VP Bank AG (VPBN) — Net Asset Quality Index

Latest as of December 2025: 11.0%

VP Bank AG (VPBN) has a Net Asset Quality Index of 11.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CHF10.68 Billion minus total liabilities of CHF9.50 Billion yields net assets of CHF1.18 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check VP Bank AG liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

11.0%
Equity / Total Assets

Net Assets

CHF1.18 Billion
CHF

Total Assets

CHF10.68 Billion
CHF

Total Liabilities

CHF9.50 Billion
CHF

VP Bank AG Net Asset Quality Index Over Time (2004–2025)

This chart shows how VP Bank AG's Net Asset Quality Index has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the index stands at 11.0%, representing net assets of CHF1.18 Billion against total assets of CHF10.68 Billion CHF. See how liquid is VP Bank AG's working capital to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for VP Bank AG (2004–2025)

The table below presents the year-by-year Net Asset Quality Index for VP Bank AG from 2004 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see VPBN market cap overview.

Year Quality Index Net Assets (CHF) Total Assets Total Liabilities Change (pp)
2025 11.0% CHF1.18 Billion CHF10.68 Billion CHF9.50 Billion ▲ +0.5 pp
2024 10.5% CHF1.12 Billion CHF10.64 Billion CHF9.52 Billion ▲ +0.8 pp
2023 9.7% CHF1.11 Billion CHF11.45 Billion CHF10.34 Billion ▲ +0.9 pp
2022 8.7% CHF1.10 Billion CHF12.63 Billion CHF11.53 Billion ▼ -88.9 pp
2021 97.7% CHF12.89 Billion CHF13.20 Billion CHF309.13 Million ▲ +0.8 pp
2020 96.8% CHF13.09 Billion CHF13.52 Billion CHF431.35 Million ▲ +0.8 pp
2019 96.0% CHF12.87 Billion CHF13.40 Billion CHF532.82 Million ▲ +88.1 pp
2018 7.9% CHF981.58 Million CHF12.43 Billion CHF11.45 Billion ▲ +0.1 pp
2017 7.8% CHF994.18 Million CHF12.78 Billion CHF11.78 Billion ▼ -0.2 pp
2016 7.9% CHF936.94 Million CHF11.79 Billion CHF10.86 Billion ▲ +0.5 pp
2015 7.4% CHF918.12 Million CHF12.36 Billion CHF11.44 Billion ▼ -0.3 pp
2014 7.8% CHF868.46 Million CHF11.20 Billion CHF10.34 Billion ▼ -0.2 pp
2013 7.9% CHF888.74 Million CHF11.21 Billion CHF10.32 Billion ▼ -0.4 pp
2012 8.4% CHF888.83 Million CHF10.64 Billion CHF9.75 Billion ▼ 0.0 pp
2011 8.4% CHF898.59 Million CHF10.74 Billion CHF9.84 Billion ▼ -0.3 pp
2010 8.6% CHF915.63 Million CHF10.59 Billion CHF9.68 Billion ▲ +0.6 pp
2009 8.0% CHF931.92 Million CHF11.63 Billion CHF10.70 Billion ▲ +0.7 pp
2008 7.3% CHF828.16 Million CHF11.39 Billion CHF10.57 Billion ▼ -90.2 pp
2007 97.5% CHF1.05 Billion CHF1.07 Billion CHF26.73 Million ▲ +23.1 pp
2006 74.4% CHF759.61 Million CHF1.02 Billion CHF261.76 Million ▼ -23.6 pp
2005 97.9% CHF906.89 Million CHF926.07 Million CHF19.17 Million ▲ +14.5 pp
2004 83.5% CHF671.10 Million CHF804.18 Million CHF133.08 Million
pp = percentage points