Union Insurance Co Ltd (2816) — Cash Flow Quality Index
Union Insurance Co Ltd (2816) has a Cash Flow Quality Index of 0.53x as of December 2025. Operating cash flow of NT$235.21 Million is below net income of NT$444.58 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Union Insurance Co Ltd (2816) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Union Insurance Co Ltd Cash Flow Quality Index (2011–2025)
Historical Cash Flow Quality Index for Union Insurance Co Ltd across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Union Insurance Co Ltd cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Union Insurance Co Ltd (2011–2025)
Year-by-year earnings quality comparison for Union Insurance Co Ltd. For live market cap and the full company financial profile, see 2816 market cap.
| Year | Quality Index | Operating CF (TWD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.48x | NT$1.54 Billion | NT$1.04 Billion | ▲ +931.8% |
| 2024 | -0.18x | NT$-260.13 Million | NT$1.47 Billion | ▼ -129.8% |
| 2023 | 0.60x | NT$716.19 Million | NT$1.20 Billion | ▼ -71.0% |
| 2021 | 2.06x | NT$1.66 Billion | NT$806.26 Million | ▲ +246.7% |
| 2020 | 0.59x | NT$418.82 Million | NT$706.05 Million | ▲ +113.9% |
| 2019 | 0.28x | NT$194.20 Million | NT$700.25 Million | ▲ +330.5% |
| 2018 | -0.12x | NT$-75.20 Million | NT$625.10 Million | ▼ -111.3% |
| 2017 | 1.06x | NT$706.51 Million | NT$663.80 Million | ▼ -54.8% |
| 2016 | 2.35x | NT$512.07 Million | NT$217.55 Million | ▲ +247.6% |
| 2015 | -1.59x | NT$-418.15 Million | NT$262.21 Million | ▼ -156.0% |
| 2014 | 2.85x | NT$1.60 Billion | NT$562.26 Million | ▲ +420.6% |
| 2013 | -0.89x | NT$-460.11 Million | NT$517.96 Million | ▼ -796.9% |
| 2012 | 0.13x | NT$32.95 Million | NT$258.49 Million | ▲ +102.8% |
| 2011 | -4.57x | NT$-480.45 Million | NT$105.15 Million | — |