VP Bank AG Cash Flow-to-Debt Ratio
VP Bank AG cash flow-to-debt ratio. VP Bank AG (VPBN) has a Cash Flow-to-Debt Ratio of -0.12x as of December 2025, meaning its operating cash flow of CHF-1.16 Billion could theoretically repay 0% of its total liabilities (CHF9.50 Billion) in one year. Check VP Bank AG cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of VP Bank AG (2004–2025)
Cash flow-to-debt ratio of VP Bank AG from 2004 to 2025. Historical debt coverage capacity for VP Bank AG across 22 annual periods. Check how aggressively does VP Bank AG reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
VP Bank AG Cash Flow-to-Debt Ratio by Year (2004–2025)
VP Bank AG cash flow-to-debt ratio by year from 2004 to 2025. Year-by-year debt coverage analysis for VP Bank AG. For the full cash flow conversion analysis, see VP Bank AG operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (CHF) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | CHF-22.61 Million | CHF9.50 Billion | ▲ +97.7% |
| 2024 | -0.11x | CHF-1.00 Billion | CHF9.52 Billion | ▼ -194.4% |
| 2023 | -0.04x | CHF-369.78 Million | CHF10.34 Billion | ▼ -378.8% |
| 2022 | 0.01x | CHF147.84 Million | CHF11.53 Billion | ▲ +104.6% |
| 2021 | -0.28x | CHF-86.43 Million | CHF309.13 Million | ▲ +50.7% |
| 2020 | -0.57x | CHF-244.53 Million | CHF431.35 Million | ▼ -195.1% |
| 2019 | 0.60x | CHF317.56 Million | CHF532.82 Million | ▲ +1078.8% |
| 2018 | -0.06x | CHF-696.99 Million | CHF11.45 Billion | ▼ -222.4% |
| 2017 | 0.05x | CHF586.45 Million | CHF11.78 Billion | ▼ -35.1% |
| 2016 | 0.08x | CHF832.59 Million | CHF10.86 Billion | ▲ +15.3% |
| 2015 | 0.07x | CHF761.16 Million | CHF11.44 Billion | ▲ +4.0% |
| 2014 | 0.06x | CHF660.80 Million | CHF10.34 Billion | ▼ -7.1% |
| 2013 | 0.07x | CHF710.20 Million | CHF10.32 Billion | ▼ -13.0% |
| 2012 | 0.08x | CHF771.72 Million | CHF9.75 Billion | ▲ +767.7% |
| 2011 | -0.01x | CHF-116.66 Million | CHF9.84 Billion | ▲ +83.3% |
| 2010 | -0.07x | CHF-685.89 Million | CHF9.68 Billion | ▼ -160.3% |
| 2009 | 0.12x | CHF1.26 Billion | CHF10.70 Billion | ▲ +1083.6% |
| 2008 | -0.01x | CHF-126.17 Million | CHF10.57 Billion | ▲ +99.9% |
| 2007 | -12.19x | CHF-325.80 Million | CHF26.73 Million | ▼ -4502.6% |
| 2006 | 0.28x | CHF72.46 Million | CHF261.76 Million | ▼ -95.7% |
| 2005 | 6.42x | CHF123.09 Million | CHF19.17 Million | ▲ +1396.2% |
| 2004 | 0.43x | CHF57.10 Million | CHF133.08 Million | — |