Union Insurance Co Ltd (2816) — Financial Flexibility Index
Union Insurance Co Ltd (2816) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of NT$256.42 Million (operating CF NT$235.21 Million minus capex NT$21.21 Million) represents 0% of total liabilities (NT$12.06 Billion). Check Union Insurance Co Ltd strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Union Insurance Co Ltd Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for Union Insurance Co Ltd across 17 annual periods. See 2816 net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Union Insurance Co Ltd (2009–2025)
Year-by-year free cash flow to debt coverage for Union Insurance Co Ltd. For the full company profile including market capitalisation, see market value of Union Insurance Co Ltd.
| Year | Flexibility Index | Free Cash Flow (TWD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.13x | NT$1.59 Billion | NT$1.54 Billion | NT$12.06 Billion | ▲ +1288.7% |
| 2024 | -0.01x | NT$-176.72 Million | NT$-260.13 Million | NT$15.92 Billion | ▼ -119.9% |
| 2023 | 0.06x | NT$772.46 Million | NT$716.19 Million | NT$13.83 Billion | ▲ +518.0% |
| 2022 | -0.01x | NT$-180.37 Million | NT$-255.37 Million | NT$13.50 Billion | ▼ -109.1% |
| 2021 | 0.15x | NT$1.85 Billion | NT$1.66 Billion | NT$12.58 Billion | ▲ +258.1% |
| 2020 | 0.04x | NT$489.90 Million | NT$418.82 Million | NT$11.90 Billion | ▲ +49.8% |
| 2019 | 0.03x | NT$333.78 Million | NT$194.20 Million | NT$12.14 Billion | ▲ +1765.3% |
| 2018 | 0.00x | NT$18.47 Million | NT$-75.20 Million | NT$12.53 Billion | ▼ -97.6% |
| 2017 | 0.06x | NT$725.50 Million | NT$706.51 Million | NT$11.95 Billion | ▲ +21.5% |
| 2016 | 0.05x | NT$589.22 Million | NT$512.07 Million | NT$11.79 Billion | ▲ +243.2% |
| 2015 | -0.03x | NT$-382.08 Million | NT$-418.15 Million | NT$10.95 Billion | ▼ -122.0% |
| 2014 | 0.16x | NT$1.64 Billion | NT$1.60 Billion | NT$10.32 Billion | ▲ +514.2% |
| 2013 | -0.04x | NT$-425.19 Million | NT$-460.11 Million | NT$11.10 Billion | ▼ -586.5% |
| 2012 | 0.01x | NT$87.78 Million | NT$32.95 Million | NT$11.14 Billion | ▲ +123.2% |
| 2011 | -0.03x | NT$-410.62 Million | NT$-480.45 Million | NT$12.10 Billion | ▲ +13.9% |
| 2010 | -0.04x | NT$-467.59 Million | NT$-509.41 Million | NT$11.87 Billion | ▼ -339.9% |
| 2009 | 0.02x | NT$191.01 Million | NT$155.58 Million | NT$11.63 Billion | — |