VP Bank AG (VPBN) — Financial Flexibility Index
VP Bank AG (VPBN) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of CHF0.00 (operating CF CHF-1.16 Billion minus capex CHF1.16 Billion) represents 0% of total liabilities (CHF9.50 Billion). Also explore net asset momentum of VP Bank AG to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
VP Bank AG Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for VP Bank AG across 22 annual periods. Check VP Bank AG PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for VP Bank AG (2004–2025)
Year-by-year free cash flow to debt coverage for VP Bank AG. For the full company profile including market capitalisation, see VP Bank AG market capitalisation.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | CHF-9.46 Million | CHF-22.61 Million | CHF9.50 Billion | ▲ +99.0% |
| 2024 | -0.10x | CHF-989.13 Million | CHF-1.00 Billion | CHF9.52 Billion | ▼ -206.3% |
| 2023 | -0.03x | CHF-350.91 Million | CHF-369.78 Million | CHF10.34 Billion | ▼ -316.7% |
| 2022 | 0.02x | CHF180.50 Million | CHF147.84 Million | CHF11.53 Billion | ▲ +110.1% |
| 2021 | -0.15x | CHF-47.81 Million | CHF-86.43 Million | CHF309.13 Million | ▲ +70.0% |
| 2020 | -0.52x | CHF-222.25 Million | CHF-244.53 Million | CHF431.35 Million | ▼ -180.8% |
| 2019 | 0.64x | CHF339.79 Million | CHF317.56 Million | CHF532.82 Million | ▲ +1196.1% |
| 2018 | -0.06x | CHF-665.95 Million | CHF-696.99 Million | CHF11.45 Billion | ▼ -212.4% |
| 2017 | 0.05x | CHF609.94 Million | CHF586.45 Million | CHF11.78 Billion | ▼ -33.3% |
| 2016 | 0.08x | CHF842.32 Million | CHF832.59 Million | CHF10.86 Billion | ▲ +15.0% |
| 2015 | 0.07x | CHF771.72 Million | CHF761.16 Million | CHF11.44 Billion | ▲ +4.0% |
| 2014 | 0.06x | CHF670.36 Million | CHF660.80 Million | CHF10.34 Billion | ▼ -8.3% |
| 2013 | 0.07x | CHF729.40 Million | CHF710.20 Million | CHF10.32 Billion | ▼ -11.6% |
| 2012 | 0.08x | CHF779.50 Million | CHF771.72 Million | CHF9.75 Billion | ▲ +853.5% |
| 2011 | -0.01x | CHF-104.42 Million | CHF-116.66 Million | CHF9.84 Billion | ▲ +84.8% |
| 2010 | -0.07x | CHF-673.99 Million | CHF-685.89 Million | CHF9.68 Billion | ▼ -157.4% |
| 2009 | 0.12x | CHF1.30 Billion | CHF1.26 Billion | CHF10.70 Billion | ▲ +2729.2% |
| 2008 | 0.00x | CHF-48.73 Million | CHF-126.17 Million | CHF10.57 Billion | ▲ +100.0% |
| 2007 | -10.88x | CHF-290.81 Million | CHF-325.80 Million | CHF26.73 Million | ▼ -3243.9% |
| 2006 | 0.35x | CHF90.57 Million | CHF72.46 Million | CHF261.76 Million | ▼ -95.0% |
| 2005 | 6.96x | CHF133.42 Million | CHF123.09 Million | CHF19.17 Million | ▲ +1205.5% |
| 2004 | 0.53x | CHF70.94 Million | CHF57.10 Million | CHF133.08 Million | — |