VP Bank AG (VPBN) — Cash Flow-to-Debt Ratio
VP Bank AG (VPBN) has a Cash Flow-to-Debt Ratio of -0.12x as of December 2025, meaning its operating cash flow of CHF-1.16 Billion could theoretically repay 0% of its total liabilities (CHF9.50 Billion) in one year. Explore long-term investment intensity of VP Bank AG to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
VP Bank AG Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for VP Bank AG across 22 annual periods. Also explore how large is VP Bank AG's balance sheet for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for VP Bank AG (2004–2025)
Year-by-year debt coverage analysis for VP Bank AG. For market capitalisation and broader financial context, see VP Bank AG (VPBN) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (CHF) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | CHF-22.61 Million | CHF9.50 Billion | ▲ +97.7% |
| 2024 | -0.11x | CHF-1.00 Billion | CHF9.52 Billion | ▼ -194.4% |
| 2023 | -0.04x | CHF-369.78 Million | CHF10.34 Billion | ▼ -378.8% |
| 2022 | 0.01x | CHF147.84 Million | CHF11.53 Billion | ▲ +104.6% |
| 2021 | -0.28x | CHF-86.43 Million | CHF309.13 Million | ▲ +50.7% |
| 2020 | -0.57x | CHF-244.53 Million | CHF431.35 Million | ▼ -195.1% |
| 2019 | 0.60x | CHF317.56 Million | CHF532.82 Million | ▲ +1078.8% |
| 2018 | -0.06x | CHF-696.99 Million | CHF11.45 Billion | ▼ -222.4% |
| 2017 | 0.05x | CHF586.45 Million | CHF11.78 Billion | ▼ -35.1% |
| 2016 | 0.08x | CHF832.59 Million | CHF10.86 Billion | ▲ +15.3% |
| 2015 | 0.07x | CHF761.16 Million | CHF11.44 Billion | ▲ +4.0% |
| 2014 | 0.06x | CHF660.80 Million | CHF10.34 Billion | ▼ -7.1% |
| 2013 | 0.07x | CHF710.20 Million | CHF10.32 Billion | ▼ -13.0% |
| 2012 | 0.08x | CHF771.72 Million | CHF9.75 Billion | ▲ +767.7% |
| 2011 | -0.01x | CHF-116.66 Million | CHF9.84 Billion | ▲ +83.3% |
| 2010 | -0.07x | CHF-685.89 Million | CHF9.68 Billion | ▼ -160.3% |
| 2009 | 0.12x | CHF1.26 Billion | CHF10.70 Billion | ▲ +1083.6% |
| 2008 | -0.01x | CHF-126.17 Million | CHF10.57 Billion | ▲ +99.9% |
| 2007 | -12.19x | CHF-325.80 Million | CHF26.73 Million | ▼ -4502.6% |
| 2006 | 0.28x | CHF72.46 Million | CHF261.76 Million | ▼ -95.7% |
| 2005 | 6.42x | CHF123.09 Million | CHF19.17 Million | ▲ +1396.2% |
| 2004 | 0.43x | CHF57.10 Million | CHF133.08 Million | — |