Union Insurance Co Ltd (2816) — Cash Flow-to-Debt Ratio
Union Insurance Co Ltd (2816) has a Cash Flow-to-Debt Ratio of 0.02x as of December 2025, meaning its operating cash flow of NT$235.21 Million could theoretically repay 0% of its total liabilities (NT$12.06 Billion) in one year. See 2816 FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Union Insurance Co Ltd Cash Flow-to-Debt Ratio (2009–2025)
Historical debt coverage capacity for Union Insurance Co Ltd across 17 annual periods. Also explore net asset growth rate of Union Insurance Co Ltd to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Union Insurance Co Ltd (2009–2025)
Year-by-year debt coverage analysis for Union Insurance Co Ltd. For market capitalisation and broader financial context, see 2816 market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (TWD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.13x | NT$1.54 Billion | NT$12.06 Billion | ▲ +880.7% |
| 2024 | -0.02x | NT$-260.13 Million | NT$15.92 Billion | ▼ -131.6% |
| 2023 | 0.05x | NT$716.19 Million | NT$13.83 Billion | ▲ +373.7% |
| 2022 | -0.02x | NT$-255.37 Million | NT$13.50 Billion | ▼ -114.4% |
| 2021 | 0.13x | NT$1.66 Billion | NT$12.58 Billion | ▲ +274.5% |
| 2020 | 0.04x | NT$418.82 Million | NT$11.90 Billion | ▲ +120.1% |
| 2019 | 0.02x | NT$194.20 Million | NT$12.14 Billion | ▲ +366.5% |
| 2018 | -0.01x | NT$-75.20 Million | NT$12.53 Billion | ▼ -110.1% |
| 2017 | 0.06x | NT$706.51 Million | NT$11.95 Billion | ▲ +36.1% |
| 2016 | 0.04x | NT$512.07 Million | NT$11.79 Billion | ▲ +213.7% |
| 2015 | -0.04x | NT$-418.15 Million | NT$10.95 Billion | ▼ -124.6% |
| 2014 | 0.16x | NT$1.60 Billion | NT$10.32 Billion | ▲ +474.1% |
| 2013 | -0.04x | NT$-460.11 Million | NT$11.10 Billion | ▼ -1502.4% |
| 2012 | 0.00x | NT$32.95 Million | NT$11.14 Billion | ▲ +107.4% |
| 2011 | -0.04x | NT$-480.45 Million | NT$12.10 Billion | ▲ +7.5% |
| 2010 | -0.04x | NT$-509.41 Million | NT$11.87 Billion | ▼ -420.9% |
| 2009 | 0.01x | NT$155.58 Million | NT$11.63 Billion | — |