VP Bank AG Financial Flexibility Index
VP Bank AG financial flexibility index. VP Bank AG (VPBN) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of CHF0.00 (operating CF CHF-1.16 Billion minus capex CHF1.16 Billion) represents 0% of total liabilities (CHF9.50 Billion). See VP Bank AG free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of VP Bank AG (2004–2025)
Financial flexibility index of VP Bank AG from 2004 to 2025. Historical Financial Flexibility Index trend for VP Bank AG across 22 annual periods. Check earnings quality score of VP Bank AG to evaluate the quality of earnings relative to operating cash generation.
VP Bank AG Financial Flexibility Index by Year (2004–2025)
VP Bank AG financial flexibility index by year from 2004 to 2025. Year-by-year free cash flow to debt coverage for VP Bank AG. For the full cash flow conversion analysis, see VPBN cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | CHF-9.46 Million | CHF-22.61 Million | CHF9.50 Billion | ▲ +99.0% |
| 2024 | -0.10x | CHF-989.13 Million | CHF-1.00 Billion | CHF9.52 Billion | ▼ -206.3% |
| 2023 | -0.03x | CHF-350.91 Million | CHF-369.78 Million | CHF10.34 Billion | ▼ -316.7% |
| 2022 | 0.02x | CHF180.50 Million | CHF147.84 Million | CHF11.53 Billion | ▲ +110.1% |
| 2021 | -0.15x | CHF-47.81 Million | CHF-86.43 Million | CHF309.13 Million | ▲ +70.0% |
| 2020 | -0.52x | CHF-222.25 Million | CHF-244.53 Million | CHF431.35 Million | ▼ -180.8% |
| 2019 | 0.64x | CHF339.79 Million | CHF317.56 Million | CHF532.82 Million | ▲ +1196.1% |
| 2018 | -0.06x | CHF-665.95 Million | CHF-696.99 Million | CHF11.45 Billion | ▼ -212.4% |
| 2017 | 0.05x | CHF609.94 Million | CHF586.45 Million | CHF11.78 Billion | ▼ -33.3% |
| 2016 | 0.08x | CHF842.32 Million | CHF832.59 Million | CHF10.86 Billion | ▲ +15.0% |
| 2015 | 0.07x | CHF771.72 Million | CHF761.16 Million | CHF11.44 Billion | ▲ +4.0% |
| 2014 | 0.06x | CHF670.36 Million | CHF660.80 Million | CHF10.34 Billion | ▼ -8.3% |
| 2013 | 0.07x | CHF729.40 Million | CHF710.20 Million | CHF10.32 Billion | ▼ -11.6% |
| 2012 | 0.08x | CHF779.50 Million | CHF771.72 Million | CHF9.75 Billion | ▲ +853.5% |
| 2011 | -0.01x | CHF-104.42 Million | CHF-116.66 Million | CHF9.84 Billion | ▲ +84.8% |
| 2010 | -0.07x | CHF-673.99 Million | CHF-685.89 Million | CHF9.68 Billion | ▼ -157.4% |
| 2009 | 0.12x | CHF1.30 Billion | CHF1.26 Billion | CHF10.70 Billion | ▲ +2729.2% |
| 2008 | 0.00x | CHF-48.73 Million | CHF-126.17 Million | CHF10.57 Billion | ▲ +100.0% |
| 2007 | -10.88x | CHF-290.81 Million | CHF-325.80 Million | CHF26.73 Million | ▼ -3243.9% |
| 2006 | 0.35x | CHF90.57 Million | CHF72.46 Million | CHF261.76 Million | ▼ -95.0% |
| 2005 | 6.96x | CHF133.42 Million | CHF123.09 Million | CHF19.17 Million | ▲ +1205.5% |
| 2004 | 0.53x | CHF70.94 Million | CHF57.10 Million | CHF133.08 Million | — |