 2011 | -18.26x | CHF-116.66 Million | CHF6.39 Million | ▲ +59.9% |
| 2010 | -45.47x | CHF-685.89 Million | CHF15.08 Million | ▼ -307.8% |
| 2009 | 21.88x | CHF1.26 Billion | CHF57.41 Million | ▲ +1277.4% |
| 2007 | -1.86x | CHF-325.80 Million | CHF175.30 Million | ▼ -475.5% |
| 2006 | 0.49x | CHF72.46 Million | CHF146.39 Million | ▼ -45.4% |
| 2005 | 0.91x | CHF123.09 Million | CHF135.76 Million | ▲ +59.5% |
| 2004 | 0.57x | CHF57.10 Million | CHF100.45 Million | — |