VP Bank AG (VPBN) — Financial Flexibility Index
VP Bank AG (VPBN) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of CHF0.00 (operating CF CHF-1.16 Billion minus capex CHF1.16 Billion) represents 0% of total liabilities (CHF9.50 Billion). Check VP Bank AG (VPBN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
VP Bank AG Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for VP Bank AG across 22 annual periods. For the full cash flow conversion analysis, see VP Bank AG operating cash flow efficiency.
Annual Financial Flexibility Index for VP Bank AG (2004–2025)
Year-by-year free cash flow to debt coverage for VP Bank AG. Explore debt repayment capacity of VP Bank AG to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | CHF-9.46 Million | CHF-22.61 Million | CHF9.50 Billion | ▲ +99.0% |
| 2024 | -0.10x | CHF-989.13 Million | CHF-1.00 Billion | CHF9.52 Billion | ▼ -206.3% |
| 2023 | -0.03x | CHF-350.91 Million | CHF-369.78 Million | CHF10.34 Billion | ▼ -316.7% |
| 2022 | 0.02x | CHF180.50 Million | CHF147.84 Million | CHF11.53 Billion | ▲ +110.1% |
| 2021 | -0.15x | CHF-47.81 Million | CHF-86.43 Million | CHF309.13 Million | ▲ +70.0% |
| 2020 | -0.52x | CHF-222.25 Million | CHF-244.53 Million | CHF431.35 Million | ▼ -180.8% |
| 2019 | 0.64x | CHF339.79 Million | CHF317.56 Million | CHF532.82 Million | ▲ +1196.1% |
| 2018 | -0.06x | CHF-665.95 Million | CHF-696.99 Million | CHF11.45 Billion | ▼ -212.4% |
| 2017 | 0.05x | CHF609.94 Million | CHF586.45 Million | CHF11.78 Billion | ▼ -33.3% |
| 2016 | 0.08x | CHF842.32 Million | CHF832.59 Million | CHF10.86 Billion | ▲ +15.0% |
| 2015 | 0.07x | CHF771.72 Million | CHF761.16 Million | CHF11.44 Billion | ▲ +4.0% |
| 2014 | 0.06x | CHF670.36 Million | CHF660.80 Million | CHF10.34 Billion | ▼ -8.3% |
| 2013 | 0.07x | CHF729.40 Million | CHF710.20 Million | CHF10.32 Billion | ▼ -11.6% |
| 2012 | 0.08x | CHF779.50 Million | CHF771.72 Million | CHF9.75 Billion | ▲ +853.5% |
| 2011 | -0.01x | CHF-104.42 Million | CHF-116.66 Million | CHF9.84 Billion | ▲ +84.8% |
| 2010 | -0.07x | CHF-673.99 Million | CHF-685.89 Million | CHF9.68 Billion | ▼ -157.4% |
| 2009 | 0.12x | CHF1.30 Billion | CHF1.26 Billion | CHF10.70 Billion | ▲ +2729.2% |
| 2008 | 0.00x | CHF-48.73 Million | CHF-126.17 Million | CHF10.57 Billion | ▲ +100.0% |
| 2007 | -10.88x | CHF-290.81 Million | CHF-325.80 Million | CHF26.73 Million | ▼ -3243.9% |
| 2006 | 0.35x | CHF90.57 Million | CHF72.46 Million | CHF261.76 Million | ▼ -95.0% |
| 2005 | 6.96x | CHF133.42 Million | CHF123.09 Million | CHF19.17 Million | ▲ +1205.5% |
| 2004 | 0.53x | CHF70.94 Million | CHF57.10 Million | CHF133.08 Million | — |