VP Bank AG (VPBN) — Cash Flow Quality Index
VP Bank AG (VPBN) has a Cash Flow Quality Index of -63.81x as of December 2025. Operating cash flow of CHF-1.16 Billion is below net income of CHF18.23 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of VP Bank AG to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
VP Bank AG Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for VP Bank AG across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check VP Bank AG tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for VP Bank AG (2004–2025)
Year-by-year earnings quality comparison for VP Bank AG. For live market cap and the full company financial profile, see VPBN company net worth.
| Year | Quality Index | Operating CF (CHF) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.48x | CHF-22.61 Million | CHF47.02 Million | ▲ +99.1% |
| 2024 | -54.23x | CHF-1.00 Billion | CHF18.47 Million | ▼ -548.4% |
| 2023 | -8.36x | CHF-369.78 Million | CHF44.21 Million | ▼ -327.2% |
| 2022 | 3.68x | CHF147.84 Million | CHF40.16 Million | ▲ +315.7% |
| 2021 | -1.71x | CHF-86.43 Million | CHF50.64 Million | ▲ +70.9% |
| 2020 | -5.88x | CHF-244.53 Million | CHF41.62 Million | ▼ -236.1% |
| 2019 | 4.32x | CHF317.56 Million | CHF73.54 Million | ▲ +133.9% |
| 2018 | -12.74x | CHF-696.99 Million | CHF54.72 Million | ▼ -242.9% |
| 2017 | 8.92x | CHF586.45 Million | CHF65.77 Million | ▼ -37.9% |
| 2016 | 14.36x | CHF832.59 Million | CHF57.99 Million | ▲ +20.8% |
| 2015 | 11.88x | CHF761.16 Million | CHF64.06 Million | ▼ -64.0% |
| 2014 | 33.00x | CHF660.80 Million | CHF20.02 Million | ▲ +66.0% |
| 2013 | 19.88x | CHF710.20 Million | CHF35.73 Million | ▲ +21.5% |
| 2012 | 16.37x | CHF771.72 Million | CHF47.15 Million | ▲ +189.7% |
| 2011 | -18.26x | CHF-116.66 Million | CHF6.39 Million | ▲ +59.9% |
| 2010 | -45.47x | CHF-685.89 Million | CHF15.08 Million | ▼ -307.8% |
| 2009 | 21.88x | CHF1.26 Billion | CHF57.41 Million | ▲ +1277.4% |
| 2007 | -1.86x | CHF-325.80 Million | CHF175.30 Million | ▼ -475.5% |
| 2006 | 0.49x | CHF72.46 Million | CHF146.39 Million | ▼ -45.4% |
| 2005 | 0.91x | CHF123.09 Million | CHF135.76 Million | ▲ +59.5% |
| 2004 | 0.57x | CHF57.10 Million | CHF100.45 Million | — |