VP Bank AG (VPBN) — Financial Flexibility Index
VP Bank AG (VPBN) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of CHF0.00 (operating CF CHF-1.16 Billion minus capex CHF1.16 Billion) represents 0% of total liabilities (CHF9.50 Billion). Check strategic asset allocation of VP Bank AG to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
VP Bank AG Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for VP Bank AG across 22 annual periods. See how liquid is VP Bank AG's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for VP Bank AG (2004–2025)
Year-by-year free cash flow to debt coverage for VP Bank AG. For the full company profile including market capitalisation, see VPBN stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | CHF-9.46 Million | CHF-22.61 Million | CHF9.50 Billion | ▲ +99.0% |
| 2024 | -0.10x | CHF-989.13 Million | CHF-1.00 Billion | CHF9.52 Billion | ▼ -206.3% |
| 2023 | -0.03x | CHF-350.91 Million | CHF-369.78 Million | CHF10.34 Billion | ▼ -316.7% |
| 2022 | 0.02x | CHF180.50 Million | CHF147.84 Million | CHF11.53 Billion | ▲ +110.1% |
| 2021 | -0.15x | CHF-47.81 Million | CHF-86.43 Million | CHF309.13 Million | ▲ +70.0% |
| 2020 | -0.52x | CHF-222.25 Million | CHF-244.53 Million | CHF431.35 Million | ▼ -180.8% |
| 2019 | 0.64x | CHF339.79 Million | CHF317.56 Million | CHF532.82 Million | ▲ +1196.1% |
| 2018 | -0.06x | CHF-665.95 Million | CHF-696.99 Million | CHF11.45 Billion | ▼ -212.4% |
| 2017 | 0.05x | CHF609.94 Million | CHF586.45 Million | CHF11.78 Billion | ▼ -33.3% |
| 2016 | 0.08x | CHF842.32 Million | CHF832.59 Million | CHF10.86 Billion | ▲ +15.0% |
| 2015 | 0.07x | CHF771.72 Million | CHF761.16 Million | CHF11.44 Billion | ▲ +4.0% |
| 2014 | 0.06x | CHF670.36 Million | CHF660.80 Million | CHF10.34 Billion | ▼ -8.3% |
| 2013 | 0.07x | CHF729.40 Million | CHF710.20 Million | CHF10.32 Billion | ▼ -11.6% |
| 2012 | 0.08x | CHF779.50 Million | CHF771.72 Million | CHF9.75 Billion | ▲ +853.5% |
| 2011 | -0.01x | CHF-104.42 Million | CHF-116.66 Million | CHF9.84 Billion | ▲ +84.8% |
| 2010 | -0.07x | CHF-673.99 Million | CHF-685.89 Million | CHF9.68 Billion | ▼ -157.4% |
| 2009 | 0.12x | CHF1.30 Billion | CHF1.26 Billion | CHF10.70 Billion | ▲ +2729.2% |
| 2008 | 0.00x | CHF-48.73 Million | CHF-126.17 Million | CHF10.57 Billion | ▲ +100.0% |
| 2007 | -10.88x | CHF-290.81 Million | CHF-325.80 Million | CHF26.73 Million | ▼ -3243.9% |
| 2006 | 0.35x | CHF90.57 Million | CHF72.46 Million | CHF261.76 Million | ▼ -95.0% |
| 2005 | 6.96x | CHF133.42 Million | CHF123.09 Million | CHF19.17 Million | ▲ +1205.5% |
| 2004 | 0.53x | CHF70.94 Million | CHF57.10 Million | CHF133.08 Million | — |