Union Insurance Co Ltd (2816) — Cash Flow Quality Index
Union Insurance Co Ltd (2816) has a Cash Flow Quality Index of 0.32x as of June 2026. Operating cash flow of NT$428.52 Million is below net income of NT$1.36 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore 2816 operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Union Insurance Co Ltd Cash Flow Quality Index (2011–2025)
Historical Cash Flow Quality Index for Union Insurance Co Ltd across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Union Insurance Co Ltd (2816) cash conversion ratio.
Annual Cash Flow Quality Index for Union Insurance Co Ltd (2011–2025)
Year-by-year earnings quality comparison for Union Insurance Co Ltd.
| Year | Quality Index | Operating CF (TWD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.48x | NT$1.54 Billion | NT$1.04 Billion | ▲ +931.8% |
| 2024 | -0.18x | NT$-260.13 Million | NT$1.47 Billion | ▼ -129.8% |
| 2023 | 0.60x | NT$716.19 Million | NT$1.20 Billion | ▼ -71.0% |
| 2021 | 2.06x | NT$1.66 Billion | NT$806.26 Million | ▲ +246.7% |
| 2020 | 0.59x | NT$418.82 Million | NT$706.05 Million | ▲ +113.9% |
| 2019 | 0.28x | NT$194.20 Million | NT$700.25 Million | ▲ +330.5% |
| 2018 | -0.12x | NT$-75.20 Million | NT$625.10 Million | ▼ -111.3% |
| 2017 | 1.06x | NT$706.51 Million | NT$663.80 Million | ▼ -54.8% |
| 2016 | 2.35x | NT$512.07 Million | NT$217.55 Million | ▲ +247.6% |
| 2015 | -1.59x | NT$-418.15 Million | NT$262.21 Million | ▼ -156.0% |
| 2014 | 2.85x | NT$1.60 Billion | NT$562.26 Million | ▲ +420.6% |
| 2013 | -0.89x | NT$-460.11 Million | NT$517.96 Million | ▼ -796.9% |
| 2012 | 0.13x | NT$32.95 Million | NT$258.49 Million | ▲ +102.8% |
| 2011 | -4.57x | NT$-480.45 Million | NT$105.15 Million | — |