Union Insurance Co Ltd Financial Flexibility Index

Latest as of June 2026: 0.02x

Union Insurance Co Ltd financial flexibility index. Union Insurance Co Ltd (2816) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of NT$438.67 Million (operating CF NT$428.52 Million minus capex NT$10.16 Million) represents 0% of total liabilities (NT$17.60 Billion). See how much free cash does Union Insurance Co Ltd generate to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

NT$438.67 Million
Operating CF − Capex

Total Liabilities

NT$17.60 Billion
TWD

Capital Expenditures

NT$10.16 Million
TWD

Financial Flexibility Index of Union Insurance Co Ltd (2009–2025)

Financial flexibility index of Union Insurance Co Ltd from 2009 to 2025. Historical Financial Flexibility Index trend for Union Insurance Co Ltd across 17 annual periods. Check 2816 operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Union Insurance Co Ltd Financial Flexibility Index by Year (2009–2025)

Union Insurance Co Ltd financial flexibility index by year from 2009 to 2025. Year-by-year free cash flow to debt coverage for Union Insurance Co Ltd. For the full cash flow conversion analysis, see Union Insurance Co Ltd cash conversion from operations.

Year Flexibility Index Free Cash Flow (TWD) Operating CF Total Liabilities YoY Change
2025 0.13x NT$1.59 Billion NT$1.54 Billion NT$12.06 Billion ▲ +1288.7%
2024 -0.01x NT$-176.72 Million NT$-260.13 Million NT$15.92 Billion ▼ -119.9%
2023 0.06x NT$772.46 Million NT$716.19 Million NT$13.83 Billion ▲ +518.0%
2022 -0.01x NT$-180.37 Million NT$-255.37 Million NT$13.50 Billion ▼ -109.1%
2021 0.15x NT$1.85 Billion NT$1.66 Billion NT$12.58 Billion ▲ +258.1%
2020 0.04x NT$489.90 Million NT$418.82 Million NT$11.90 Billion ▲ +49.8%
2019 0.03x NT$333.78 Million NT$194.20 Million NT$12.14 Billion ▲ +1765.3%
2018 0.00x NT$18.47 Million NT$-75.20 Million NT$12.53 Billion ▼ -97.6%
2017 0.06x NT$725.50 Million NT$706.51 Million NT$11.95 Billion ▲ +21.5%
2016 0.05x NT$589.22 Million NT$512.07 Million NT$11.79 Billion ▲ +243.2%
2015 -0.03x NT$-382.08 Million NT$-418.15 Million NT$10.95 Billion ▼ -122.0%
2014 0.16x NT$1.64 Billion NT$1.60 Billion NT$10.32 Billion ▲ +514.2%
2013 -0.04x NT$-425.19 Million NT$-460.11 Million NT$11.10 Billion ▼ -586.5%
2012 0.01x NT$87.78 Million NT$32.95 Million NT$11.14 Billion ▲ +123.2%
2011 -0.03x NT$-410.62 Million NT$-480.45 Million NT$12.10 Billion ▲ +13.9%
2010 -0.04x NT$-467.59 Million NT$-509.41 Million NT$11.87 Billion ▼ -339.9%
2009 0.02x NT$191.01 Million NT$155.58 Million NT$11.63 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities