VP Bank AG (VPBN) — Cash Flow-to-Debt Ratio
VP Bank AG (VPBN) has a Cash Flow-to-Debt Ratio of -0.12x as of December 2025, meaning its operating cash flow of CHF-1.16 Billion could theoretically repay 0% of its total liabilities (CHF9.50 Billion) in one year. See VPBN free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
VP Bank AG Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for VP Bank AG across 22 annual periods. Also explore VP Bank AG net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for VP Bank AG (2004–2025)
Year-by-year debt coverage analysis for VP Bank AG. For market capitalisation and broader financial context, see VPBN company net worth.
| Year | CF-to-Debt Ratio | Operating CF (CHF) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | CHF-22.61 Million | CHF9.50 Billion | ▲ +97.7% |
| 2024 | -0.11x | CHF-1.00 Billion | CHF9.52 Billion | ▼ -194.4% |
| 2023 | -0.04x | CHF-369.78 Million | CHF10.34 Billion | ▼ -378.8% |
| 2022 | 0.01x | CHF147.84 Million | CHF11.53 Billion | ▲ +104.6% |
| 2021 | -0.28x | CHF-86.43 Million | CHF309.13 Million | ▲ +50.7% |
| 2020 | -0.57x | CHF-244.53 Million | CHF431.35 Million | ▼ -195.1% |
| 2019 | 0.60x | CHF317.56 Million | CHF532.82 Million | ▲ +1078.8% |
| 2018 | -0.06x | CHF-696.99 Million | CHF11.45 Billion | ▼ -222.4% |
| 2017 | 0.05x | CHF586.45 Million | CHF11.78 Billion | ▼ -35.1% |
| 2016 | 0.08x | CHF832.59 Million | CHF10.86 Billion | ▲ +15.3% |
| 2015 | 0.07x | CHF761.16 Million | CHF11.44 Billion | ▲ +4.0% |
| 2014 | 0.06x | CHF660.80 Million | CHF10.34 Billion | ▼ -7.1% |
| 2013 | 0.07x | CHF710.20 Million | CHF10.32 Billion | ▼ -13.0% |
| 2012 | 0.08x | CHF771.72 Million | CHF9.75 Billion | ▲ +767.7% |
| 2011 | -0.01x | CHF-116.66 Million | CHF9.84 Billion | ▲ +83.3% |
| 2010 | -0.07x | CHF-685.89 Million | CHF9.68 Billion | ▼ -160.3% |
| 2009 | 0.12x | CHF1.26 Billion | CHF10.70 Billion | ▲ +1083.6% |
| 2008 | -0.01x | CHF-126.17 Million | CHF10.57 Billion | ▲ +99.9% |
| 2007 | -12.19x | CHF-325.80 Million | CHF26.73 Million | ▼ -4502.6% |
| 2006 | 0.28x | CHF72.46 Million | CHF261.76 Million | ▼ -95.7% |
| 2005 | 6.42x | CHF123.09 Million | CHF19.17 Million | ▲ +1396.2% |
| 2004 | 0.43x | CHF57.10 Million | CHF133.08 Million | — |