VP Bank AG (VPBN) — Defensive Interval Ratio

Latest as of June 2025: 8 days

VP Bank AG (VPBN) has a Defensive Interval Ratio of 8 days as of June 2025. Defensive assets of CHF204.34 Million (cash CHF-, short-term investments CHF-, receivables CHF204.34 Million) cover 8 days of daily cash needs of CHF27.00 Million/day. Check VPBN tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

8 days
Days of operational coverage

Defensive Assets

CHF204.34 Million
Cash + ST Investments + Receivables

Daily Cash Need

CHF27.00 Million
Current Liabilities ÷ 365

Current Liabilities

CHF9.86 Billion
CHF

VP Bank AG Defensive Interval Ratio (2005–2025)

This chart shows how VP Bank AG's Defensive Interval Ratio has evolved across 16 annual periods from 2005 to 2025. As of June 2025, the ratio stands at 8 days, meaning defensive assets of CHF204.34 Million can fund 8 days of operations without new revenue. Also explore VP Bank AG (VPBN) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for VP Bank AG (2005–2025)

The table below presents the year-by-year Defensive Interval Ratio for VP Bank AG from 2005 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see VP Bank AG (VPBN) market capitalisation.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2025 0 days CHF578.00K CHF1.47 Million/day CHF- CHF578.00K ▼ -1443 days
2024 1443 days CHF2.45 Billion CHF1.70 Million/day CHF- CHF- ▼ -85 days
2023 1528 days CHF2.09 Billion CHF1.37 Million/day CHF- CHF-170.89 Million ▲ +281 days
2022 1247 days CHF2.63 Billion CHF2.11 Million/day CHF- CHF- ▲ +1230 days
2021 17 days CHF34.78 Million CHF2.03 Million/day CHF- CHF- ▲ +6 days
2020 11 days CHF32.43 Million CHF2.87 Million/day CHF- CHF- ▲ +3 days
2019 9 days CHF28.54 Million CHF3.25 Million/day CHF- CHF- ▲ +0 days
2018 8 days CHF28.10 Million CHF3.35 Million/day CHF- CHF- ▲ +1 days
2017 7 days CHF26.93 Million CHF3.61 Million/day CHF- CHF- ▲ +0 days
2016 7 days CHF22.85 Million CHF3.24 Million/day CHF- CHF- ▲ +6 days
2015 1 days CHF25.08 Million CHF28.48 Million/day CHF- CHF- ▼ -91 days
2014 92 days CHF24.60 Million CHF268.28K/day CHF- CHF- ▼ -17 days
2013 109 days CHF21.09 Million CHF193.87K/day CHF- CHF- ▼ -46 days
2012 155 days CHF25.08 Million CHF162.28K/day CHF- CHF- ▼ -82712 days
2007 82866 days CHF6.07 Billion CHF73.24K/day CHF- CHF- ▼ -50290 days
2005 133156 days CHF6.99 Billion CHF52.53K/day CHF- CHF- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)