Union Insurance Co Ltd (2816) — Cash Flow Quality Index

Latest as of December 2025: 0.53x

Union Insurance Co Ltd (2816) has a Cash Flow Quality Index of 0.53x as of December 2025. Operating cash flow of NT$235.21 Million is below net income of NT$444.58 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore 2816 long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.53x
Operating CF / Net Income

Operating Cash Flow

NT$235.21 Million
TWD

Net Income

NT$444.58 Million
TWD

Data as of

Dec 2025
Most recent filing

Union Insurance Co Ltd Cash Flow Quality Index (2011–2025)

Historical Cash Flow Quality Index for Union Insurance Co Ltd across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Union Insurance Co Ltd (2816) tangible net worth to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Union Insurance Co Ltd (2011–2025)

Year-by-year earnings quality comparison for Union Insurance Co Ltd. For live market cap and the full company financial profile, see how much is Union Insurance Co Ltd worth.

Year Quality Index Operating CF (TWD) Net Income YoY Change
2025 1.48x NT$1.54 Billion NT$1.04 Billion ▲ +931.8%
2024 -0.18x NT$-260.13 Million NT$1.47 Billion ▼ -129.8%
2023 0.60x NT$716.19 Million NT$1.20 Billion ▼ -71.0%
2021 2.06x NT$1.66 Billion NT$806.26 Million ▲ +246.7%
2020 0.59x NT$418.82 Million NT$706.05 Million ▲ +113.9%
2019 0.28x NT$194.20 Million NT$700.25 Million ▲ +330.5%
2018 -0.12x NT$-75.20 Million NT$625.10 Million ▼ -111.3%
2017 1.06x NT$706.51 Million NT$663.80 Million ▼ -54.8%
2016 2.35x NT$512.07 Million NT$217.55 Million ▲ +247.6%
2015 -1.59x NT$-418.15 Million NT$262.21 Million ▼ -156.0%
2014 2.85x NT$1.60 Billion NT$562.26 Million ▲ +420.6%
2013 -0.89x NT$-460.11 Million NT$517.96 Million ▼ -796.9%
2012 0.13x NT$32.95 Million NT$258.49 Million ▲ +102.8%
2011 -4.57x NT$-480.45 Million NT$105.15 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.