Union Insurance Co Ltd (2816) — Financial Flexibility Index
Union Insurance Co Ltd (2816) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of NT$256.42 Million (operating CF NT$235.21 Million minus capex NT$21.21 Million) represents 0% of total liabilities (NT$12.06 Billion). Also explore Union Insurance Co Ltd annual equity growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Union Insurance Co Ltd Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for Union Insurance Co Ltd across 17 annual periods. Check Union Insurance Co Ltd PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Union Insurance Co Ltd (2009–2025)
Year-by-year free cash flow to debt coverage for Union Insurance Co Ltd. For the full company profile including market capitalisation, see Union Insurance Co Ltd (2816) total market value.
| Year | Flexibility Index | Free Cash Flow (TWD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.13x | NT$1.59 Billion | NT$1.54 Billion | NT$12.06 Billion | ▲ +1288.7% |
| 2024 | -0.01x | NT$-176.72 Million | NT$-260.13 Million | NT$15.92 Billion | ▼ -119.9% |
| 2023 | 0.06x | NT$772.46 Million | NT$716.19 Million | NT$13.83 Billion | ▲ +518.0% |
| 2022 | -0.01x | NT$-180.37 Million | NT$-255.37 Million | NT$13.50 Billion | ▼ -109.1% |
| 2021 | 0.15x | NT$1.85 Billion | NT$1.66 Billion | NT$12.58 Billion | ▲ +258.1% |
| 2020 | 0.04x | NT$489.90 Million | NT$418.82 Million | NT$11.90 Billion | ▲ +49.8% |
| 2019 | 0.03x | NT$333.78 Million | NT$194.20 Million | NT$12.14 Billion | ▲ +1765.3% |
| 2018 | 0.00x | NT$18.47 Million | NT$-75.20 Million | NT$12.53 Billion | ▼ -97.6% |
| 2017 | 0.06x | NT$725.50 Million | NT$706.51 Million | NT$11.95 Billion | ▲ +21.5% |
| 2016 | 0.05x | NT$589.22 Million | NT$512.07 Million | NT$11.79 Billion | ▲ +243.2% |
| 2015 | -0.03x | NT$-382.08 Million | NT$-418.15 Million | NT$10.95 Billion | ▼ -122.0% |
| 2014 | 0.16x | NT$1.64 Billion | NT$1.60 Billion | NT$10.32 Billion | ▲ +514.2% |
| 2013 | -0.04x | NT$-425.19 Million | NT$-460.11 Million | NT$11.10 Billion | ▼ -586.5% |
| 2012 | 0.01x | NT$87.78 Million | NT$32.95 Million | NT$11.14 Billion | ▲ +123.2% |
| 2011 | -0.03x | NT$-410.62 Million | NT$-480.45 Million | NT$12.10 Billion | ▲ +13.9% |
| 2010 | -0.04x | NT$-467.59 Million | NT$-509.41 Million | NT$11.87 Billion | ▼ -339.9% |
| 2009 | 0.02x | NT$191.01 Million | NT$155.58 Million | NT$11.63 Billion | — |