Union Insurance Co Ltd (2816) — Financial Flexibility Index
Union Insurance Co Ltd (2816) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of NT$438.67 Million (operating CF NT$428.52 Million minus capex NT$10.16 Million) represents 0% of total liabilities (NT$17.60 Billion). Check Union Insurance Co Ltd (2816) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Union Insurance Co Ltd Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for Union Insurance Co Ltd across 17 annual periods. For the full cash flow conversion analysis, see Union Insurance Co Ltd (2816) cash conversion ratio.
Annual Financial Flexibility Index for Union Insurance Co Ltd (2009–2025)
Year-by-year free cash flow to debt coverage for Union Insurance Co Ltd. Explore Union Insurance Co Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (TWD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.13x | NT$1.59 Billion | NT$1.54 Billion | NT$12.06 Billion | ▲ +1288.7% |
| 2024 | -0.01x | NT$-176.72 Million | NT$-260.13 Million | NT$15.92 Billion | ▼ -119.9% |
| 2023 | 0.06x | NT$772.46 Million | NT$716.19 Million | NT$13.83 Billion | ▲ +518.0% |
| 2022 | -0.01x | NT$-180.37 Million | NT$-255.37 Million | NT$13.50 Billion | ▼ -109.1% |
| 2021 | 0.15x | NT$1.85 Billion | NT$1.66 Billion | NT$12.58 Billion | ▲ +258.1% |
| 2020 | 0.04x | NT$489.90 Million | NT$418.82 Million | NT$11.90 Billion | ▲ +49.8% |
| 2019 | 0.03x | NT$333.78 Million | NT$194.20 Million | NT$12.14 Billion | ▲ +1765.3% |
| 2018 | 0.00x | NT$18.47 Million | NT$-75.20 Million | NT$12.53 Billion | ▼ -97.6% |
| 2017 | 0.06x | NT$725.50 Million | NT$706.51 Million | NT$11.95 Billion | ▲ +21.5% |
| 2016 | 0.05x | NT$589.22 Million | NT$512.07 Million | NT$11.79 Billion | ▲ +243.2% |
| 2015 | -0.03x | NT$-382.08 Million | NT$-418.15 Million | NT$10.95 Billion | ▼ -122.0% |
| 2014 | 0.16x | NT$1.64 Billion | NT$1.60 Billion | NT$10.32 Billion | ▲ +514.2% |
| 2013 | -0.04x | NT$-425.19 Million | NT$-460.11 Million | NT$11.10 Billion | ▼ -586.5% |
| 2012 | 0.01x | NT$87.78 Million | NT$32.95 Million | NT$11.14 Billion | ▲ +123.2% |
| 2011 | -0.03x | NT$-410.62 Million | NT$-480.45 Million | NT$12.10 Billion | ▲ +13.9% |
| 2010 | -0.04x | NT$-467.59 Million | NT$-509.41 Million | NT$11.87 Billion | ▼ -339.9% |
| 2009 | 0.02x | NT$191.01 Million | NT$155.58 Million | NT$11.63 Billion | — |