VP Bank AG (VPBN) — Working Capital to Net Assets Ratio
VP Bank AG (VPBN) has a Working Capital to Net Assets ratio of 69.0% as of December 2025. Working capital of CHF811.29 Million (current assets of CHF1.35 Billion minus current liabilities of CHF536.87 Million) is measured against net assets of CHF1.18 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See VP Bank AG net asset quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
VP Bank AG Working Capital to Net Assets (2005–2025)
This chart shows how VP Bank AG's Working Capital to Net Assets ratio has evolved across 16 annual periods from 2005 to 2025. As of December 2025, the ratio stands at 69.0%, reflecting working capital of CHF811.29 Million against net assets of CHF1.18 Billion CHF. Check VPBN tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for VP Bank AG (2005–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for VP Bank AG from 2005 to 2025, covering 16 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see VPBN stock market capitalisation.
| Year | WC/NA Ratio | Working Capital (CHF) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 69.0% | CHF811.87 Million | CHF1.18 Billion | CHF1.35 Billion | CHF536.87 Million | ▼ -358.2 pp |
| 2024 | 427.2% | CHF4.77 Billion | CHF1.12 Billion | CHF5.39 Billion | CHF620.29 Million | ▲ +204.5 pp |
| 2023 | 222.7% | CHF2.47 Billion | CHF1.11 Billion | CHF2.96 Billion | CHF498.65 Million | ▼ -286.0 pp |
| 2022 | 508.8% | CHF5.61 Billion | CHF1.10 Billion | CHF6.38 Billion | CHF769.02 Million | ▲ +482.5 pp |
| 2021 | 26.2% | CHF3.38 Billion | CHF12.89 Billion | CHF4.12 Billion | CHF739.26 Million | ▲ +0.1 pp |
| 2020 | 26.1% | CHF3.42 Billion | CHF13.09 Billion | CHF4.47 Billion | CHF1.05 Billion | ▲ +6.8 pp |
| 2019 | 19.3% | CHF2.49 Billion | CHF12.87 Billion | CHF3.67 Billion | CHF1.19 Billion | ▼ -194.5 pp |
| 2018 | 213.8% | CHF2.10 Billion | CHF981.58 Million | CHF3.32 Billion | CHF1.22 Billion | ▼ -109.8 pp |
| 2017 | 323.6% | CHF3.22 Billion | CHF994.18 Million | CHF4.53 Billion | CHF1.32 Billion | ▲ +0.9 pp |
| 2016 | 322.8% | CHF3.02 Billion | CHF936.94 Million | CHF4.21 Billion | CHF1.18 Billion | ▲ +905.9 pp |
| 2015 | -583.1% | CHF-5.35 Billion | CHF918.12 Million | CHF5.04 Billion | CHF10.39 Billion | ▼ -1174.5 pp |
| 2014 | 591.4% | CHF5.14 Billion | CHF868.46 Million | CHF5.23 Billion | CHF97.92 Million | ▼ -64.6 pp |
| 2013 | 656.0% | CHF5.83 Billion | CHF888.74 Million | CHF5.90 Billion | CHF70.76 Million | ▲ +16.7 pp |
| 2012 | 639.3% | CHF5.68 Billion | CHF888.83 Million | CHF5.74 Billion | CHF59.23 Million | ▼ -244.3 pp |
| 2007 | 883.6% | CHF9.25 Billion | CHF1.05 Billion | CHF9.28 Billion | CHF26.73 Million | ▲ +107.1 pp |
| 2005 | 776.5% | CHF7.04 Billion | CHF906.89 Million | CHF7.06 Billion | CHF19.17 Million | — |